credit union · NCUA 3285 · NY
How big is NIAGARA REGIONAL?
NIAGARA REGIONAL (NY, NCUA charter 3285) reported total assets of $40.1M, 2,404 members and a net worth ratio of 8.43% in its Call Report for 2026Q2. That ranks 2592 of 4,299 federally insured credit unions by assets, 199 of 1,135 among credit unions with $10m-$50m in assets, 147 of 268 credit unions in new york.
What stands out
NIAGARA REGIONAL (NY, NCUA charter 3285) reported total assets of $40.1M, 2,404 members and a net worth ratio of 8.43% in its Call Report for 2026Q2. That ranks 2592 of 4,299 federally insured credit unions by assets, 199 of 1,135 among credit unions with $10m-$50m in assets, 147 of 268 credit unions in new york. Against its size class: net worth ratio 8.43%, below the peer median of 13.88%; loan-to-share ratio 67.75%, above the peer median of 57.77%; return on assets 0.67%, below the peer median of 0.70%. At 8.43% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $40.1M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $36.6M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $24.8M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $133.9k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $3.4M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 8.43% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 67.75% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 0.67% | 0.70% | 0.77% | 0.71% | computed |
| Members | 2,404 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $40.1M | $36.6M | $24.8M | $133.9k | 8.43% | 2,404 | 2592 |
| 2026Q1 | $39.8M | $36.4M | $24.2M | $63.0k | 8.31% | 239,300 | 2611 |
| 2025Q4 | $37.6M | $34.2M | $23.7M | $295.8k | 8.63% | 2,371 | 2661 |
| 2025Q3 | $36.5M | $33.2M | $23.5M | $225.4k | 8.76% | 2,386 | 2696 |
| 2025Q2 | $37.6M | $34.5M | $22.9M | $128.6k | 8.19% | 2,384 | 2682 |
| 2025Q1 | $37.5M | $34.4M | $22.5M | $66.3k | 8.05% | 2,373 | 2701 |
| 2024Q4 | $36.3M | $33.3M | $22.7M | $219.6k | 8.14% | 2,402 | 2731 |
| 2024Q3 | $34.9M | $31.9M | $23.2M | $144.9k | 8.27% | 2,419 | 2767 |
| 2024Q2 | $37.1M | $33.5M | $23.2M | $77.3k | 7.60% | 2,434 | 2729 |
| 2024Q1 | $37.7M | $33.6M | $23.3M | $18.0k | 7.30% | 2,439 | 2732 |
| 2023Q4 | $38.1M | $33.4M | $23.6M | $67.6k | 7.18% | 2,481 | 2718 |
| 2023Q3 | $38.8M | $34.0M | $23.7M | $44.2k | 7.05% | 2,579 | 2700 |
| 2023Q2 | $39.2M | $36.4M | $22.4M | $-87.4k | 6.95% | 2,485 | 2695 |
| 2023Q1 | $39.5M | $36.7M | $21.9M | $44.7k | 6.90% | 2,765 | 2713 |
| 2022Q4 | $40.6M | $37.9M | $22.1M | $-113.8k | 6.60% | 2,741 | 2699 |
| 2022Q3 | $40.5M | $37.8M | $22.2M | $-175.4k | 6.46% | 2,725 | 2721 |
| 2022Q2 | $41.9M | $39.1M | $21.0M | $-135.5k | 6.35% | 2,792 | 2692 |
| 2022Q1 | $41.6M | $38.8M | $20.8M | $-78.8k | 6.53% | 2,707 | 2713 |
| 2021Q4 | $40.4M | $37.5M | $21.3M | $-119.5k | 6.91% | 2,690 | 2731 |
| 2021Q3 | $40.8M | $37.7M | $21.3M | $-29.4k | 7.24% | 2,691 | 2716 |
| 2021Q2 | $41.7M | $38.5M | $20.6M | $-38.2k | 7.04% | 2,682 | 2689 |
| 2021Q1 | $40.5M | $37.3M | $20.2M | $8.1k | 7.35% | 2,627 | 2724 |
| 2020Q4 | $38.8M | $35.4M | $20.8M | $54.1k | 8.28% | 2,650 | 2716 |
| 2020Q3 | $37.7M | $34.3M | $20.7M | $-12.3k | 8.35% | 2,662 | 2723 |
| 2020Q2 | $38.1M | $34.7M | $20.5M | $-23.2k | 8.24% | 2,665 | 2700 |
| 2020Q1 | $34.0M | $30.7M | $20.7M | $43.6k | 9.40% | 2,674 | 2751 |
| 2019Q4 | $32.9M | $29.5M | $20.6M | $-71.7k | 9.61% | 2,656 | 2767 |
| 2019Q3 | $32.5M | $29.0M | $20.0M | $-9.4k | 9.81% | 2,655 | 2775 |
| 2019Q2 | $34.0M | $30.6M | $19.4M | $-90.0k | 9.14% | 2,630 | 2743 |
| 2019Q1 | $32.6M | $29.2M | $19.1M | $-53.4k | 9.65% | 2,591 | 2802 |
| 2018Q4 | $30.4M | $27.0M | $19.1M | $13.8k | 10.49% | 2,558 | 2864 |
| 2018Q3 | $30.1M | $26.7M | $19.2M | $63.6k | 10.76% | 2,562 | 2884 |
| 2018Q2 | $30.9M | $27.5M | $18.4M | $-23 | 10.28% | 2,549 | 2879 |
| 2018Q1 | $30.0M | $26.6M | $18.3M | $11.8k | 10.62% | 2,542 | 2924 |
| 2017Q4 | $29.7M | $26.4M | $18.6M | $51.2k | 10.68% | 2,558 | 2904 |
| 2017Q3 | $29.9M | $26.6M | $18.5M | $52.9k | 10.61% | 2,561 | 2906 |
| 2017Q2 | $30.7M | $27.4M | $18.6M | $32.9k | 10.28% | 2,606 | 2897 |
| 2017Q1 | $30.9M | $27.6M | $18.6M | $14.7k | 10.16% | 2,563 | 2904 |
| 2016Q4 | $29.5M | $26.2M | $18.8M | $14.5k | 10.59% | 2,540 | 2938 |
| 2016Q3 | $28.9M | $25.5M | $18.5M | $88.2k | 11.07% | 2,584 | 2971 |
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