credit union · NCUA 24959 · MA
How big is HARVARD?
HARVARD (MA, NCUA charter 24959) reported total assets of $1.2B, 59,763 members and a net worth ratio of 8.81% in its Call Report for 2026Q2. That ranks 403 of 4,299 federally insured credit unions by assets, 378 of 454 among credit unions with $1b-$10b in assets, 11 of 121 credit unions in massachusetts.
What stands out
HARVARD (MA, NCUA charter 24959) reported total assets of $1.2B, 59,763 members and a net worth ratio of 8.81% in its Call Report for 2026Q2. That ranks 403 of 4,299 federally insured credit unions by assets, 378 of 454 among credit unions with $1b-$10b in assets, 11 of 121 credit unions in massachusetts. Against its size class: net worth ratio 8.81%, below the peer median of 10.89%; loan-to-share ratio 109.09%, above the peer median of 88.03%; return on assets 0.28%, below the peer median of 0.80%. At 8.81% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.2B | $2.1B | $81.8M | $68.3M | record → |
| Shares and deposits | $922.7M | $1.8B | $67.8M | $58.3M | record → |
| Loans outstanding | $1.0B | $1.5B | $42.6M | $34.4M | record → |
| Net income (year to date) | $1.7M | $8.3M | $172.3k | $222.2k | record → |
| Net worth | $108.9M | $244.6M | $9.5M | $9.0M | record → |
| Net worth ratio | 8.81% | 10.89% | 12.11% | 12.65% | record → |
| Loan-to-share ratio | 109.09% | 88.03% | 76.11% | 68.70% | computed |
| Return on assets | 0.28% | 0.80% | 0.56% | 0.71% | computed |
| Members | 59,763 | 115,183 | 4,111 | 4,818 | record → |
Quarter by quarter
9 Call Reports on record, 2024Q2–2026Q2; the 9 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.2B | $922.7M | $1.0B | $1.7M | 8.81% | 59,763 | 403 |
| 2026Q1 | $1.2B | $922.3M | $1.0B | $725.4k | 8.64% | 58,845 | 400 |
| 2025Q4 | $1.2B | $918.1M | $1.0B | $3.6M | 8.69% | 58,391 | 397 |
| 2025Q3 | $1.2B | $884.8M | $1.0B | $2.6M | 8.75% | 58,545 | 395 |
| 2025Q2 | $1.2B | $877.4M | $1.0B | $1.9M | 8.70% | 57,478 | 392 |
| 2025Q1 | $1.2B | $877.0M | $1.0B | $943.2k | 8.61% | 56,892 | 391 |
| 2024Q4 | $1.2B | $882.5M | $1.1B | $875.6k | 8.55% | 56,279 | 383 |
| 2024Q3 | $1.2B | $841.0M | $1.1B | $455.0k | 8.68% | 56,816 | 388 |
| 2024Q2 | $1.2B | $839.7M | $1.1B | $153.5k | 8.63% | 55,930 | 385 |
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