credit union · NCUA 3972 · WY
How big is WESTERN VISTA?
WESTERN VISTA (WY, NCUA charter 3972) reported total assets of $280.8M, 17,077 members and a net worth ratio of 9.35% in its Call Report for 2026Q2. That ranks 1079 of 4,299 federally insured credit unions by assets, 320 of 1,061 among credit unions with $100m-$500m in assets, 6 of 18 credit unions in wyoming.
What stands out
WESTERN VISTA (WY, NCUA charter 3972) reported total assets of $280.8M, 17,077 members and a net worth ratio of 9.35% in its Call Report for 2026Q2. That ranks 1079 of 4,299 federally insured credit unions by assets, 320 of 1,061 among credit unions with $100m-$500m in assets, 6 of 18 credit unions in wyoming. Against its size class: net worth ratio 9.35%, below the peer median of 11.65%; loan-to-share ratio 87.73%, above the peer median of 73.15%; return on assets 0.75%, above the peer median of 0.74%. At 9.35% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $280.8M | $198.1M | $170.8M | $68.3M | record → |
| Shares and deposits | $235.3M | $172.3M | $154.4M | $58.3M | record → |
| Loans outstanding | $206.5M | $125.2M | $121.4M | $34.4M | record → |
| Net income (year to date) | $1.1M | $766.3k | $709.6k | $222.2k | record → |
| Net worth | $26.2M | $24.5M | $16.5M | $9.0M | record → |
| Net worth ratio | 9.35% | 11.65% | 11.53% | 12.65% | record → |
| Loan-to-share ratio | 87.73% | 73.15% | 78.80% | 68.70% | computed |
| Return on assets | 0.75% | 0.74% | 1.21% | 0.71% | computed |
| Members | 17,077 | 13,230 | 8,770 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $280.8M | $235.3M | $206.5M | $1.1M | 9.35% | 17,077 | 1079 |
| 2026Q1 | $279.3M | $233.7M | $206.3M | $616.6k | 9.24% | 17,012 | 1081 |
| 2025Q4 | $274.6M | $240.0M | $210.0M | $1.3M | 9.17% | 17,058 | 1083 |
| 2025Q3 | $264.6M | $234.7M | $207.4M | $847.7k | 9.37% | 17,196 | 1102 |
| 2025Q2 | $258.0M | $228.3M | $213.3M | $327.3k | 9.41% | 17,199 | 1111 |
| 2025Q1 | $247.2M | $219.3M | $209.3M | $4.9k | 9.69% | 16,996 | 1144 |
| 2024Q4 | $251.3M | $222.8M | $211.9M | $1.3M | 9.53% | 16,917 | 1116 |
| 2024Q3 | $252.8M | $220.3M | $216.2M | $946.6k | 9.39% | 16,850 | 1110 |
| 2024Q2 | $255.1M | $220.2M | $224.2M | $330.1k | 9.07% | 16,728 | 1109 |
| 2024Q1 | $260.8M | $220.7M | $227.9M | $307.1k | 8.86% | 16,596 | 1097 |
| 2023Q4 | $264.8M | $224.2M | $232.2M | $780.8k | 8.61% | 16,424 | 1083 |
| 2023Q3 | $257.6M | $216.9M | $229.5M | $447.0k | 8.76% | 16,227 | 1090 |
| 2023Q2 | $251.4M | $223.2M | $225.6M | $227.2k | 8.88% | 15,835 | 1111 |
| 2023Q1 | $250.0M | $223.5M | $219.8M | $-254.8k | 8.74% | 15,449 | 1121 |
| 2022Q4 | $250.7M | $210.8M | $220.0M | $1.1M | 8.83% | 15,155 | 1109 |
| 2022Q3 | $246.3M | $194.3M | $216.5M | $1.1M | 8.97% | 14,736 | 1122 |
| 2022Q2 | $233.4M | $182.3M | $204.6M | $793.2k | 9.35% | 14,218 | 1158 |
| 2022Q1 | $213.1M | $190.6M | $179.1M | $241.4k | 9.98% | 13,756 | 1205 |
| 2021Q4 | $209.8M | $189.4M | $180.6M | $1.4M | 10.02% | 13,531 | 1204 |
| 2021Q3 | $212.1M | $184.9M | $178.0M | $1.4M | 9.92% | 13,377 | 1193 |
| 2021Q2 | $202.7M | $179.1M | $174.2M | $754.7k | 10.04% | 13,130 | 1212 |
| 2021Q1 | $203.9M | $179.1M | $163.8M | $246.4k | 9.73% | 12,779 | 1210 |
| 2020Q4 | $195.6M | $166.5M | $161.8M | $601.8k | 9.99% | 12,555 | 1198 |
| 2020Q3 | $191.0M | $160.6M | $159.2M | $318.5k | 10.11% | 12,212 | 1196 |
| 2020Q2 | $188.2M | $158.4M | $150.9M | $131.6k | 10.16% | 11,887 | 1199 |
| 2020Q1 | $181.0M | $151.6M | $144.5M | $101.0k | 10.55% | 11,495 | 1174 |
| 2019Q4 | $178.1M | $145.3M | $138.8M | $300.0k | 10.67% | 11,265 | 1161 |
| 2019Q3 | $166.5M | $129.0M | $138.7M | $170.7k | 11.38% | 11,115 | 1204 |
| 2019Q2 | $164.2M | $123.6M | $132.9M | $37.5k | 11.41% | 10,940 | 1213 |
| 2019Q1 | $160.5M | $120.6M | $127.8M | $-98.2k | 11.59% | 10,973 | 1226 |
| 2018Q4 | $153.2M | $114.9M | $121.3M | $59.2k | 12.21% | 10,759 | 1243 |
| 2018Q3 | $150.2M | $116.1M | $113.1M | $224.0k | 12.55% | 10,610 | 1256 |
| 2018Q2 | $145.0M | $116.0M | $101.1M | $85.9k | 12.92% | 10,250 | 1297 |
| 2018Q1 | $142.5M | $114.3M | $95.8M | $46.0k | 13.11% | 10,171 | 1310 |
| 2017Q4 | $140.5M | $111.5M | $97.4M | $35 | 13.27% | 10,189 | 1290 |
| 2017Q3 | $142.6M | $114.0M | $98.4M | $106.8k | 13.14% | 10,244 | 1279 |
| 2017Q2 | $144.4M | $114.7M | $96.1M | $81.8k | 12.96% | 10,161 | 1270 |
| 2017Q1 | $144.0M | $116.5M | $93.8M | $-3.6k | 12.94% | 10,084 | 1278 |
| 2016Q4 | $141.8M | $114.3M | $92.4M | $468.1k | 13.14% | 10,041 | 1265 |
| 2016Q3 | $145.5M | $116.6M | $92.5M | $370.1k | 12.74% | 10,074 | 1246 |
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