credit union · NCUA 3830 · MA
How big is MASS. INSTITUTE OF TECH.?
MASS. INSTITUTE OF TECH. (MA, NCUA charter 3830) reported total assets of $730.8M, 35,749 members and a net worth ratio of 9.90% in its Call Report for 2026Q2. That ranks 605 of 4,299 federally insured credit unions by assets, 126 of 280 among credit unions with $500m-$1b in assets, 20 of 121 credit unions in massachusetts.
What stands out
MASS. INSTITUTE OF TECH. (MA, NCUA charter 3830) reported total assets of $730.8M, 35,749 members and a net worth ratio of 9.90% in its Call Report for 2026Q2. That ranks 605 of 4,299 federally insured credit unions by assets, 126 of 280 among credit unions with $500m-$1b in assets, 20 of 121 credit unions in massachusetts. Against its size class: net worth ratio 9.90%, below the peer median of 10.59%; loan-to-share ratio 84.92%, above the peer median of 83.51%; return on assets 0.21%, below the peer median of 0.75%. At 9.90% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $730.8M | $714.8M | $81.8M | $68.3M | record → |
| Shares and deposits | $649.4M | $614.6M | $67.8M | $58.3M | record → |
| Loans outstanding | $551.5M | $502.2M | $42.6M | $34.4M | record → |
| Net income (year to date) | $749.4k | $2.5M | $172.3k | $222.2k | record → |
| Net worth | $72.3M | $74.4M | $9.5M | $9.0M | record → |
| Net worth ratio | 9.90% | 10.59% | 12.11% | 12.65% | record → |
| Loan-to-share ratio | 84.92% | 83.51% | 76.11% | 68.70% | computed |
| Return on assets | 0.21% | 0.75% | 0.56% | 0.71% | computed |
| Members | 35,749 | 41,964 | 4,111 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $730.8M | $649.4M | $551.5M | $749.4k | 9.90% | 35,749 | 605 |
| 2026Q1 | $743.0M | $667.9M | $535.9M | $255.1k | 9.67% | 35,226 | 595 |
| 2025Q4 | $743.5M | $668.8M | $534.3M | $3.1M | 9.63% | 34,833 | 586 |
| 2025Q3 | $729.0M | $651.9M | $534.9M | $2.5M | 9.75% | 34,821 | 592 |
| 2025Q2 | $708.3M | $635.4M | $542.6M | $1.5M | 9.89% | 34,500 | 601 |
| 2025Q1 | $721.4M | $651.8M | $553.0M | $638.5k | 9.59% | 34,228 | 593 |
| 2024Q4 | $721.7M | $629.8M | $563.2M | $5.7M | 9.50% | 33,975 | 583 |
| 2024Q3 | $705.5M | $619.8M | $570.7M | $5.2M | 9.64% | 34,597 | 589 |
| 2024Q2 | $706.0M | $621.4M | $579.7M | $4.1M | 9.48% | 34,198 | 591 |
| 2024Q1 | $732.0M | $645.3M | $593.3M | $2.4M | 8.91% | 34,147 | 578 |
| 2023Q4 | $727.1M | $642.4M | $603.5M | $8.3M | 8.64% | 34,119 | 571 |
| 2023Q3 | $715.5M | $635.7M | $611.9M | $5.9M | 8.46% | 34,911 | 571 |
| 2023Q2 | $729.3M | $640.4M | $617.1M | $4.1M | 8.05% | 34,653 | 562 |
| 2023Q1 | $730.6M | $661.2M | $617.7M | $2.1M | 7.77% | 34,567 | 560 |
| 2022Q4 | $732.2M | $670.7M | $610.5M | $4.9M | 7.46% | 34,545 | 558 |
| 2022Q3 | $715.0M | $663.8M | $577.8M | $3.1M | 7.39% | 35,228 | 565 |
| 2022Q2 | $727.5M | $675.1M | $550.8M | $1.8M | 7.08% | 34,992 | 550 |
| 2022Q1 | $754.3M | $700.9M | $510.6M | $786.3k | 6.83% | 34,971 | 528 |
| 2021Q4 | $773.2M | $720.4M | $504.0M | $5.2M | 6.80% | 34,896 | 513 |
| 2021Q3 | $719.4M | $667.4M | $514.2M | $3.4M | 6.75% | 35,982 | 533 |
| 2021Q2 | $711.0M | $659.7M | $524.1M | $2.2M | 6.74% | 35,786 | 533 |
| 2021Q1 | $719.8M | $669.2M | $499.9M | $1.1M | 6.74% | 35,731 | 518 |
| 2020Q4 | $693.0M | $644.2M | $510.6M | $618.7k | 6.89% | 35,613 | 516 |
| 2020Q3 | $652.5M | $605.3M | $503.8M | $-244.8k | 7.06% | 35,926 | 524 |
| 2020Q2 | $641.0M | $593.6M | $498.8M | $-705.0k | 7.22% | 35,722 | 528 |
| 2020Q1 | $597.0M | $548.5M | $505.4M | $-260.0k | 7.31% | 35,653 | 526 |
| 2019Q4 | $583.2M | $535.6M | $502.8M | $2.1M | 7.53% | 35,459 | 522 |
| 2019Q3 | $572.2M | $522.7M | $503.9M | $2.1M | 7.68% | 37,527 | 522 |
| 2019Q2 | $571.0M | $522.6M | $497.2M | $2.8M | 7.82% | 37,050 | 522 |
| 2019Q1 | $573.9M | $523.0M | $498.1M | $3.2M | 7.85% | 36,897 | 519 |
| 2018Q4 | $564.2M | $512.5M | $507.2M | $-1.9M | 7.42% | 36,660 | 510 |
| 2018Q3 | $585.4M | $505.9M | $525.9M | $-830.6k | 7.34% | 36,866 | 489 |
| 2018Q2 | $564.2M | $515.7M | $505.9M | $772.7k | 7.90% | 36,048 | 505 |
| 2018Q1 | $565.7M | $516.7M | $490.1M | $1.3M | 7.98% | 35,717 | 500 |
| 2017Q4 | $553.6M | $505.8M | $489.9M | $4.6M | 7.91% | 35,413 | 497 |
| 2017Q3 | $544.6M | $498.0M | $484.8M | $3.1M | 7.75% | 36,089 | 500 |
| 2017Q2 | $541.8M | $491.2M | $486.2M | $1.8M | 7.56% | 35,424 | 498 |
| 2017Q1 | $535.7M | $491.9M | $468.2M | $873.6k | 7.47% | 34,999 | 503 |
| 2016Q4 | $521.0M | $479.0M | $442.2M | $3.5M | 7.51% | 34,748 | 495 |
| 2016Q3 | $508.6M | $466.7M | $428.7M | $2.2M | 7.44% | 34,900 | 503 |
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