credit union · NCUA 2658 · NY
How big is FIRST SOURCE?
FIRST SOURCE (NY, NCUA charter 2658) reported total assets of $1.1B, 64,681 members and a net worth ratio of 10.29% in its Call Report for 2026Q2. That ranks 437 of 4,299 federally insured credit unions by assets, 412 of 454 among credit unions with $1b-$10b in assets, 24 of 268 credit unions in new york.
What stands out
FIRST SOURCE (NY, NCUA charter 2658) reported total assets of $1.1B, 64,681 members and a net worth ratio of 10.29% in its Call Report for 2026Q2. That ranks 437 of 4,299 federally insured credit unions by assets, 412 of 454 among credit unions with $1b-$10b in assets, 24 of 268 credit unions in new york. Against its size class: net worth ratio 10.29%, below the peer median of 10.89%; loan-to-share ratio 105.86%, above the peer median of 88.03%; return on assets 0.85%, above the peer median of 0.80%. At 10.29% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.1B | $2.1B | $46.8M | $68.3M | record → |
| Shares and deposits | $999.1M | $1.8B | $40.0M | $58.3M | record → |
| Loans outstanding | $1.1B | $1.5B | $21.7M | $34.4M | record → |
| Net income (year to date) | $4.8M | $8.3M | $175.9k | $222.2k | record → |
| Net worth | $113.9M | $244.6M | $6.2M | $9.0M | record → |
| Net worth ratio | 10.29% | 10.89% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 105.86% | 88.03% | 60.91% | 68.70% | computed |
| Return on assets | 0.85% | 0.80% | 0.77% | 0.71% | computed |
| Members | 64,681 | 115,183 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.1B | $999.1M | $1.1B | $4.8M | 10.29% | 64,681 | 437 |
| 2026Q1 | $1.1B | $998.6M | $1.0B | $2.1M | 10.12% | 64,151 | 435 |
| 2025Q4 | $1.1B | $976.7M | $1.0B | $7.8M | 10.04% | 63,773 | 435 |
| 2025Q3 | $1.1B | $957.6M | $1.0B | $6.0M | 9.97% | 63,579 | 431 |
| 2025Q2 | $1.1B | $965.9M | $1.0B | $3.8M | 9.83% | 63,241 | 435 |
| 2025Q1 | $1.1B | $960.0M | $993.0M | $1.8M | 9.77% | 62,775 | 433 |
| 2024Q4 | $1.1B | $918.2M | $999.3M | $7.7M | 9.67% | 62,395 | 421 |
| 2024Q3 | $1.1B | $891.1M | $996.4M | $6.9M | 9.67% | 62,132 | 425 |
| 2024Q2 | $1.0B | $910.6M | $982.0M | $3.8M | 9.48% | 61,644 | 430 |
| 2024Q1 | $1.0B | $892.3M | $971.1M | $1.7M | 9.36% | 61,161 | 433 |
| 2023Q4 | $1.0B | $853.8M | $969.7M | $7.0M | 9.42% | 60,641 | 429 |
| 2023Q3 | $1.0B | $855.3M | $956.7M | $5.6M | 9.60% | 60,134 | 426 |
| 2023Q2 | $1.0B | $863.5M | $924.0M | $3.2M | 9.72% | 59,170 | 426 |
| 2023Q1 | $931.9M | $805.9M | $868.1M | $1.8M | 9.97% | 58,018 | 460 |
| 2022Q4 | $894.8M | $751.8M | $835.9M | $8.6M | 10.04% | 57,081 | 469 |
| 2022Q3 | $866.7M | $753.9M | $799.4M | $6.9M | 10.10% | 56,418 | 482 |
| 2022Q2 | $853.2M | $764.0M | $749.6M | $3.7M | 9.93% | 55,644 | 484 |
| 2022Q1 | $836.6M | $749.7M | $703.6M | $1.8M | 9.84% | 55,080 | 489 |
| 2021Q4 | $805.6M | $722.4M | $683.3M | $8.9M | 9.71% | 54,591 | 499 |
| 2021Q3 | $797.2M | $713.4M | $659.1M | $7.6M | 9.92% | 54,167 | 496 |
| 2021Q2 | $806.3M | $726.1M | $632.3M | $4.5M | 9.46% | 53,506 | 483 |
| 2021Q1 | $802.7M | $725.8M | $618.8M | $2.3M | 9.35% | 52,909 | 484 |
| 2020Q4 | $758.2M | $683.4M | $620.8M | $3.1M | 9.41% | 57,402 | 482 |
| 2020Q3 | $746.6M | $672.7M | $613.8M | $2.4M | 9.65% | 54,175 | 472 |
| 2020Q2 | $747.9M | $675.6M | $603.4M | $847.3k | 9.82% | 51,672 | 462 |
| 2020Q1 | $685.6M | $614.2M | $601.4M | $828.2k | 10.27% | 51,681 | 472 |
| 2019Q4 | $656.3M | $569.5M | $600.9M | $7.2M | 10.43% | 51,113 | 473 |
| 2019Q3 | $635.7M | $554.3M | $589.1M | $6.1M | 10.54% | 50,751 | 480 |
| 2019Q2 | $627.1M | $549.1M | $573.9M | $3.2M | 10.54% | 49,976 | 483 |
| 2019Q1 | $613.1M | $527.0M | $554.2M | $1.6M | 10.63% | 49,096 | 488 |
| 2018Q4 | $588.0M | $504.0M | $544.4M | $7.3M | 10.68% | 48,082 | 491 |
| 2018Q3 | $564.4M | $476.7M | $527.8M | $5.2M | 10.51% | 47,342 | 506 |
| 2018Q2 | $552.2M | $488.1M | $506.8M | $2.5M | 10.28% | 46,938 | 513 |
| 2018Q1 | $535.8M | $463.3M | $483.3M | $1.1M | 10.28% | 46,413 | 522 |
| 2017Q4 | $508.4M | $441.7M | $473.0M | $5.2M | 10.30% | 45,426 | 530 |
| 2017Q3 | $505.8M | $440.5M | $457.1M | $4.1M | 10.26% | 44,726 | 528 |
| 2017Q2 | $498.9M | $445.6M | $442.7M | $2.4M | 10.09% | 44,183 | 530 |
| 2017Q1 | $489.1M | $432.3M | $428.0M | $1.2M | 10.05% | 43,318 | 536 |
| 2016Q4 | $474.9M | $408.9M | $424.7M | $5.0M | 10.03% | 42,893 | 535 |
| 2016Q3 | $470.6M | $401.5M | $416.3M | $3.7M | 9.95% | 42,271 | 532 |
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