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credit union · NCUA 4240 · PA

How big is CHOICE ONE COMMUNITY?

CHOICE ONE COMMUNITY (PA, NCUA charter 4240) reported total assets of $130.9M, 10,625 members and a net worth ratio of 10.10% in its Call Report for 2026Q2. That ranks 1616 of 4,299 federally insured credit unions by assets, 857 of 1,061 among credit unions with $100m-$500m in assets, 70 of 269 credit unions in pennsylvania.

TOTAL ASSETS: $130.9MMEMBERS: 10,625NET WORTH RATIO: 10.10%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/4240-choice-one-community

What stands out

CHOICE ONE COMMUNITY (PA, NCUA charter 4240) reported total assets of $130.9M, 10,625 members and a net worth ratio of 10.10% in its Call Report for 2026Q2. That ranks 1616 of 4,299 federally insured credit unions by assets, 857 of 1,061 among credit unions with $100m-$500m in assets, 70 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 10.10%, below the peer median of 11.65%; loan-to-share ratio 63.39%, below the peer median of 73.15%; return on assets 0.34%, below the peer median of 0.74%. At 10.10% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$130.9M$198.1M$40.7M$68.3Mrecord →
Shares and deposits$119.1M$172.3M$35.9M$58.3Mrecord →
Loans outstanding$75.5M$125.2M$14.4M$34.4Mrecord →
Net income (year to date)$225.6k$766.3k$173.1k$222.2krecord →
Net worth$13.2M$24.5M$5.1M$9.0Mrecord →
Net worth ratio10.10%11.65%13.53%12.65%record →
Loan-to-share ratio63.39%73.15%52.54%68.70%computed
Return on assets0.34%0.74%0.79%0.71%computed
Members10,62513,2303,1184,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$130.9M$119.1M$75.5M$225.6k10.10%10,6251616
2026Q1$131.4M$119.9M$76.4M$57.0k9.93%10,7301609
2025Q4$126.9M$115.5M$77.4M$1.1M10.24%10,8301630
2025Q3$125.0M$114.0M$79.7M$847.5k10.20%10,9081640
2025Q2$126.9M$116.6M$80.4M$591.5k9.85%11,0121622
2025Q1$128.4M$118.6M$81.2M$295.8k9.50%11,1751615
2024Q4$123.9M$114.8M$83.3M$600.1k9.67%11,3241634
2024Q3$125.9M$116.5M$85.5M$447.0k9.40%11,4451616
2024Q2$130.4M$121.4M$87.0M$332.4k8.93%11,5461592
2024Q1$133.1M$124.2M$88.5M$131.1k8.60%11,6121587
2023Q4$131.3M$121.8M$90.4M$276.4k8.61%11,8181580
2023Q3$133.4M$125.4M$92.2M$157.2k8.39%12,0001569
2023Q2$138.4M$130.8M$93.6M$69.5k8.02%12,1381551
2023Q1$140.5M$132.4M$92.9M$-9.0k7.97%12,5931547
2022Q4$143.4M$131.9M$93.1M$358.4k8.19%12,7021523
2022Q3$143.4M$135.7M$90.1M$348.3k8.48%12,7891523
2022Q2$125.7M$120.3M$76.2M$218.4k7.16%10,8111639
2022Q1$126.1M$119.3M$73.2M$136.9k7.09%10,9571636
2021Q4$124.8M$116.6M$73.2M$534.0k7.05%11,2011628
2021Q3$125.4M$117.0M$74.0M$418.9k6.87%11,4891616
2021Q2$123.8M$115.9M$73.3M$201.6k6.78%11,7121620
2021Q1$121.4M$113.8M$71.6M$59.5k6.79%11,8381632
2020Q4$114.0M$105.8M$71.0M$-43.2k7.18%11,9691632
2020Q3$109.9M$101.8M$70.6M$-80.4k7.41%12,1991640
2020Q2$110.0M$101.8M$69.3M$-74.3k7.41%12,3371630
2020Q1$99.8M$91.4M$69.5M$-5.5k8.24%12,5361659
2019Q4$96.3M$87.8M$72.0M$301.5k8.55%12,7111668
2019Q3$95.4M$87.1M$73.7M$300.5k8.52%12,3641666
2019Q2$98.2M$89.6M$74.2M$188.6k8.16%12,4371647
2019Q1$99.9M$91.2M$75.7M$87.1k7.92%12,5461633
2018Q4$93.4M$85.4M$78.0M$-364.7k8.37%12,6451675
2018Q3$94.8M$86.2M$78.3M$3.8k8.64%12,7161664
2018Q2$96.4M$88.1M$76.7M$-13.6k8.48%12,7461655
2018Q1$96.5M$88.1M$75.2M$-33.8k8.45%12,6031654
2017Q4$98.1M$89.5M$76.4M$281.4k8.35%12,5851609
2017Q3$97.9M$88.6M$76.3M$208.2k8.29%12,6861618
2017Q2$98.1M$88.5M$74.6M$157.5k8.23%12,5681618
2017Q1$96.7M$88.0M$70.6M$102.9k8.28%12,5391633
2016Q4$93.5M$84.9M$69.2M$285.5k8.46%12,6171635
2016Q3$92.5M$83.0M$67.2M$112.7k8.36%12,4951650

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