credit union · NCUA 3475 · MA
How big is SOMERVILLE SCHOOL EMPLOYEES?
SOMERVILLE SCHOOL EMPLOYEES (MA, NCUA charter 3475) reported total assets of $22.9M, 1,280 members and a net worth ratio of 17.21% in its Call Report for 2026Q2. That ranks 3038 of 4,299 federally insured credit unions by assets, 645 of 1,135 among credit unions with $10m-$50m in assets, 91 of 121 credit unions in massachusetts.
What stands out
SOMERVILLE SCHOOL EMPLOYEES (MA, NCUA charter 3475) reported total assets of $22.9M, 1,280 members and a net worth ratio of 17.21% in its Call Report for 2026Q2. That ranks 3038 of 4,299 federally insured credit unions by assets, 645 of 1,135 among credit unions with $10m-$50m in assets, 91 of 121 credit unions in massachusetts. Against its size class: net worth ratio 17.21%, above the peer median of 13.88%; loan-to-share ratio 42.53%, below the peer median of 57.77%; return on assets 0.34%, below the peer median of 0.70%. At 17.21% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $22.9M | $25.2M | $81.8M | $68.3M | record → |
| Shares and deposits | $18.9M | $21.4M | $67.8M | $58.3M | record → |
| Loans outstanding | $8.0M | $11.2M | $42.6M | $34.4M | record → |
| Net income (year to date) | $38.7k | $82.1k | $172.3k | $222.2k | record → |
| Net worth | $3.9M | $3.4M | $9.5M | $9.0M | record → |
| Net worth ratio | 17.21% | 13.88% | 12.11% | 12.65% | record → |
| Loan-to-share ratio | 42.53% | 57.77% | 76.11% | 68.70% | computed |
| Return on assets | 0.34% | 0.70% | 0.56% | 0.71% | computed |
| Members | 1,280 | 2,092 | 4,111 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $22.9M | $18.9M | $8.0M | $38.7k | 17.21% | 1,280 | 3038 |
| 2026Q1 | $23.1M | $19.2M | $8.4M | $-2.9k | 16.85% | 1,381 | 3045 |
| 2025Q4 | $23.1M | $19.2M | $8.9M | $26.4k | 16.84% | 1,375 | 3055 |
| 2025Q3 | $22.5M | $18.6M | $9.0M | $18.1k | 17.26% | 1,810 | 3088 |
| 2025Q2 | $23.0M | $19.1M | $8.9M | $14.0k | 16.91% | 1,806 | 3093 |
| 2025Q1 | $24.4M | $20.5M | $8.7M | $834 | 15.86% | 1,802 | 3071 |
| 2024Q4 | $24.1M | $20.2M | $8.5M | $104.6k | 16.05% | 1,796 | 3083 |
| 2024Q3 | $24.1M | $20.2M | $8.0M | $75.4k | 15.95% | 1,791 | 3100 |
| 2024Q2 | $24.0M | $20.1M | $8.0M | $52.7k | 15.92% | 1,778 | 3121 |
| 2024Q1 | $24.5M | $20.7M | $6.9M | $16.7k | 15.46% | 1,767 | 3127 |
| 2023Q4 | $24.4M | $20.7M | $6.1M | $16.6k | 15.41% | 1,760 | 3126 |
| 2023Q3 | $24.7M | $20.9M | $5.6M | $-13.7k | 15.13% | 1,751 | 3139 |
| 2023Q2 | $26.0M | $22.2M | $5.0M | $14.1k | 14.46% | 1,740 | 3124 |
| 2023Q1 | $26.8M | $23.0M | $4.8M | $-31.3k | 13.88% | 1,732 | 3105 |
| 2022Q4 | $26.9M | $23.2M | $4.7M | $-194.4k | 13.92% | 1,726 | 3117 |
| 2022Q3 | $26.5M | $22.7M | $4.8M | $-176.1k | 14.19% | 1,716 | 3168 |
| 2022Q2 | $27.1M | $23.3M | $4.8M | $-110.6k | 14.12% | 1,702 | 3153 |
| 2022Q1 | $27.4M | $23.5M | $4.7M | $-53.1k | 14.20% | 1,699 | 3159 |
| 2021Q4 | $26.7M | $22.7M | $4.7M | $-170.8k | 14.82% | 1,696 | 3173 |
| 2021Q3 | $26.2M | $22.2M | $4.9M | $-111.0k | 15.32% | 1,692 | 3200 |
| 2021Q2 | $27.3M | $23.2M | $5.1M | $-68.3k | 14.90% | 1,689 | 3161 |
| 2021Q1 | $27.0M | $22.9M | $5.2M | $-27.6k | 15.20% | 1,658 | 3176 |
| 2020Q4 | $26.6M | $22.5M | $5.5M | $-37.7k | 15.51% | 1,684 | 3146 |
| 2020Q3 | $25.5M | $21.3M | $5.9M | $-24.0k | 16.26% | 1,683 | 3169 |
| 2020Q2 | $25.7M | $21.5M | $6.7M | $-904 | 16.24% | 1,677 | 3148 |
| 2020Q1 | $24.9M | $20.7M | $6.9M | $7.7k | 16.77% | 1,675 | 3112 |
| 2019Q4 | $24.2M | $20.0M | $7.2M | $38.7k | 17.23% | 1,671 | 3134 |
| 2019Q3 | $24.2M | $20.0M | $7.3M | $52.0k | 17.26% | 1,661 | 3134 |
| 2019Q2 | $25.4M | $21.2M | $7.4M | $24.3k | 16.38% | 1,645 | 3086 |
| 2019Q1 | $26.0M | $21.8M | $7.7M | $12.9k | 15.96% | 1,945 | 3067 |
| 2018Q4 | $26.0M | $21.9M | $8.1M | $63.3k | 15.87% | 1,936 | 3053 |
| 2018Q3 | $25.3M | $21.1M | $8.1M | $68.8k | 16.35% | 1,920 | 3098 |
| 2018Q2 | $26.5M | $22.4M | $8.3M | $29.0k | 15.46% | 1,904 | 3067 |
| 2018Q1 | $27.0M | $22.9M | $8.8M | $12.8k | 15.11% | 1,902 | 3062 |
| 2017Q4 | $27.3M | $23.2M | $8.9M | $10.4k | 14.89% | 1,894 | 3022 |
| 2017Q3 | $26.2M | $22.1M | $9.3M | $650 | 15.47% | 1,884 | 3100 |
| 2017Q2 | $26.8M | $22.8M | $8.8M | $-21.1k | 15.04% | 1,866 | 3091 |
| 2017Q1 | $26.1M | $22.0M | $9.2M | $-3.3k | 15.54% | 1,859 | 3122 |
| 2016Q4 | $25.4M | $21.3M | $9.2M | $-35.2k | 15.99% | 1,852 | 3136 |
| 2016Q3 | $24.8M | $20.7M | $9.4M | $-31.3k | 16.40% | 1,841 | 3177 |
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