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credit union · NCUA 3126 · NJ

How big is SOUTHERN MIDDLESEX CO TCHRS?

SOUTHERN MIDDLESEX CO TCHRS (NJ, NCUA charter 3126) reported total assets of $48.4M, 2,875 members and a net worth ratio of 10.78% in its Call Report for 2026Q2. That ranks 2417 of 4,299 federally insured credit unions by assets, 24 of 1,135 among credit unions with $10m-$50m in assets, 46 of 126 credit unions in new jersey.

TOTAL ASSETS: $48.4MMEMBERS: 2,875NET WORTH RATIO: 10.78%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/3126-southern-middlesex-co-tchrs

What stands out

SOUTHERN MIDDLESEX CO TCHRS (NJ, NCUA charter 3126) reported total assets of $48.4M, 2,875 members and a net worth ratio of 10.78% in its Call Report for 2026Q2. That ranks 2417 of 4,299 federally insured credit unions by assets, 24 of 1,135 among credit unions with $10m-$50m in assets, 46 of 126 credit unions in new jersey. Against its size class: net worth ratio 10.78%, below the peer median of 13.88%; loan-to-share ratio 28.68%, below the peer median of 57.77%; return on assets 1.27%, above the peer median of 0.70%. At 10.78% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$48.4M$25.2M$21.8M$68.3Mrecord →
Shares and deposits$43.4M$21.4M$18.8M$58.3Mrecord →
Loans outstanding$12.4M$11.2M$7.5M$34.4Mrecord →
Net income (year to date)$307.4k$82.1k$34.4k$222.2krecord →
Net worth$5.2M$3.4M$3.2M$9.0Mrecord →
Net worth ratio10.78%13.88%13.81%12.65%record →
Loan-to-share ratio28.68%57.77%50.89%68.70%computed
Return on assets1.27%0.70%0.39%0.71%computed
Members2,8752,0921,7964,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$48.4M$43.4M$12.4M$307.4k10.78%2,8752417
2026Q1$47.6M$42.6M$12.7M$138.4k10.62%2,8872441
2025Q4$45.8M$40.8M$12.9M$513.0k10.73%2,9122472
2025Q3$43.7M$38.9M$13.2M$374.1k10.93%2,9392524
2025Q2$46.8M$42.2M$13.0M$237.7k9.90%2,9352464
2025Q1$45.8M$41.4M$13.1M$84.5k9.81%2,9502502
2024Q4$44.5M$40.3M$13.2M$244.9k9.89%2,9642518
2024Q3$43.4M$39.2M$13.3M$150.5k9.93%2,9912557
2024Q2$45.0M$41.3M$13.5M$77.1k9.41%2,9732534
2024Q1$44.3M$40.8M$13.2M$19.4k9.43%2,9902565
2023Q4$42.8M$39.6M$12.7M$62.1k9.70%2,9682595
2023Q3$41.3M$38.5M$12.5M$35.7k10.00%2,9662636
2023Q2$45.2M$42.7M$12.1M$33.6k9.13%2,9602555
2023Q1$43.6M$41.2M$11.5M$12.5k9.41%2,9622611
2022Q4$42.7M$40.0M$11.4M$137.9k9.59%2,9992642
2022Q3$41.6M$39.4M$10.6M$104.0k9.75%2,9992695
2022Q2$44.8M$42.2M$10.0M$73.3k8.99%2,9892624
2022Q1$42.8M$39.7M$8.9M$52.3k9.37%3,0072679
2021Q4$41.7M$37.9M$9.0M$213.2k9.48%3,0372694
2021Q3$39.7M$35.6M$9.4M$202.3k9.94%3,0752746
2021Q2$42.8M$38.8M$9.1M$69.0k8.90%3,1142663
2021Q1$41.3M$37.3M$9.3M$-1.4k9.04%3,1182697
2020Q4$39.6M$35.5M$9.3M$106.1k9.43%3,1412691
2020Q3$37.6M$33.4M$9.7M$86.8k9.88%3,1852725
2020Q2$39.9M$35.7M$10.1M$71.0k9.28%3,2282643
2020Q1$36.4M$32.7M$9.8M$37.3k10.09%3,2582678
2019Q4$34.6M$30.9M$9.9M$120.1k10.52%3,2772704
2019Q3$32.8M$29.2M$9.7M$109.5k11.04%3,2892768
2019Q2$36.2M$32.6M$9.2M$84.2k9.95%3,3002669
2019Q1$35.5M$32.0M$9.6M$38.0k10.00%3,3252702
2018Q4$33.9M$30.3M$9.9M$166.8k10.38%3,3542729
2018Q3$32.2M$28.7M$10.1M$125.0k10.79%3,3792813
2018Q2$36.2M$32.8M$10.0M$68.2k9.44%3,4042681
2018Q1$35.8M$32.4M$9.9M$26.6k9.43%3,3502701
2017Q4$34.2M$30.9M$10.0M$87.8k9.78%3,3572721
2017Q3$33.3M$29.9M$10.3M$62.7k9.99%3,3782777
2017Q2$36.7M$33.4M$9.9M$59.7k9.05%3,3972687
2017Q1$36.5M$33.2M$9.9M$17.5k8.97%3,4252695
2016Q4$35.2M$32.0M$9.8M$96.5k9.25%3,4572712
2016Q3$34.0M$30.8M$10.0M$64.4k9.43%3,4822756

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