credit union · NCUA 4020 · TX
How big is MEMBERS FINANCIAL?
MEMBERS FINANCIAL (TX, NCUA charter 4020) reported total assets of $38.6M, 2,801 members and a net worth ratio of 8.77% in its Call Report for 2026Q2. That ranks 2624 of 4,299 federally insured credit unions by assets, 231 of 1,135 among credit unions with $10m-$50m in assets, 206 of 380 credit unions in texas.
What stands out
MEMBERS FINANCIAL (TX, NCUA charter 4020) reported total assets of $38.6M, 2,801 members and a net worth ratio of 8.77% in its Call Report for 2026Q2. That ranks 2624 of 4,299 federally insured credit unions by assets, 231 of 1,135 among credit unions with $10m-$50m in assets, 206 of 380 credit unions in texas. Against its size class: net worth ratio 8.77%, below the peer median of 13.88%; loan-to-share ratio 59.35%, above the peer median of 57.77%; return on assets -0.02%, below the peer median of 0.70%. At 8.77% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $38.6M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $34.9M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $20.7M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $-3.5k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $3.4M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 8.77% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 59.35% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | -0.02% | 0.70% | 0.59% | 0.71% | computed |
| Members | 2,801 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $38.6M | $34.9M | $20.7M | $-3.5k | 8.77% | 2,801 | 2624 |
| 2026Q1 | $35.7M | $31.9M | $20.9M | $-67.7k | 9.31% | 3,301 | 2704 |
| 2025Q4 | $35.2M | $31.6M | $20.6M | $257.7k | 9.62% | 3,301 | 2713 |
| 2025Q3 | $33.8M | $30.0M | $20.4M | $229.7k | 9.93% | 3,318 | 2752 |
| 2025Q2 | $34.3M | $30.7M | $20.4M | $177.2k | 9.63% | 3,318 | 2760 |
| 2025Q1 | $33.2M | $29.6M | $21.2M | $164.7k | 9.92% | 3,366 | 2808 |
| 2024Q4 | $30.1M | $26.5M | $21.3M | $149.4k | 10.38% | 3,420 | 2891 |
| 2024Q3 | $28.5M | $25.0M | $21.3M | $119.7k | 10.87% | 3,454 | 2963 |
| 2024Q2 | $28.0M | $23.9M | $21.8M | $66.6k | 10.90% | 3,459 | 2988 |
| 2024Q1 | $28.4M | $24.8M | $21.5M | $16.1k | 10.56% | 3,475 | 3000 |
| 2023Q4 | $28.9M | $25.3M | $20.6M | $215.3k | 10.30% | 3,499 | 2988 |
| 2023Q3 | $28.0M | $24.4M | $20.0M | $166.6k | 10.47% | 3,556 | 3036 |
| 2023Q2 | $28.3M | $25.1M | $19.1M | $131.0k | 10.22% | 3,613 | 3042 |
| 2023Q1 | $29.6M | $26.0M | $18.9M | $72.9k | 9.58% | 3,706 | 3032 |
| 2022Q4 | $29.9M | $26.6M | $18.6M | $231.4k | 9.25% | 2,809 | 3036 |
| 2022Q3 | $31.1M | $27.8M | $16.1M | $184.7k | 8.73% | 3,841 | 3011 |
| 2022Q2 | $30.6M | $27.8M | $15.6M | $72.7k | 8.53% | 3,886 | 3042 |
| 2022Q1 | $32.4M | $29.4M | $14.3M | $109.3k | 8.15% | 3,928 | 2988 |
| 2021Q4 | $32.5M | $29.7M | $13.4M | $-118.5k | 7.79% | 3,978 | 2975 |
| 2021Q3 | $33.5M | $30.6M | $13.6M | $-77.2k | 7.69% | 4,018 | 2945 |
| 2021Q2 | $32.6M | $29.8M | $13.9M | $-91.8k | 7.86% | 4,078 | 2972 |
| 2021Q1 | $33.3M | $30.4M | $14.8M | $-73.6k | 7.73% | 4,158 | 2945 |
| 2020Q4 | $31.7M | $28.8M | $16.1M | $-19.3k | 8.35% | 4,297 | 2947 |
| 2020Q3 | $32.8M | $29.5M | $17.4M | $22.1k | 8.20% | 4,387 | 2882 |
| 2020Q2 | $31.6M | $28.7M | $17.8M | $-61.3k | 8.26% | 4,517 | 2907 |
| 2020Q1 | $31.6M | $28.6M | $16.7M | $-16.7k | 8.41% | 4,639 | 2847 |
| 2019Q4 | $28.8M | $25.8M | $18.0M | $337.9k | 9.26% | 4,716 | 2930 |
| 2019Q3 | $29.6M | $26.7M | $18.7M | $167.3k | 8.44% | 4,840 | 2891 |
| 2019Q2 | $32.1M | $29.2M | $20.0M | $190.6k | 7.85% | 5,035 | 2810 |
| 2019Q1 | $33.6M | $30.6M | $20.7M | $82.3k | 7.20% | 5,360 | 2762 |
| 2018Q4 | $33.1M | $30.4M | $22.4M | $101.1k | 7.14% | 5,599 | 2758 |
| 2018Q3 | $32.6M | $29.9M | $23.9M | $69.0k | 7.14% | 5,255 | 2794 |
| 2018Q2 | $34.9M | $32.2M | $26.0M | $70.2k | 6.68% | 5,262 | 2721 |
| 2018Q1 | $36.7M | $34.3M | $25.9M | $-13.3k | 6.13% | 5,089 | 2671 |
| 2017Q4 | $36.8M | $34.0M | $28.3M | $-428.5k | 6.15% | 5,158 | 2645 |
| 2017Q3 | $37.4M | $34.6M | $30.1M | $-291.2k | 6.42% | 5,224 | 2645 |
| 2017Q2 | $39.8M | $37.1M | $32.3M | $-296.5k | 6.01% | 5,303 | 2593 |
| 2017Q1 | $44.9M | $41.7M | $33.9M | $-2.5k | 6.09% | 5,321 | 2463 |
| 2016Q4 | $44.8M | $41.3M | $35.4M | $-948.0k | 6.00% | 5,343 | 2443 |
| 2016Q3 | $44.9M | $41.3M | $31.0M | $-466.8k | 7.07% | 5,361 | 2440 |
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