credit union · NCUA 4158 · NJ
How big is ERIE LACKAWANNA RAILROAD CO EMP?
ERIE LACKAWANNA RAILROAD CO EMP (NJ, NCUA charter 4158) reported total assets of $11.9M, 1,876 members and a net worth ratio of 25.36% in its Call Report for 2026Q2. That ranks 3426 of 4,299 federally insured credit unions by assets, 1033 of 1,135 among credit unions with $10m-$50m in assets, 78 of 126 credit unions in new jersey.
What stands out
ERIE LACKAWANNA RAILROAD CO EMP (NJ, NCUA charter 4158) reported total assets of $11.9M, 1,876 members and a net worth ratio of 25.36% in its Call Report for 2026Q2. That ranks 3426 of 4,299 federally insured credit unions by assets, 1033 of 1,135 among credit unions with $10m-$50m in assets, 78 of 126 credit unions in new jersey. Against its size class: net worth ratio 25.36%, above the peer median of 13.88%; loan-to-share ratio 35.96%, below the peer median of 57.77%; return on assets 0.53%, below the peer median of 0.70%. At 25.36% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $11.9M | $25.2M | $21.8M | $68.3M | record → |
| Shares and deposits | $8.9M | $21.4M | $18.8M | $58.3M | record → |
| Loans outstanding | $3.2M | $11.2M | $7.5M | $34.4M | record → |
| Net income (year to date) | $31.7k | $82.1k | $34.4k | $222.2k | record → |
| Net worth | $3.0M | $3.4M | $3.2M | $9.0M | record → |
| Net worth ratio | 25.36% | 13.88% | 13.81% | 12.65% | record → |
| Loan-to-share ratio | 35.96% | 57.77% | 50.89% | 68.70% | computed |
| Return on assets | 0.53% | 0.70% | 0.39% | 0.71% | computed |
| Members | 1,876 | 2,092 | 1,796 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $11.9M | $8.9M | $3.2M | $31.7k | 25.36% | 1,876 | 3426 |
| 2026Q1 | $12.0M | $9.0M | $3.0M | $18.0k | 25.03% | 1,862 | 3443 |
| 2025Q4 | $11.6M | $8.6M | $3.0M | $53.8k | 25.73% | 1,849 | 3474 |
| 2025Q3 | $11.5M | $8.5M | $3.0M | $39.1k | 25.98% | 1,863 | 3506 |
| 2025Q2 | $11.5M | $8.6M | $3.1M | $24.1k | 25.74% | 1,866 | 3528 |
| 2025Q1 | $11.5M | $8.5M | $3.0M | $13.3k | 25.75% | 1,864 | 3567 |
| 2024Q4 | $11.1M | $8.2M | $3.2M | $90.5k | 26.49% | 1,860 | 3599 |
| 2024Q3 | $11.1M | $8.1M | $3.3M | $69.3k | 26.45% | 1,877 | 3622 |
| 2024Q2 | $11.2M | $8.3M | $3.4M | $42.2k | 26.01% | 1,866 | 3642 |
| 2024Q1 | $11.6M | $8.7M | $3.6M | $19.4k | 24.77% | 1,844 | 3645 |
| 2023Q4 | $11.5M | $8.6M | $3.6M | $96.3k | 24.92% | 1,829 | 3668 |
| 2023Q3 | $11.8M | $9.0M | $3.7M | $67.0k | 23.98% | 1,843 | 3672 |
| 2023Q2 | $12.0M | $9.2M | $3.7M | $43.0k | 23.47% | 1,825 | 3697 |
| 2023Q1 | $12.1M | $9.4M | $3.8M | $22.6k | 23.02% | 1,797 | 3716 |
| 2022Q4 | $12.4M | $9.6M | $3.9M | $119.8k | 22.45% | 1,780 | 3731 |
| 2022Q3 | $12.4M | $9.6M | $3.9M | $96.1k | 22.20% | 1,757 | 3765 |
| 2022Q2 | $12.7M | $9.9M | $3.7M | $56.7k | 21.39% | 1,741 | 3763 |
| 2022Q1 | $12.7M | $10.0M | $3.4M | $25.1k | 21.11% | 1,721 | 3796 |
| 2021Q4 | $12.5M | $9.8M | $3.6M | $100.4k | 21.22% | 1,709 | 3813 |
| 2021Q3 | $12.7M | $10.0M | $3.5M | $76.6k | 20.77% | 1,702 | 3820 |
| 2021Q2 | $12.8M | $10.1M | $3.4M | $31.1k | 20.28% | 1,693 | 3827 |
| 2021Q1 | $12.7M | $10.1M | $3.2M | $8.9k | 20.22% | 1,686 | 3844 |
| 2020Q4 | $12.0M | $9.4M | $3.3M | $67.4k | 21.28% | 1,678 | 3875 |
| 2020Q3 | $11.8M | $9.2M | $3.4M | $74.2k | 21.72% | 1,662 | 3887 |
| 2020Q2 | $11.3M | $8.6M | $3.3M | $60.2k | 22.66% | 1,657 | 3929 |
| 2020Q1 | $10.6M | $8.1M | $3.5M | $26.2k | 23.64% | 1,650 | 3943 |
| 2019Q4 | $10.6M | $8.1M | $3.8M | $66.9k | 23.45% | 1,626 | 3948 |
| 2019Q3 | $10.4M | $7.9M | $3.8M | $56.1k | 23.81% | 1,615 | 3978 |
| 2019Q2 | $10.4M | $7.9M | $3.6M | $35.6k | 23.67% | 1,600 | 4000 |
| 2019Q1 | $10.2M | $7.7M | $3.8M | $19.2k | 23.88% | 1,568 | 4025 |
| 2018Q4 | $9.9M | $7.4M | $3.8M | $137.6k | 24.58% | 1,541 | 4066 |
| 2018Q3 | $9.8M | $7.3M | $4.0M | $113.2k | 24.53% | 1,541 | 4103 |
| 2018Q2 | $9.5M | $7.1M | $4.0M | $79.9k | 24.80% | 1,524 | 4158 |
| 2018Q1 | $9.5M | $7.1M | $4.0M | $43.9k | 24.53% | 1,488 | 4189 |
| 2017Q4 | $9.1M | $6.8M | $4.3M | $206.8k | 25.11% | 1,460 | 4237 |
| 2017Q3 | $8.7M | $6.4M | $4.5M | $159.4k | 25.77% | 851 | 4320 |
| 2017Q2 | $8.5M | $6.3M | $4.6M | $107.7k | 25.77% | 1,457 | 4375 |
| 2017Q1 | $8.2M | $6.0M | $4.5M | $60.2k | 26.18% | 1,439 | 4438 |
| 2016Q4 | $7.7M | $5.6M | $4.6M | $260.2k | 26.88% | 1,417 | 4487 |
| 2016Q3 | $7.5M | $5.5M | $4.5M | $201.5k | 26.81% | 1,360 | 4542 |
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