credit union · NCUA 3551 · NY
How big is JAMESTOWN AREA COMMUNITY?
JAMESTOWN AREA COMMUNITY (NY, NCUA charter 3551) reported total assets of $85.5M, 6,318 members and a net worth ratio of 10.98% in its Call Report for 2026Q2. That ranks 1953 of 4,299 federally insured credit unions by assets, 133 of 573 among credit unions with $50m-$100m in assets, 100 of 268 credit unions in new york.
What stands out
JAMESTOWN AREA COMMUNITY (NY, NCUA charter 3551) reported total assets of $85.5M, 6,318 members and a net worth ratio of 10.98% in its Call Report for 2026Q2. That ranks 1953 of 4,299 federally insured credit unions by assets, 133 of 573 among credit unions with $50m-$100m in assets, 100 of 268 credit unions in new york. Against its size class: net worth ratio 10.98%, below the peer median of 12.95%; loan-to-share ratio 64.68%, above the peer median of 60.93%; return on assets 1.58%, above the peer median of 0.73%. At 10.98% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $85.5M | $72.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $76.0M | $61.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $49.2M | $37.6M | $21.7M | $34.4M | record → |
| Net income (year to date) | $675.9k | $269.0k | $175.9k | $222.2k | record → |
| Net worth | $9.4M | $9.2M | $6.2M | $9.0M | record → |
| Net worth ratio | 10.98% | 12.95% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 64.68% | 60.93% | 60.91% | 68.70% | computed |
| Return on assets | 1.58% | 0.73% | 0.77% | 0.71% | computed |
| Members | 6,318 | 5,030 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $85.5M | $76.0M | $49.2M | $675.9k | 10.98% | 6,318 | 1953 |
| 2026Q1 | $83.2M | $74.2M | $49.0M | $353.7k | 10.89% | 6,309 | 1983 |
| 2025Q4 | $82.5M | $73.8M | $47.8M | $1.4M | 10.55% | 6,289 | 1990 |
| 2025Q3 | $81.9M | $73.5M | $48.6M | $992.7k | 10.19% | 6,304 | 2000 |
| 2025Q2 | $82.2M | $74.1M | $48.6M | $594.5k | 9.67% | 6,300 | 2000 |
| 2025Q1 | $79.5M | $71.7M | $48.5M | $265.8k | 9.59% | 6,310 | 2038 |
| 2024Q4 | $79.5M | $72.0M | $46.8M | $745.7k | 9.25% | 6,297 | 2026 |
| 2024Q3 | $78.7M | $71.4M | $46.8M | $504.9k | 9.03% | 6,286 | 2035 |
| 2024Q2 | $79.9M | $72.7M | $47.0M | $297.1k | 8.64% | 6,274 | 2029 |
| 2024Q1 | $79.1M | $71.9M | $46.1M | $113.6k | 8.50% | 6,243 | 2056 |
| 2023Q4 | $78.8M | $71.8M | $46.0M | $453.2k | 8.39% | 6,234 | 2053 |
| 2023Q3 | $77.0M | $70.1M | $45.8M | $346.5k | 8.44% | 6,237 | 2072 |
| 2023Q2 | $78.8M | $72.1M | $44.0M | $249.4k | 8.13% | 6,407 | 2061 |
| 2023Q1 | $79.4M | $72.9M | $42.7M | $156.7k | 7.95% | 6,197 | 2065 |
| 2022Q4 | $80.2M | $73.9M | $41.7M | $444.1k | 7.68% | 6,270 | 2057 |
| 2022Q3 | $80.5M | $74.3M | $40.7M | $297.3k | 7.46% | 6,350 | 2068 |
| 2022Q2 | $82.0M | $75.9M | $38.3M | $202.4k | 7.22% | 6,381 | 2050 |
| 2022Q1 | $79.5M | $73.5M | $38.0M | $118.8k | 7.33% | 6,382 | 2088 |
| 2021Q4 | $76.9M | $71.0M | $37.0M | $579.7k | 7.43% | 6,383 | 2102 |
| 2021Q3 | $75.1M | $69.3M | $36.3M | $498.3k | 7.50% | 6,440 | 2116 |
| 2021Q2 | $76.9M | $71.4M | $35.0M | $226.8k | 6.97% | 6,411 | 2078 |
| 2021Q1 | $72.1M | $66.8M | $33.7M | $75.1k | 7.22% | 6,386 | 2145 |
| 2020Q4 | $66.2M | $60.9M | $34.0M | $437.4k | 7.75% | 6,341 | 2180 |
| 2020Q3 | $65.1M | $60.0M | $33.3M | $318.1k | 7.70% | 6,378 | 2170 |
| 2020Q2 | $64.8M | $59.7M | $31.0M | $217.5k | 7.58% | 6,372 | 2163 |
| 2020Q1 | $57.7M | $52.8M | $29.9M | $99.2k | 8.30% | 6,357 | 2216 |
| 2019Q4 | $56.8M | $52.0M | $29.9M | $422.1k | 8.27% | 6,373 | 2211 |
| 2019Q3 | $56.6M | $51.9M | $29.5M | $283.0k | 8.05% | 6,527 | 2207 |
| 2019Q2 | $58.6M | $53.9M | $28.7M | $135.2k | 7.52% | 6,510 | 2182 |
| 2019Q1 | $56.7M | $52.1M | $28.1M | $68.4k | 7.65% | 6,458 | 2221 |
| 2018Q4 | $54.9M | $50.6M | $27.4M | $390.7k | 7.78% | 6,435 | 2230 |
| 2018Q3 | $55.1M | $50.6M | $27.0M | $289.7k | 7.57% | 6,408 | 2227 |
| 2018Q2 | $57.7M | $53.3M | $26.1M | $170.9k | 7.02% | 6,485 | 2205 |
| 2018Q1 | $55.7M | $51.4M | $25.8M | $83.9k | 7.12% | 6,467 | 2237 |
| 2017Q4 | $53.8M | $49.7M | $25.4M | $230.3k | 7.22% | 6,425 | 2251 |
| 2017Q3 | $53.9M | $49.9M | $24.8M | $154.7k | 7.05% | 6,385 | 2252 |
| 2017Q2 | $55.1M | $51.3M | $24.1M | $74.4k | 7.23% | 6,551 | 2238 |
| 2017Q1 | $51.2M | $47.4M | $22.3M | $23.2k | 7.17% | 6,365 | 2332 |
| 2016Q4 | $50.3M | $46.5M | $22.1M | $130.0k | 7.25% | 6,337 | 2322 |
| 2016Q3 | $49.4M | $45.7M | $21.8M | $100.6k | 7.32% | 6,303 | 2339 |
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