credit union · NCUA 24888 · WV
How big is WEST VIRGINIA CENTRAL?
WEST VIRGINIA CENTRAL (WV, NCUA charter 24888) reported total assets of $341.3M, 24,206 members and a net worth ratio of 13.23% in its Call Report for 2026Q2. That ranks 974 of 4,299 federally insured credit unions by assets, 215 of 1,061 among credit unions with $100m-$500m in assets, 4 of 74 credit unions in west virginia.
What stands out
WEST VIRGINIA CENTRAL (WV, NCUA charter 24888) reported total assets of $341.3M, 24,206 members and a net worth ratio of 13.23% in its Call Report for 2026Q2. That ranks 974 of 4,299 federally insured credit unions by assets, 215 of 1,061 among credit unions with $100m-$500m in assets, 4 of 74 credit unions in west virginia. Against its size class: net worth ratio 13.23%, above the peer median of 11.65%; loan-to-share ratio 77.57%, above the peer median of 73.15%; return on assets 1.06%, above the peer median of 0.74%. At 13.23% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $341.3M | $198.1M | $27.6M | $68.3M | record → |
| Shares and deposits | $295.3M | $172.3M | $23.8M | $58.3M | record → |
| Loans outstanding | $229.1M | $125.2M | $10.4M | $34.4M | record → |
| Net income (year to date) | $1.8M | $766.3k | $117.1k | $222.2k | record → |
| Net worth | $45.2M | $24.5M | $3.5M | $9.0M | record → |
| Net worth ratio | 13.23% | 11.65% | 13.43% | 12.65% | record → |
| Loan-to-share ratio | 77.57% | 73.15% | 60.24% | 68.70% | computed |
| Return on assets | 1.06% | 0.74% | 0.84% | 0.71% | computed |
| Members | 24,206 | 13,230 | 2,096 | 4,818 | record → |
Quarter by quarter
36 Call Reports on record, 2017Q3–2026Q2; the 36 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $341.3M | $295.3M | $229.1M | $1.8M | 13.23% | 24,206 | 974 |
| 2026Q1 | $336.7M | $292.0M | $222.1M | $1.5M | 13.33% | 23,842 | 981 |
| 2025Q4 | $322.8M | $279.5M | $222.9M | $3.6M | 13.43% | 23,590 | 997 |
| 2025Q3 | $318.6M | $275.7M | $222.8M | $3.8M | 13.67% | 23,513 | 1003 |
| 2025Q2 | $315.6M | $273.6M | $221.5M | $2.4M | 13.38% | 23,327 | 1008 |
| 2025Q1 | $311.9M | $271.3M | $216.4M | $1.1M | 13.15% | 23,122 | 1020 |
| 2024Q4 | $297.2M | $257.7M | $216.8M | $3.6M | 13.42% | 22,969 | 1029 |
| 2024Q3 | $310.1M | $252.5M | $217.6M | $2.8M | 12.61% | 22,872 | 1006 |
| 2024Q2 | $307.9M | $251.5M | $216.2M | $1.8M | 12.38% | 22,717 | 1011 |
| 2024Q1 | $308.3M | $253.1M | $213.6M | $851.2k | 12.04% | 22,527 | 1013 |
| 2023Q4 | $299.7M | $245.5M | $213.0M | $3.6M | 12.11% | 22,430 | 1017 |
| 2023Q3 | $296.5M | $245.7M | $211.5M | $3.2M | 12.10% | 22,413 | 1015 |
| 2023Q2 | $292.0M | $248.5M | $208.7M | $2.0M | 11.89% | 22,236 | 1028 |
| 2023Q1 | $287.6M | $254.9M | $201.0M | $1.2M | 11.80% | 22,057 | 1040 |
| 2022Q4 | $284.1M | $252.8M | $197.1M | $3.5M | 11.53% | 21,835 | 1038 |
| 2022Q3 | $290.1M | $258.8M | $192.8M | $2.8M | 11.07% | 21,768 | 1023 |
| 2022Q2 | $293.8M | $263.6M | $186.5M | $1.8M | 10.60% | 21,630 | 1010 |
| 2022Q1 | $290.1M | $260.8M | $183.0M | $927.2k | 10.42% | 21,512 | 1019 |
| 2021Q4 | $280.6M | $252.2M | $181.9M | $3.2M | 10.44% | 21,471 | 1025 |
| 2021Q3 | $269.4M | $241.9M | $181.0M | $2.5M | 10.62% | 21,361 | 1029 |
| 2021Q2 | $264.3M | $237.8M | $178.9M | $1.7M | 10.52% | 21,221 | 1037 |
| 2021Q1 | $262.4M | $236.8M | $174.2M | $733.8k | 10.22% | 20,991 | 1032 |
| 2020Q4 | $236.9M | $212.1M | $171.8M | $2.5M | 11.01% | 20,751 | 1060 |
| 2020Q3 | $224.9M | $200.2M | $165.2M | $2.0M | 11.38% | 20,612 | 1079 |
| 2020Q2 | $218.9M | $194.9M | $162.2M | $1.3M | 11.37% | 20,571 | 1083 |
| 2020Q1 | $205.1M | $181.9M | $147.1M | $629.8k | 11.80% | 20,373 | 1083 |
| 2019Q4 | $197.1M | $174.6M | $146.7M | $2.5M | 11.96% | 20,272 | 1082 |
| 2019Q3 | $194.6M | $172.4M | $144.9M | $2.1M | 11.91% | 20,281 | 1082 |
| 2019Q2 | $192.9M | $171.3M | $142.9M | $1.4M | 11.67% | 20,132 | 1090 |
| 2019Q1 | $192.3M | $171.5M | $139.8M | $715.3k | 11.33% | 20,152 | 1094 |
| 2018Q4 | $187.2M | $167.0M | $139.2M | $3.0M | 11.24% | 20,572 | 1097 |
| 2018Q3 | $176.2M | $157.0M | $130.9M | $2.4M | 11.25% | 17,777 | 1142 |
| 2018Q2 | $175.9M | $157.5M | $129.1M | $1.4M | 10.75% | 17,538 | 1147 |
| 2018Q1 | $178.2M | $160.5M | $124.0M | $684.8k | 10.19% | 17,277 | 1133 |
| 2017Q4 | $171.5M | $154.5M | $123.0M | $2.0M | 10.19% | 17,019 | 1141 |
| 2017Q3 | $166.2M | $149.8M | $121.1M | $1.5M | 10.19% | 16,945 | 1163 |
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