credit union · NCUA 3264 · WV
How big is FIRST CHOICE AMERICA COMMUNITY?
FIRST CHOICE AMERICA COMMUNITY (WV, NCUA charter 3264) reported total assets of $713.9M, 30,588 members and a net worth ratio of 18.15% in its Call Report for 2026Q2. That ranks 621 of 4,299 federally insured credit unions by assets, 142 of 280 among credit unions with $500m-$1b in assets, 2 of 74 credit unions in west virginia.
What stands out
FIRST CHOICE AMERICA COMMUNITY (WV, NCUA charter 3264) reported total assets of $713.9M, 30,588 members and a net worth ratio of 18.15% in its Call Report for 2026Q2. That ranks 621 of 4,299 federally insured credit unions by assets, 142 of 280 among credit unions with $500m-$1b in assets, 2 of 74 credit unions in west virginia. Against its size class: net worth ratio 18.15%, above the peer median of 10.59%; loan-to-share ratio 23.34%, below the peer median of 83.51%; return on assets 1.67%, above the peer median of 0.75%. At 18.15% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $713.9M | $714.8M | $27.6M | $68.3M | record → |
| Shares and deposits | $581.8M | $614.6M | $23.8M | $58.3M | record → |
| Loans outstanding | $135.8M | $502.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $5.9M | $2.5M | $117.1k | $222.2k | record → |
| Net worth | $129.6M | $74.4M | $3.5M | $9.0M | record → |
| Net worth ratio | 18.15% | 10.59% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 23.34% | 83.51% | 60.24% | 68.70% | computed |
| Return on assets | 1.67% | 0.75% | 0.84% | 0.71% | computed |
| Members | 30,588 | 41,964 | 2,096 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $713.9M | $581.8M | $135.8M | $5.9M | 18.15% | 30,588 | 621 |
| 2026Q1 | $704.4M | $575.7M | $135.6M | $2.8M | 17.95% | 30,677 | 623 |
| 2025Q4 | $687.5M | $561.0M | $137.7M | $12.2M | 17.98% | 31,129 | 625 |
| 2025Q3 | $679.5M | $556.1M | $138.7M | $9.3M | 17.77% | 31,538 | 625 |
| 2025Q2 | $676.8M | $556.8M | $139.3M | $6.1M | 17.36% | 31,783 | 627 |
| 2025Q1 | $669.1M | $552.1M | $139.3M | $2.9M | 17.08% | 32,183 | 632 |
| 2024Q4 | $649.5M | $535.8M | $140.5M | $13.4M | 17.15% | 32,378 | 634 |
| 2024Q3 | $639.0M | $527.6M | $141.0M | $10.4M | 16.96% | 33,176 | 635 |
| 2024Q2 | $633.0M | $525.4M | $138.5M | $7.0M | 16.58% | 33,522 | 636 |
| 2024Q1 | $619.2M | $515.8M | $138.5M | $3.4M | 16.38% | 33,689 | 654 |
| 2023Q4 | $599.8M | $499.5M | $139.2M | $14.1M | 16.33% | 33,729 | 661 |
| 2023Q3 | $592.2M | $495.4M | $139.1M | $10.5M | 15.94% | 33,990 | 664 |
| 2023Q2 | $596.9M | $503.8M | $138.0M | $6.8M | 15.19% | 34,148 | 658 |
| 2023Q1 | $599.6M | $510.1M | $139.3M | $3.2M | 14.53% | 34,282 | 657 |
| 2022Q4 | $590.6M | $503.6M | $140.3M | $6.1M | 14.21% | 34,360 | 659 |
| 2022Q3 | $592.3M | $508.2M | $136.7M | $3.3M | 13.69% | 34,650 | 650 |
| 2022Q2 | $593.5M | $510.5M | $134.1M | $1.4M | 13.36% | 35,004 | 642 |
| 2022Q1 | $587.6M | $507.7M | $131.3M | $92.9k | 13.75% | 35,188 | 645 |
| 2021Q4 | $572.5M | $492.6M | $130.6M | $906.2k | 13.60% | 35,349 | 641 |
| 2021Q3 | $560.8M | $481.2M | $131.0M | $621.2k | 13.83% | 35,823 | 646 |
| 2021Q2 | $545.5M | $469.0M | $130.1M | $490.1k | 13.69% | 34,809 | 650 |
| 2021Q1 | $539.4M | $462.2M | $131.0M | $325.4k | 13.81% | 34,828 | 649 |
| 2020Q4 | $514.1M | $438.1M | $134.4M | $2.3M | 14.43% | 34,945 | 648 |
| 2020Q3 | $503.6M | $427.9M | $136.3M | $2.0M | 14.67% | 35,341 | 640 |
| 2020Q2 | $506.2M | $431.1M | $136.7M | $1.5M | 14.49% | 35,615 | 629 |
| 2020Q1 | $471.6M | $397.4M | $140.6M | $959.8k | 15.45% | 35,802 | 630 |
| 2019Q4 | $461.0M | $387.7M | $141.1M | $4.9M | 15.59% | 35,996 | 625 |
| 2019Q3 | $459.8M | $386.9M | $139.3M | $4.0M | 15.40% | 36,966 | 621 |
| 2019Q2 | $464.4M | $392.4M | $140.4M | $2.5M | 14.94% | 37,364 | 615 |
| 2019Q1 | $463.0M | $393.5M | $140.6M | $1.2M | 14.70% | 37,442 | 612 |
| 2018Q4 | $451.6M | $383.0M | $143.5M | $4.0M | 14.81% | 37,547 | 605 |
| 2018Q3 | $448.5M | $380.3M | $142.0M | $3.0M | 14.68% | 37,547 | 607 |
| 2018Q2 | $453.8M | $387.0M | $138.2M | $1.6M | 14.21% | 37,538 | 600 |
| 2018Q1 | $452.3M | $386.6M | $134.6M | $732.6k | 14.06% | 34,479 | 597 |
| 2017Q4 | $441.0M | $376.0M | $134.4M | $2.2M | 14.26% | 37,454 | 598 |
| 2017Q3 | $442.9M | $378.4M | $134.5M | $1.6M | 14.06% | 37,771 | 595 |
| 2017Q2 | $442.2M | $378.5M | $132.2M | $886.6k | 13.92% | 37,691 | 592 |
| 2017Q1 | $441.2M | $378.1M | $129.8M | $379.6k | 13.84% | 37,743 | 594 |
| 2016Q4 | $424.4M | $362.0M | $131.9M | $1.6M | 14.30% | 37,788 | 594 |
| 2016Q3 | $426.6M | $364.4M | $130.1M | $1.1M | 14.11% | 38,335 | 590 |
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