credit union · NCUA 3012 · IN
How big is CITY OF FIRSTS COMMUNITY?
CITY OF FIRSTS COMMUNITY (IN, NCUA charter 3012) reported total assets of $38.5M, 3,492 members and a net worth ratio of 10.23% in its Call Report for 2026Q2. That ranks 2628 of 4,299 federally insured credit unions by assets, 235 of 1,135 among credit unions with $10m-$50m in assets, 79 of 121 credit unions in indiana.
What stands out
CITY OF FIRSTS COMMUNITY (IN, NCUA charter 3012) reported total assets of $38.5M, 3,492 members and a net worth ratio of 10.23% in its Call Report for 2026Q2. That ranks 2628 of 4,299 federally insured credit unions by assets, 235 of 1,135 among credit unions with $10m-$50m in assets, 79 of 121 credit unions in indiana. Against its size class: net worth ratio 10.23%, below the peer median of 13.88%; loan-to-share ratio 32.39%, below the peer median of 57.77%; return on assets 0.24%, below the peer median of 0.70%. At 10.23% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $38.5M | $25.2M | $59.4M | $68.3M | record → |
| Shares and deposits | $34.7M | $21.4M | $49.8M | $58.3M | record → |
| Loans outstanding | $11.2M | $11.2M | $31.4M | $34.4M | record → |
| Net income (year to date) | $46.8k | $82.1k | $269.0k | $222.2k | record → |
| Net worth | $3.9M | $3.4M | $8.7M | $9.0M | record → |
| Net worth ratio | 10.23% | 13.88% | 13.16% | 12.65% | record → |
| Loan-to-share ratio | 32.39% | 57.77% | 68.92% | 68.70% | computed |
| Return on assets | 0.24% | 0.70% | 0.82% | 0.71% | computed |
| Members | 3,492 | 2,092 | 4,967 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $38.5M | $34.7M | $11.2M | $46.8k | 10.23% | 3,492 | 2628 |
| 2026Q1 | $40.1M | $36.1M | $10.5M | $-851 | 9.72% | 3,550 | 2601 |
| 2025Q4 | $37.3M | $33.3M | $10.9M | $37.9k | 10.45% | 3,567 | 2670 |
| 2025Q3 | $36.8M | $32.9M | $11.1M | $-47.5k | 10.36% | 3,613 | 2686 |
| 2025Q2 | $36.7M | $32.6M | $11.1M | $-121.3k | 10.18% | 3,640 | 2700 |
| 2025Q1 | $37.3M | $33.2M | $11.1M | $-87.7k | 10.10% | 3,668 | 2703 |
| 2024Q4 | $35.6M | $31.6M | $10.8M | $330.0k | 10.85% | 3,687 | 2745 |
| 2024Q3 | $35.9M | $31.8M | $10.9M | $273.4k | 10.64% | 3,715 | 2749 |
| 2024Q2 | $35.5M | $31.6M | $10.6M | $237.3k | 10.57% | 3,754 | 2766 |
| 2024Q1 | $36.7M | $32.9M | $10.5M | $114.1k | 9.90% | 3,798 | 2756 |
| 2023Q4 | $45.7M | $32.3M | $10.4M | $425.6k | 7.71% | 3,857 | 2537 |
| 2023Q3 | $37.8M | $34.2M | $8.5M | $216.2k | 8.77% | 3,915 | 2734 |
| 2023Q2 | $37.8M | $34.2M | $8.5M | $216.2k | 8.77% | 3,915 | 2743 |
| 2023Q1 | $38.6M | $35.0M | $8.3M | $46.2k | 8.30% | 3,196 | 2739 |
| 2022Q4 | $37.6M | $34.0M | $8.2M | $55.4k | 8.24% | 3,976 | 2782 |
| 2022Q3 | $38.3M | $34.9M | $8.2M | $-19.2k | 7.96% | 3,995 | 2770 |
| 2022Q2 | $39.3M | $35.8M | $8.3M | $-52.3k | 7.69% | 4,055 | 2763 |
| 2022Q1 | $40.6M | $37.1M | $8.3M | $-32.5k | 7.52% | 4,140 | 2741 |
| 2021Q4 | $39.7M | $36.2M | $7.3M | $182.9k | 7.73% | 3,805 | 2748 |
| 2021Q3 | $40.3M | $36.8M | $7.3M | $128.5k | 7.80% | 4,809 | 2726 |
| 2021Q2 | $39.4M | $36.2M | $7.6M | $28.8k | 7.69% | 4,856 | 2748 |
| 2021Q1 | $39.8M | $36.7M | $8.2M | $-22.3k | 7.48% | 4,882 | 2744 |
| 2020Q4 | $35.6M | $32.4M | $8.9M | $58.1k | 8.43% | 4,906 | 2809 |
| 2020Q3 | $34.4M | $31.2M | $9.1M | $48.2k | 8.71% | 5,858 | 2830 |
| 2020Q2 | $34.3M | $31.1M | $9.7M | $36.8k | 8.70% | 5,851 | 2827 |
| 2020Q1 | $31.3M | $28.1M | $10.6M | $51.8k | 9.57% | 5,417 | 2854 |
| 2019Q4 | $29.5M | $26.4M | $11.0M | $206.5k | 9.97% | 5,054 | 2897 |
| 2019Q3 | $29.1M | $26.0M | $10.9M | $174.0k | 10.01% | 5,101 | 2916 |
| 2019Q2 | $29.5M | $26.5M | $9.5M | $129.6k | 9.72% | 5,154 | 2910 |
| 2019Q1 | $30.1M | $27.1M | $9.5M | $60.4k | 9.30% | 5,228 | 2900 |
| 2018Q4 | $28.5M | $25.5M | $9.6M | $155.9k | 9.61% | 5,274 | 2934 |
| 2018Q3 | $28.3M | $25.5M | $9.7M | $75.4k | 9.38% | 5,338 | 2963 |
| 2018Q2 | $30.2M | $27.4M | $9.6M | $61.2k | 8.76% | 5,382 | 2907 |
| 2018Q1 | $31.0M | $28.2M | $9.5M | $25.9k | 8.41% | 5,420 | 2881 |
| 2017Q4 | $27.8M | $25.1M | $9.7M | $57.1k | 9.29% | 5,417 | 2995 |
| 2017Q3 | $28.4M | $25.6M | $9.3M | $27.0k | 9.00% | 5,461 | 2995 |
| 2017Q2 | $29.4M | $26.7M | $9.0M | $-2.7k | 8.57% | 5,550 | 2965 |
| 2017Q1 | $31.7M | $29.0M | $8.7M | $-41.5k | 7.83% | 5,663 | 2866 |
| 2016Q4 | $28.1M | $25.3M | $9.0M | $69.8k | 8.99% | 5,683 | 3010 |
| 2016Q3 | $28.8M | $26.1M | $9.2M | $45.3k | 8.69% | 5,742 | 2979 |
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