credit union · NCUA 4487 · IN
How big is SOUTH BEND TRANSIT?
SOUTH BEND TRANSIT (IN, NCUA charter 4487) reported total assets of $2.9M, 361 members and a net worth ratio of 29.00% in its Call Report for 2026Q2. That ranks 3998 of 4,299 federally insured credit unions by assets, 470 of 771 among credit unions under $10m in assets, 110 of 121 credit unions in indiana.
What stands out
SOUTH BEND TRANSIT (IN, NCUA charter 4487) reported total assets of $2.9M, 361 members and a net worth ratio of 29.00% in its Call Report for 2026Q2. That ranks 3998 of 4,299 federally insured credit unions by assets, 470 of 771 among credit unions under $10m in assets, 110 of 121 credit unions in indiana. Against its size class: net worth ratio 29.00%, above the peer median of 17.92%; loan-to-share ratio 86.11%, above the peer median of 58.16%; return on assets -2.29%, below the peer median of 0.45%. At 29.00% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.9M | $4.0M | $59.4M | $68.3M | record → |
| Shares and deposits | $2.0M | $3.1M | $49.8M | $58.3M | record → |
| Loans outstanding | $1.7M | $1.7M | $31.4M | $34.4M | record → |
| Net income (year to date) | $-32.7k | $5.3k | $269.0k | $222.2k | record → |
| Net worth | $827.9k | $672.6k | $8.7M | $9.0M | record → |
| Net worth ratio | 29.00% | 17.92% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 86.11% | 58.16% | 68.92% | 68.70% | computed |
| Return on assets | -2.29% | 0.45% | 0.82% | 0.71% | computed |
| Members | 361 | 584 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.9M | $2.0M | $1.7M | $-32.7k | 29.00% | 361 | 3998 |
| 2026Q1 | $2.7M | $1.9M | $1.8M | $-4.7k | 31.58% | 362 | 4041 |
| 2025Q4 | $2.9M | $2.0M | $1.8M | $-45.5k | 30.01% | 364 | 4060 |
| 2025Q3 | $3.1M | $2.2M | $1.8M | $-18.5k | 29.03% | 371 | 4080 |
| 2025Q2 | $3.1M | $2.2M | $1.9M | $-4.5k | 28.94% | 363 | 4106 |
| 2025Q1 | $3.3M | $2.4M | $2.0M | $9.4k | 27.68% | 364 | 4130 |
| 2024Q4 | $3.4M | $2.5M | $2.0M | $-16.3k | 26.36% | 367 | 4150 |
| 2024Q3 | $3.4M | $2.5M | $2.2M | $-6.9k | 26.92% | 366 | 4188 |
| 2024Q2 | $3.5M | $2.5M | $2.2M | $-2.9k | 26.56% | 374 | 4208 |
| 2024Q1 | $3.7M | $2.7M | $2.2M | $5.3k | 24.80% | 374 | 4226 |
| 2023Q4 | $3.8M | $2.8M | $2.2M | $-40.0k | 24.52% | 373 | 4250 |
| 2023Q3 | $4.2M | $3.2M | $2.2M | $-31.4k | 22.38% | 374 | 4259 |
| 2023Q2 | $4.0M | $3.1M | $2.2M | $-12.1k | 23.54% | 374 | 4294 |
| 2023Q1 | $4.2M | $3.0M | $2.2M | $-7.1k | 22.78% | 373 | 4311 |
| 2022Q4 | $4.4M | $3.4M | $2.3M | $-692 | 22.04% | 375 | 4328 |
| 2022Q3 | $4.5M | $3.2M | $2.4M | $-9.1k | 21.25% | 374 | 4361 |
| 2022Q2 | $4.6M | $3.6M | $2.2M | $-13.9k | 20.82% | 370 | 4383 |
| 2022Q1 | $5.0M | $4.0M | $2.2M | $8.8k | 19.46% | 371 | 4386 |
| 2021Q4 | $5.2M | $4.3M | $2.2M | $3.3k | 18.39% | 372 | 4369 |
| 2021Q3 | $5.2M | $4.2M | $2.1M | $8.4k | 18.57% | 372 | 4409 |
| 2021Q2 | $4.9M | $3.9M | $2.0M | $9.7k | 19.85% | 376 | 4472 |
| 2021Q1 | $4.2M | $3.2M | $2.0M | $3.4k | 23.15% | 370 | 4564 |
| 2020Q4 | $4.3M | $3.4M | $2.1M | $-5.3k | 22.21% | 374 | 4560 |
| 2020Q3 | $4.4M | $3.4M | $2.2M | $19.9k | 22.25% | 386 | 4559 |
| 2020Q2 | $4.0M | $3.0M | $2.3M | $10.5k | 24.24% | 386 | 4622 |
| 2020Q1 | $3.4M | $2.4M | $2.2M | $5.6k | 28.52% | 388 | 4706 |
| 2019Q4 | $3.6M | $2.6M | $2.4M | $-16.2k | 26.83% | 390 | 4706 |
| 2019Q3 | $3.6M | $2.7M | $2.4M | $-22.3k | 26.29% | 395 | 4722 |
| 2019Q2 | $3.7M | $2.7M | $2.3M | $-29.6k | 25.87% | 395 | 4738 |
| 2019Q1 | $4.0M | $2.8M | $2.3M | $-12.0k | 24.37% | 395 | 4730 |
| 2018Q4 | $4.2M | $3.2M | $2.4M | $-199 | 23.46% | 390 | 4731 |
| 2018Q3 | $4.3M | $3.3M | $2.4M | $16.8k | 23.18% | 396 | 4753 |
| 2018Q2 | $4.2M | $3.2M | $2.4M | $10.6k | 23.66% | 448 | 4797 |
| 2018Q1 | $4.4M | $3.4M | $2.3M | $11.4k | 22.63% | 402 | 4799 |
| 2017Q4 | $4.3M | $3.4M | $2.4M | $-16.8k | 22.60% | 441 | 4827 |
| 2017Q3 | $4.5M | $3.4M | $2.4M | $-18.3k | 21.89% | 408 | 4854 |
| 2017Q2 | $4.3M | $3.3M | $2.2M | $-12.1k | 22.84% | 425 | 4926 |
| 2017Q1 | $4.0M | $3.0M | $2.0M | $1.4k | 24.85% | 413 | 5009 |
| 2016Q4 | $4.2M | $3.2M | $2.1M | $-37.0k | 23.62% | 406 | 4989 |
| 2016Q3 | $4.2M | $3.1M | $2.2M | $28.8k | 25.29% | 404 | 5033 |
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