credit union · NCUA 2508 · NY
How big is CROSSROADS COMMUNITY?
CROSSROADS COMMUNITY (NY, NCUA charter 2508) reported total assets of $96.9M, 5,165 members and a net worth ratio of 15.27% in its Call Report for 2026Q2. That ranks 1847 of 4,299 federally insured credit unions by assets, 27 of 573 among credit unions with $50m-$100m in assets, 93 of 268 credit unions in new york.
What stands out
CROSSROADS COMMUNITY (NY, NCUA charter 2508) reported total assets of $96.9M, 5,165 members and a net worth ratio of 15.27% in its Call Report for 2026Q2. That ranks 1847 of 4,299 federally insured credit unions by assets, 27 of 573 among credit unions with $50m-$100m in assets, 93 of 268 credit unions in new york. Against its size class: net worth ratio 15.27%, above the peer median of 12.95%; loan-to-share ratio 26.59%, below the peer median of 60.93%; return on assets 1.53%, above the peer median of 0.73%. At 15.27% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $96.9M | $72.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $82.0M | $61.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $21.8M | $37.6M | $21.7M | $34.4M | record → |
| Net income (year to date) | $743.3k | $269.0k | $175.9k | $222.2k | record → |
| Net worth | $14.8M | $9.2M | $6.2M | $9.0M | record → |
| Net worth ratio | 15.27% | 12.95% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 26.59% | 60.93% | 60.91% | 68.70% | computed |
| Return on assets | 1.53% | 0.73% | 0.77% | 0.71% | computed |
| Members | 5,165 | 5,030 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $96.9M | $82.0M | $21.8M | $743.3k | 15.27% | 5,165 | 1847 |
| 2026Q1 | $94.8M | $80.3M | $22.3M | $351.2k | 15.19% | 5,191 | 1868 |
| 2025Q4 | $92.5M | $78.3M | $23.0M | $1.7M | 15.19% | 5,235 | 1895 |
| 2025Q3 | $92.3M | $78.6M | $23.4M | $1.2M | 14.76% | 5,296 | 1896 |
| 2025Q2 | $91.6M | $78.3M | $21.9M | $775.2k | 14.39% | 5,351 | 1907 |
| 2025Q1 | $91.2M | $78.3M | $22.6M | $360.2k | 14.00% | 5,377 | 1916 |
| 2024Q4 | $89.4M | $76.9M | $24.1M | $1.4M | 13.88% | 5,446 | 1923 |
| 2024Q3 | $88.9M | $76.8M | $24.8M | $1.1M | 13.62% | 5,526 | 1928 |
| 2024Q2 | $89.5M | $77.6M | $25.3M | $647.2k | 13.08% | 5,592 | 1932 |
| 2024Q1 | $88.5M | $77.1M | $25.8M | $277.0k | 12.81% | 5,639 | 1952 |
| 2023Q4 | $86.2M | $75.1M | $25.9M | $873.7k | 12.83% | 5,677 | 1964 |
| 2023Q3 | $87.5M | $76.6M | $26.5M | $628.3k | 12.39% | 5,798 | 1955 |
| 2023Q2 | $88.8M | $78.2M | $26.4M | $373.5k | 11.92% | 5,864 | 1945 |
| 2023Q1 | $89.1M | $78.7M | $25.8M | $156.2k | 11.63% | 5,944 | 1957 |
| 2022Q4 | $88.4M | $77.8M | $26.1M | $198.9k | 11.56% | 6,037 | 1967 |
| 2022Q3 | $90.7M | $80.3M | $25.7M | $123.2k | 11.18% | 6,120 | 1943 |
| 2022Q2 | $90.3M | $80.0M | $25.1M | $53.3k | 11.15% | 6,181 | 1953 |
| 2022Q1 | $89.4M | $79.1M | $24.5M | $137.2k | 11.36% | 6,184 | 1958 |
| 2021Q4 | $88.3M | $78.1M | $25.3M | $601.3k | 11.34% | 6,237 | 1946 |
| 2021Q3 | $87.5M | $77.2M | $26.0M | $602.8k | 11.45% | 6,327 | 1950 |
| 2021Q2 | $85.6M | $75.8M | $25.7M | $190.1k | 11.21% | 6,359 | 1967 |
| 2021Q1 | $83.8M | $74.0M | $24.9M | $192.2k | 11.46% | 6,349 | 1988 |
| 2020Q4 | $80.0M | $70.4M | $25.1M | $420.8k | 11.76% | 6,408 | 1985 |
| 2020Q3 | $78.1M | $68.5M | $25.3M | $351.1k | 11.96% | 6,465 | 1980 |
| 2020Q2 | $77.0M | $67.6M | $23.7M | $192.7k | 11.93% | 6,500 | 1976 |
| 2020Q1 | $71.6M | $62.3M | $23.9M | $103.7k | 12.69% | 6,544 | 1988 |
| 2019Q4 | $70.5M | $61.2M | $24.5M | $467.1k | 12.75% | 6,634 | 1979 |
| 2019Q3 | $70.3M | $61.1M | $24.3M | $361.7k | 12.63% | 6,790 | 1977 |
| 2019Q2 | $70.5M | $61.3M | $24.6M | $273.0k | 12.47% | 6,823 | 1978 |
| 2019Q1 | $69.7M | $60.7M | $23.0M | $112.0k | 12.39% | 6,835 | 1999 |
| 2018Q4 | $68.3M | $59.4M | $23.2M | $372.3k | 12.48% | 6,947 | 2000 |
| 2018Q3 | $69.9M | $61.1M | $23.7M | $253.7k | 12.03% | 7,065 | 1978 |
| 2018Q2 | $70.6M | $62.0M | $24.2M | $116.0k | 11.70% | 7,092 | 1968 |
| 2018Q1 | $68.7M | $60.2M | $23.3M | $56.3k | 11.95% | 7,189 | 1998 |
| 2017Q4 | $67.5M | $59.0M | $24.4M | $179.7k | 12.08% | 7,209 | 1996 |
| 2017Q3 | $68.6M | $60.1M | $25.2M | $136.7k | 11.82% | 7,364 | 1993 |
| 2017Q2 | $68.5M | $60.2M | $24.9M | $77.0k | 11.75% | 7,416 | 2001 |
| 2017Q1 | $67.3M | $59.1M | $24.2M | $34.8k | 11.89% | 7,465 | 2023 |
| 2016Q4 | $66.1M | $57.8M | $24.1M | $56.7k | 12.06% | 7,592 | 2022 |
| 2016Q3 | $66.1M | $57.8M | $23.8M | $43.6k | 12.04% | 7,660 | 2018 |
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