credit union · NCUA 4038 · MI
How big is SERVICE 1?
SERVICE 1 (MI, NCUA charter 4038) reported total assets of $198.5M, 21,028 members and a net worth ratio of 18.56% in its Call Report for 2026Q2. That ranks 1288 of 4,299 federally insured credit unions by assets, 529 of 1,061 among credit unions with $100m-$500m in assets, 82 of 169 credit unions in michigan.
What stands out
SERVICE 1 (MI, NCUA charter 4038) reported total assets of $198.5M, 21,028 members and a net worth ratio of 18.56% in its Call Report for 2026Q2. That ranks 1288 of 4,299 federally insured credit unions by assets, 529 of 1,061 among credit unions with $100m-$500m in assets, 82 of 169 credit unions in michigan. Against its size class: net worth ratio 18.56%, above the peer median of 11.65%; loan-to-share ratio 87.29%, above the peer median of 73.15%; return on assets 1.58%, above the peer median of 0.74%. At 18.56% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $198.5M | $198.1M | $186.5M | $68.3M | record → |
| Shares and deposits | $160.8M | $172.3M | $160.8M | $58.3M | record → |
| Loans outstanding | $140.4M | $125.2M | $115.9M | $34.4M | record → |
| Net income (year to date) | $1.6M | $766.3k | $792.8k | $222.2k | record → |
| Net worth | $36.8M | $24.5M | $22.8M | $9.0M | record → |
| Net worth ratio | 18.56% | 11.65% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 87.29% | 73.15% | 68.71% | 68.70% | computed |
| Return on assets | 1.58% | 0.74% | 0.92% | 0.71% | computed |
| Members | 21,028 | 13,230 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $198.5M | $160.8M | $140.4M | $1.6M | 18.56% | 21,028 | 1288 |
| 2026Q1 | $197.4M | $160.0M | $139.4M | $862.5k | 18.31% | 21,204 | 1289 |
| 2025Q4 | $194.5M | $157.8M | $140.9M | $2.4M | 18.13% | 21,559 | 1291 |
| 2025Q3 | $200.2M | $164.0M | $146.5M | $1.7M | 17.32% | 21,962 | 1282 |
| 2025Q2 | $202.7M | $167.5M | $146.5M | $1.0M | 16.74% | 21,995 | 1275 |
| 2025Q1 | $206.7M | $172.2M | $144.1M | $352.1k | 16.10% | 21,869 | 1258 |
| 2024Q4 | $200.8M | $166.9M | $143.9M | $1.9M | 16.40% | 22,029 | 1265 |
| 2024Q3 | $199.4M | $166.2M | $145.1M | $1.5M | 16.30% | 22,132 | 1269 |
| 2024Q2 | $200.7M | $167.8M | $143.5M | $1.0M | 15.95% | 22,064 | 1270 |
| 2024Q1 | $200.0M | $167.9M | $141.7M | $504.8k | 15.71% | 22,060 | 1272 |
| 2023Q4 | $193.0M | $161.8M | $140.8M | $2.0M | 15.64% | 21,670 | 1285 |
| 2023Q3 | $193.8M | $163.2M | $140.7M | $1.6M | 15.43% | 21,756 | 1285 |
| 2023Q2 | $197.6M | $168.0M | $138.3M | $1.0M | 14.82% | 21,791 | 1271 |
| 2023Q1 | $196.9M | $167.5M | $137.4M | $535.9k | 14.63% | 21,783 | 1273 |
| 2022Q4 | $191.4M | $161.3M | $137.6M | $1.9M | 14.79% | 21,765 | 1285 |
| 2022Q3 | $193.0M | $164.5M | $132.1M | $1.5M | 14.47% | 21,812 | 1278 |
| 2022Q2 | $192.9M | $165.4M | $124.8M | $994.7k | 14.19% | 21,779 | 1280 |
| 2022Q1 | $192.3M | $164.8M | $119.7M | $554.5k | 14.00% | 21,796 | 1288 |
| 2021Q4 | $186.1M | $159.0M | $119.5M | $1.7M | 14.17% | 21,876 | 1291 |
| 2021Q3 | $187.2M | $160.7M | $120.4M | $1.2M | 13.85% | 21,991 | 1282 |
| 2021Q2 | $187.2M | $161.1M | $118.1M | $631.5k | 13.52% | 21,943 | 1274 |
| 2021Q1 | $187.6M | $161.9M | $112.9M | $337.0k | 13.33% | 21,943 | 1266 |
| 2020Q4 | $171.1M | $145.2M | $111.3M | $1.1M | 14.42% | 21,853 | 1293 |
| 2020Q3 | $167.0M | $141.6M | $112.5M | $559.3k | 14.50% | 21,882 | 1289 |
| 2020Q2 | $168.5M | $143.4M | $111.1M | $422.6k | 14.26% | 21,773 | 1275 |
| 2020Q1 | $153.7M | $128.8M | $109.6M | $272.9k | 15.52% | 21,759 | 1293 |
| 2019Q4 | $145.0M | $120.3M | $109.3M | $1.2M | 16.27% | 21,809 | 1313 |
| 2019Q3 | $129.2M | $105.9M | $99.4M | $788.6k | 17.23% | 19,811 | 1403 |
| 2019Q2 | $126.9M | $103.8M | $96.4M | $505.9k | 17.31% | 19,610 | 1415 |
| 2019Q1 | $126.6M | $103.8M | $90.7M | $296.0k | 17.19% | 19,343 | 1417 |
| 2018Q4 | $118.2M | $96.0M | $88.6M | $1.7M | 18.16% | 19,129 | 1461 |
| 2018Q3 | $117.4M | $95.9M | $87.6M | $1.2M | 17.87% | 19,006 | 1462 |
| 2018Q2 | $118.6M | $97.3M | $84.2M | $849.4k | 17.37% | 18,859 | 1464 |
| 2018Q1 | $119.2M | $98.4M | $78.1M | $431.3k | 16.93% | 18,700 | 1456 |
| 2017Q4 | $113.5M | $93.3M | $76.2M | $1.5M | 17.39% | 18,542 | 1475 |
| 2017Q3 | $114.3M | $94.5M | $75.1M | $1.0M | 16.86% | 18,512 | 1478 |
| 2017Q2 | $116.1M | $96.7M | $72.3M | $684.3k | 16.32% | 18,430 | 1468 |
| 2017Q1 | $116.5M | $97.4M | $68.3M | $325.2k | 15.95% | 18,320 | 1464 |
| 2016Q4 | $110.5M | $91.4M | $66.9M | $901.8k | 16.52% | 18,308 | 1485 |
| 2016Q3 | $108.9M | $90.2M | $66.4M | $638.8k | 16.53% | 18,460 | 1509 |
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