credit union · NCUA 3536 · IN
How big is WHITEWATER REGIONAL?
WHITEWATER REGIONAL (IN, NCUA charter 3536) reported total assets of $9.3M, 1,498 members and a net worth ratio of 4.87% in its Call Report for 2025Q2. That ranks 3649 of 4,460 federally insured credit unions by assets, 32 of 843 among credit unions under $10m in assets, 107 of 127 credit unions in indiana.
What stands out
WHITEWATER REGIONAL (IN, NCUA charter 3536) reported total assets of $9.3M, 1,498 members and a net worth ratio of 4.87% in its Call Report for 2025Q2. That ranks 3649 of 4,460 federally insured credit unions by assets, 32 of 843 among credit unions under $10m in assets, 107 of 127 credit unions in indiana. Against its size class: net worth ratio 4.87%, below the peer median of 17.24%; loan-to-share ratio 57.32%, below the peer median of 60.97%; return on assets -1.81%, below the peer median of 0.55%. At 4.87% its net worth ratio is below the 7% NCUA threshold, which puts it in the "undercapitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2025Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2025Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $9.3M | $3.9M | $54.6M | $63.3M | record → |
| Shares and deposits | $8.9M | $3.1M | $46.4M | $54.6M | record → |
| Loans outstanding | $5.1M | $1.8M | $28.8M | $32.7M | record → |
| Net income (year to date) | $-84.4k | $6.5k | $225.5k | $191.3k | record → |
| Net worth | $455.2k | $636.8k | $7.9M | $8.2M | record → |
| Net worth ratio | 4.87% | 17.24% | 12.58% | 12.26% | record → |
| Loan-to-share ratio | 57.32% | 60.97% | 69.47% | 69.93% | computed |
| Return on assets | -1.81% | 0.55% | 0.77% | 0.70% | computed |
| Members | 1,498 | 599 | 4,839 | 4,653 | record → |
Quarter by quarter
41 Call Reports on record, 2015Q2–2025Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2025Q2 | $9.3M | $8.9M | $5.1M | $-84.4k | 4.87% | 1,498 | 3649 |
| 2025Q1 | $9.5M | $9.0M | $5.3M | $-65.5k | 5.00% | 1,516 | 3676 |
| 2024Q4 | $9.4M | $8.8M | $5.7M | $-422.9k | 5.74% | 1,536 | 3704 |
| 2024Q3 | $10.1M | $9.0M | $7.2M | $-99.0k | 10.39% | 1,609 | 3695 |
| 2024Q2 | $10.2M | $9.4M | $6.5M | $-260.2k | 8.46% | 1,557 | 3704 |
| 2024Q1 | $9.9M | $8.9M | $7.1M | $-95.4k | 10.62% | 1,569 | 3751 |
| 2023Q4 | $9.8M | $8.8M | $6.9M | $-99.0k | 10.63% | 1,609 | 3770 |
| 2023Q3 | $10.1M | $9.0M | $7.2M | $-99.0k | 10.59% | 1,609 | 3791 |
| 2023Q2 | $10.4M | $9.4M | $6.8M | $-164.4k | 10.21% | 1,608 | 3798 |
| 2023Q1 | $11.4M | $10.2M | $6.2M | $-101.1k | 10.73% | 1,592 | 3770 |
| 2022Q4 | $11.6M | $10.3M | $6.0M | $-14.3k | 10.73% | 1,584 | 3790 |
| 2022Q3 | $11.6M | $10.4M | $5.9M | $-15.5k | 10.28% | 1,596 | 3825 |
| 2022Q2 | $11.5M | $10.3M | $6.0M | $-11.0k | 10.85% | 1,587 | 3847 |
| 2022Q1 | $12.4M | $11.1M | $6.0M | $-3.6k | 10.16% | 1,589 | 3824 |
| 2021Q4 | $11.9M | $10.6M | $6.1M | $87.8k | 10.62% | 1,591 | 3855 |
| 2021Q3 | $11.7M | $10.4M | $6.1M | $81.8k | 10.75% | 1,600 | 3890 |
| 2021Q2 | $11.2M | $10.0M | $5.7M | $42.6k | 10.84% | 1,603 | 3937 |
| 2021Q1 | $11.4M | $10.2M | $5.5M | $24.4k | 10.52% | 1,584 | 3939 |
| 2020Q4 | $10.1M | $9.0M | $5.7M | $50.3k | 11.56% | 1,564 | 4012 |
| 2020Q3 | $9.7M | $8.5M | $6.0M | $34.2k | 11.97% | 1,305 | 4058 |
| 2020Q2 | $9.3M | $8.2M | $5.8M | $22.3k | 12.30% | 1,296 | 4090 |
| 2020Q1 | $8.5M | $7.3M | $5.7M | $16.8k | 13.50% | 1,284 | 4135 |
| 2019Q4 | $8.4M | $7.3M | $5.5M | $46.8k | 13.32% | 1,296 | 4147 |
| 2019Q3 | $8.6M | $7.5M | $5.6M | $36.0k | 12.92% | 1,292 | 4148 |
| 2019Q2 | $8.4M | $7.2M | $5.2M | $22.1k | 13.17% | 1,284 | 4200 |
| 2019Q1 | $8.4M | $7.3M | $5.1M | $9.3k | 12.94% | 1,287 | 4209 |
| 2018Q4 | $8.2M | $6.8M | $5.2M | $6.7k | 13.21% | 1,281 | 4238 |
| 2018Q3 | $8.3M | $7.2M | $5.3M | $7.9k | 13.06% | 1,291 | 4253 |
| 2018Q2 | $8.3M | $7.2M | $5.1M | $-379 | 12.90% | 1,284 | 4288 |
| 2018Q1 | $8.3M | $7.2M | $5.0M | $11.2k | 13.05% | 1,267 | 4316 |
| 2017Q4 | $7.7M | $6.6M | $5.0M | $38.9k | 13.90% | 1,256 | 4384 |
| 2017Q3 | $8.1M | $7.0M | $4.9M | $22.2k | 13.10% | 1,253 | 4388 |
| 2017Q2 | $8.3M | $7.2M | $4.8M | $26.9k | 12.80% | 1,255 | 4397 |
| 2017Q1 | $8.4M | $7.3M | $4.8M | $7.6k | 12.40% | 1,262 | 4413 |
| 2016Q4 | $7.6M | $6.6M | $4.8M | $29.8k | 13.53% | 1,260 | 4500 |
| 2016Q3 | $7.5M | $6.4M | $4.8M | $73.4k | 14.34% | 1,266 | 4548 |
| 2016Q2 | $7.3M | $6.3M | $4.8M | $62.1k | 14.50% | 1,281 | 4591 |
| 2016Q1 | $7.5M | $6.4M | $4.7M | $28.9k | 13.85% | 1,285 | 4606 |
| 2015Q4 | $7.2M | $6.2M | $4.7M | $51.7k | 14.01% | 1,277 | 4658 |
| 2015Q3 | $7.2M | $6.2M | $4.6M | $35.9k | 13.74% | 1,281 | 4684 |
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