credit union · NCUA 383 · GA
How big is ON THE GRID FINANCIAL?
ON THE GRID FINANCIAL (GA, NCUA charter 383) reported total assets of $45.3M, 3,922 members and a net worth ratio of 13.88% in its Call Report for 2026Q2. That ranks 2480 of 4,299 federally insured credit unions by assets, 87 of 1,135 among credit unions with $10m-$50m in assets, 35 of 71 credit unions in georgia.
What stands out
ON THE GRID FINANCIAL (GA, NCUA charter 383) reported total assets of $45.3M, 3,922 members and a net worth ratio of 13.88% in its Call Report for 2026Q2. That ranks 2480 of 4,299 federally insured credit unions by assets, 87 of 1,135 among credit unions with $10m-$50m in assets, 35 of 71 credit unions in georgia. Against its size class: net worth ratio 13.88%, at the peer median of 13.88%; loan-to-share ratio 46.98%, below the peer median of 57.77%; return on assets -0.02%, below the peer median of 0.70%. At 13.88% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $45.3M | $25.2M | $44.1M | $68.3M | record → |
| Shares and deposits | $38.7M | $21.4M | $38.7M | $58.3M | record → |
| Loans outstanding | $18.2M | $11.2M | $19.3M | $34.4M | record → |
| Net income (year to date) | $-5.1k | $82.1k | $88.0k | $222.2k | record → |
| Net worth | $6.3M | $3.4M | $6.3M | $9.0M | record → |
| Net worth ratio | 13.88% | 13.88% | 13.60% | 12.65% | record → |
| Loan-to-share ratio | 46.98% | 57.77% | 74.93% | 68.70% | computed |
| Return on assets | -0.02% | 0.70% | 0.70% | 0.71% | computed |
| Members | 3,922 | 2,092 | 3,922 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $45.3M | $38.7M | $18.2M | $-5.1k | 13.88% | 3,922 | 2480 |
| 2026Q1 | $46.3M | $39.5M | $18.2M | $3.4k | 13.60% | 3,930 | 2463 |
| 2025Q4 | $43.6M | $37.0M | $18.2M | $121.3k | 14.42% | 3,953 | 2523 |
| 2025Q3 | $43.9M | $37.2M | $18.1M | $89.9k | 14.30% | 4,057 | 2519 |
| 2025Q2 | $45.7M | $39.1M | $17.9M | $61.1k | 13.65% | 4,083 | 2485 |
| 2025Q1 | $46.0M | $39.5M | $17.9M | $36.4k | 13.50% | 4,094 | 2496 |
| 2024Q4 | $43.8M | $37.3M | $18.5M | $285.0k | 14.10% | 4,106 | 2535 |
| 2024Q3 | $43.5M | $37.0M | $18.0M | $246.2k | 14.14% | 4,211 | 2552 |
| 2024Q2 | $44.7M | $38.1M | $18.1M | $179.9k | 13.61% | 4,251 | 2540 |
| 2024Q1 | $45.5M | $38.9M | $17.9M | $107.6k | 13.21% | 4,276 | 2540 |
| 2023Q4 | $44.3M | $37.7M | $18.1M | $369.1k | 13.34% | 4,301 | 2557 |
| 2023Q3 | $45.6M | $39.5M | $17.9M | $183.7k | 12.56% | 4,385 | 2551 |
| 2023Q2 | $46.5M | $40.6M | $17.5M | $84.6k | 12.11% | 4,432 | 2537 |
| 2023Q1 | $47.9M | $42.0M | $17.3M | $-25.1k | 11.63% | 4,442 | 2528 |
| 2022Q4 | $45.4M | $39.4M | $17.5M | $-70.3k | 12.22% | 4,456 | 2578 |
| 2022Q3 | $47.5M | $41.5M | $17.0M | $-49.0k | 11.73% | 4,527 | 2562 |
| 2022Q2 | $48.8M | $42.7M | $15.9M | $-19.1k | 11.49% | 4,557 | 2547 |
| 2022Q1 | $50.6M | $44.6M | $15.5M | $15.4k | 11.15% | 4,568 | 2530 |
| 2021Q4 | $47.9M | $42.0M | $16.0M | $-191.8k | 11.74% | 4,586 | 2559 |
| 2021Q3 | $46.4M | $40.5M | $15.3M | $-157.3k | 12.20% | 4,698 | 2589 |
| 2021Q2 | $47.6M | $41.6M | $15.7M | $-103.9k | 11.99% | 4,726 | 2565 |
| 2021Q1 | $48.3M | $42.2M | $16.0M | $-33.6k | 11.96% | 4,747 | 2544 |
| 2020Q4 | $44.2M | $38.0M | $17.5M | $18.0k | 13.15% | 4,779 | 2586 |
| 2020Q3 | $44.4M | $38.3M | $17.7M | $-1.1k | 13.06% | 4,959 | 2570 |
| 2020Q2 | $42.6M | $36.6M | $18.6M | $-3.9k | 13.59% | 4,977 | 2590 |
| 2020Q1 | $41.5M | $35.4M | $18.7M | $-47.3k | 13.86% | 4,984 | 2555 |
| 2019Q4 | $38.2M | $31.9M | $18.6M | $233.3k | 15.18% | 5,001 | 2602 |
| 2019Q3 | $38.9M | $32.8M | $18.4M | $190.7k | 14.78% | 5,017 | 2584 |
| 2019Q2 | $40.0M | $33.7M | $18.3M | $98.1k | 14.17% | 5,133 | 2575 |
| 2019Q1 | $42.5M | $36.2M | $18.6M | $109.8k | 13.36% | 5,144 | 2507 |
| 2018Q4 | $38.6M | $32.6M | $19.3M | $322.2k | 14.43% | 5,154 | 2589 |
| 2018Q3 | $40.8M | $34.6M | $19.4M | $372.9k | 13.76% | 5,198 | 2540 |
| 2018Q2 | $41.8M | $35.8M | $19.4M | $333.3k | 13.33% | 5,322 | 2527 |
| 2018Q1 | $43.8M | $37.7M | $19.4M | $271.1k | 12.58% | 5,328 | 2479 |
| 2017Q4 | $38.8M | $33.0M | $20.2M | $34.5k | 13.51% | 5,360 | 2585 |
| 2017Q3 | $41.2M | $35.3M | $20.5M | $15.2k | 12.68% | 5,468 | 2530 |
| 2017Q2 | $41.5M | $35.6M | $20.8M | $102.1k | 12.80% | 5,563 | 2546 |
| 2017Q1 | $42.4M | $36.8M | $21.0M | $63.2k | 12.41% | 5,627 | 2525 |
| 2016Q4 | $38.0M | $32.3M | $22.2M | $106.1k | 13.70% | 5,669 | 2620 |
| 2016Q3 | $39.3M | $33.6M | $22.2M | $129.7k | 13.31% | 5,719 | 2589 |
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