credit union · NCUA 3226 · PA
How big is ACBA FED CREDIT UNION (3226)?
ACBA FED CREDIT UNION (3226) (PA, NCUA charter 3226) reported total assets of $3.0M, 942 members and a net worth ratio of 13.54% in its Call Report for 2026Q2. That ranks 3987 of 4,299 federally insured credit unions by assets, 459 of 771 among credit unions under $10m in assets, 248 of 269 credit unions in pennsylvania.
What stands out
ACBA FED CREDIT UNION (3226) (PA, NCUA charter 3226) reported total assets of $3.0M, 942 members and a net worth ratio of 13.54% in its Call Report for 2026Q2. That ranks 3987 of 4,299 federally insured credit unions by assets, 459 of 771 among credit unions under $10m in assets, 248 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 13.54%, below the peer median of 17.92%; loan-to-share ratio 69.82%, above the peer median of 58.16%; return on assets -3.44%, below the peer median of 0.45%. At 13.54% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $3.0M | $4.0M | $40.7M | $68.3M | record → |
| Shares and deposits | $2.6M | $3.1M | $35.9M | $58.3M | record → |
| Loans outstanding | $1.8M | $1.7M | $14.4M | $34.4M | record → |
| Net income (year to date) | $-52.1k | $5.3k | $173.1k | $222.2k | record → |
| Net worth | $410.6k | $672.6k | $5.1M | $9.0M | record → |
| Net worth ratio | 13.54% | 17.92% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 69.82% | 58.16% | 52.54% | 68.70% | computed |
| Return on assets | -3.44% | 0.45% | 0.79% | 0.71% | computed |
| Members | 942 | 584 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $3.0M | $2.6M | $1.8M | $-52.1k | 13.54% | 942 | 3987 |
| 2026Q1 | $3.1M | $2.6M | $2.0M | $-33.6k | 14.10% | 967 | 4010 |
| 2025Q4 | $3.0M | $2.6M | $2.1M | $-80.3k | 15.34% | 979 | 4043 |
| 2025Q3 | $3.1M | $2.6M | $2.1M | $-39.3k | 16.31% | 982 | 4072 |
| 2025Q2 | $3.1M | $2.6M | $2.2M | $-41.1k | 16.31% | 983 | 4108 |
| 2025Q1 | $3.2M | $2.6M | $2.4M | $-21.6k | 16.63% | 982 | 4142 |
| 2024Q4 | $3.2M | $2.6M | $2.5M | $-66.8k | 17.01% | 997 | 4168 |
| 2024Q3 | $3.2M | $2.7M | $2.5M | $-100.9k | 15.94% | 998 | 4204 |
| 2024Q2 | $3.3M | $2.8M | $2.5M | $-67.0k | 18.59% | 1,011 | 4224 |
| 2024Q1 | $3.4M | $2.8M | $2.5M | $-21.2k | 17.87% | 1,028 | 4248 |
| 2023Q4 | $3.5M | $2.8M | $2.5M | $-59.6k | 19.12% | 1,047 | 4266 |
| 2023Q3 | $3.6M | $2.9M | $2.3M | $-44.4k | 17.67% | 1,057 | 4300 |
| 2023Q2 | $3.6M | $3.0M | $2.2M | $-8.3k | 18.25% | 1,245 | 4328 |
| 2023Q1 | $3.7M | $3.0M | $2.3M | $-2.2k | 18.18% | 1,242 | 4348 |
| 2022Q4 | $3.8M | $3.0M | $2.4M | $-35.0k | 17.59% | 1,119 | 4372 |
| 2022Q3 | $3.7M | $3.1M | $2.2M | $-32.7k | 18.05% | 1,121 | 4426 |
| 2022Q2 | $3.8M | $3.1M | $2.1M | $-42.3k | 17.72% | 1,175 | 4452 |
| 2022Q1 | $3.8M | $3.1M | $2.1M | $-27.7k | 18.10% | 1,176 | 4492 |
| 2021Q4 | $3.8M | $3.0M | $2.2M | $149.0k | 18.64% | 1,180 | 4509 |
| 2021Q3 | $3.8M | $3.1M | $2.0M | $17.1k | 19.00% | 1,190 | 4545 |
| 2021Q2 | $3.8M | $3.1M | $2.0M | $-3.5k | 18.50% | 1,237 | 4579 |
| 2021Q1 | $3.7M | $3.0M | $1.9M | $-675 | 18.94% | 1,208 | 4614 |
| 2020Q4 | $3.8M | $3.1M | $2.0M | $-1.4k | 18.69% | 1,240 | 4612 |
| 2020Q3 | $3.8M | $3.1M | $1.9M | $13.9k | 18.80% | 1,263 | 4623 |
| 2020Q2 | $3.8M | $3.0M | $1.8M | $14.8k | 19.17% | 1,284 | 4646 |
| 2020Q1 | $3.6M | $2.8M | $1.9M | $10.3k | 20.15% | 1,306 | 4680 |
| 2019Q4 | $3.5M | $2.8M | $1.9M | $-67.9k | 20.08% | 1,320 | 4715 |
| 2019Q3 | $3.5M | $2.7M | $1.6M | $-38.5k | 21.06% | 1,329 | 4743 |
| 2019Q2 | $3.5M | $2.8M | $1.6M | $-23.9k | 21.34% | 1,344 | 4764 |
| 2019Q1 | $3.5M | $2.8M | $1.6M | $-9.6k | 21.61% | 1,362 | 4781 |
| 2018Q4 | $3.9M | $3.1M | $1.7M | $-68.1k | 19.73% | 1,392 | 4766 |
| 2018Q3 | $4.0M | $3.2M | $1.7M | $-41.8k | 20.12% | 1,408 | 4796 |
| 2018Q2 | $4.0M | $3.2M | $1.8M | $-23.9k | 20.43% | 1,414 | 4827 |
| 2018Q1 | $4.0M | $3.1M | $1.9M | $-3.5k | 21.04% | 1,434 | 4865 |
| 2017Q4 | $4.0M | $3.1M | $2.1M | $-116.1k | 21.02% | 1,461 | 4889 |
| 2017Q3 | $4.2M | $3.2M | $2.1M | $-72.1k | 21.34% | 1,460 | 4913 |
| 2017Q2 | $4.3M | $3.2M | $2.1M | $-65.4k | 20.84% | 1,460 | 4934 |
| 2017Q1 | $4.4M | $3.2M | $2.1M | $464 | 22.00% | 1,488 | 4954 |
| 2016Q4 | $4.4M | $3.2M | $2.2M | $4.0k | 21.69% | 1,506 | 4946 |
| 2016Q3 | $4.5M | $3.5M | $2.1M | $16.8k | 21.67% | 1,501 | 4981 |
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