credit union · NCUA 3025 · NY
How big is EMPOWER?
EMPOWER (NY, NCUA charter 3025) reported total assets of $4.3B, 310,884 members and a net worth ratio of 9.67% in its Call Report for 2026Q2. That ranks 113 of 4,299 federally insured credit unions by assets, 88 of 454 among credit unions with $1b-$10b in assets, 10 of 268 credit unions in new york.
What stands out
EMPOWER (NY, NCUA charter 3025) reported total assets of $4.3B, 310,884 members and a net worth ratio of 9.67% in its Call Report for 2026Q2. That ranks 113 of 4,299 federally insured credit unions by assets, 88 of 454 among credit unions with $1b-$10b in assets, 10 of 268 credit unions in new york. Against its size class: net worth ratio 9.67%, below the peer median of 10.89%; loan-to-share ratio 91.89%, above the peer median of 88.03%; return on assets 0.79%, below the peer median of 0.80%. At 9.67% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $4.3B | $2.1B | $46.8M | $68.3M | record → |
| Shares and deposits | $3.9B | $1.8B | $40.0M | $58.3M | record → |
| Loans outstanding | $3.6B | $1.5B | $21.7M | $34.4M | record → |
| Net income (year to date) | $17.2M | $8.3M | $175.9k | $222.2k | record → |
| Net worth | $419.4M | $244.6M | $6.2M | $9.0M | record → |
| Net worth ratio | 9.67% | 10.89% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 91.89% | 88.03% | 60.91% | 68.70% | computed |
| Return on assets | 0.79% | 0.80% | 0.77% | 0.71% | computed |
| Members | 310,884 | 115,183 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $4.3B | $3.9B | $3.6B | $17.2M | 9.67% | 310,884 | 113 |
| 2026Q1 | $4.3B | $3.8B | $3.4B | $8.3M | 9.61% | 307,868 | 117 |
| 2025Q4 | $4.2B | $3.7B | $3.5B | $33.2M | 9.65% | 303,010 | 121 |
| 2025Q3 | $4.1B | $3.7B | $3.4B | $24.9M | 9.72% | 299,402 | 121 |
| 2025Q2 | $4.1B | $3.7B | $3.3B | $16.1M | 9.43% | 293,393 | 117 |
| 2025Q1 | $4.0B | $3.6B | $3.1B | $8.0M | 9.44% | 286,846 | 119 |
| 2024Q4 | $3.8B | $3.5B | $3.1B | $38.1M | 9.68% | 281,598 | 123 |
| 2024Q3 | $3.8B | $3.4B | $3.0B | $30.0M | 9.71% | 277,374 | 122 |
| 2024Q2 | $3.7B | $3.3B | $2.9B | $21.0M | 9.73% | 271,927 | 124 |
| 2024Q1 | $3.6B | $3.2B | $2.7B | $8.4M | 9.59% | 266,853 | 126 |
| 2023Q4 | $3.5B | $3.2B | $2.7B | $29.0M | 9.58% | 261,414 | 126 |
| 2023Q3 | $3.2B | $2.9B | $2.5B | $23.5M | 10.25% | 259,934 | 137 |
| 2023Q2 | $3.3B | $2.9B | $2.4B | $17.6M | 9.95% | 255,452 | 133 |
| 2023Q1 | $3.2B | $2.8B | $2.4B | $8.8M | 9.76% | 252,331 | 131 |
| 2022Q4 | $3.2B | $2.7B | $2.4B | $34.4M | 9.68% | 250,150 | 128 |
| 2022Q3 | $3.0B | $2.7B | $2.3B | $27.1M | 9.93% | 247,131 | 132 |
| 2022Q2 | $2.9B | $2.6B | $2.2B | $15.4M | 9.76% | 242,929 | 133 |
| 2022Q1 | $2.9B | $2.6B | $2.0B | $7.9M | 9.58% | 240,652 | 132 |
| 2021Q4 | $2.9B | $2.6B | $2.0B | $32.4M | 9.27% | 237,071 | 131 |
| 2021Q3 | $2.7B | $2.4B | $1.9B | $25.5M | 9.28% | 220,009 | 137 |
| 2021Q2 | $2.7B | $2.4B | $1.8B | $12.5M | 9.08% | 216,578 | 135 |
| 2021Q1 | $2.6B | $2.4B | $1.8B | $4.9M | 8.90% | 211,102 | 135 |
| 2020Q4 | $2.4B | $2.1B | $1.8B | $15.0M | 9.46% | 206,568 | 140 |
| 2020Q3 | $2.3B | $2.0B | $1.7B | $12.8M | 9.80% | 220,381 | 139 |
| 2020Q2 | $2.3B | $2.0B | $1.7B | $7.8M | 9.65% | 213,956 | 138 |
| 2020Q1 | $2.0B | $1.8B | $1.7B | $5.0M | 10.70% | 211,076 | 145 |
| 2019Q4 | $2.0B | $1.7B | $1.7B | $23.7M | 10.92% | 211,959 | 146 |
| 2019Q3 | $1.9B | $1.7B | $1.6B | $20.3M | 11.10% | 207,767 | 147 |
| 2019Q2 | $1.9B | $1.6B | $1.6B | $13.5M | 10.81% | 202,810 | 146 |
| 2019Q1 | $1.8B | $1.6B | $1.5B | $6.3M | 10.69% | 198,662 | 149 |
| 2018Q4 | $1.8B | $1.5B | $1.5B | $20.5M | 10.52% | 195,165 | 147 |
| 2018Q3 | $1.8B | $1.5B | $1.5B | $17.0M | 10.57% | 189,908 | 147 |
| 2018Q2 | $1.8B | $1.6B | $1.4B | $9.4M | 10.11% | 186,615 | 146 |
| 2018Q1 | $1.7B | $1.5B | $1.4B | $4.3M | 9.96% | 181,582 | 146 |
| 2017Q4 | $1.7B | $1.5B | $1.3B | $14.9M | 10.18% | 176,802 | 146 |
| 2017Q3 | $1.6B | $1.4B | $1.3B | $12.7M | 10.18% | 172,291 | 150 |
| 2017Q2 | $1.7B | $1.5B | $1.3B | $7.3M | 9.76% | 169,370 | 146 |
| 2017Q1 | $1.6B | $1.4B | $1.3B | $3.3M | 9.70% | 167,415 | 148 |
| 2016Q4 | $1.5B | $1.4B | $1.3B | $16.0M | 10.00% | 166,260 | 151 |
| 2016Q3 | $1.5B | $1.3B | $1.2B | $15.6M | 10.15% | 171,114 | 152 |
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