credit union · NCUA 24880 · MS
How big is PEARL MUNICIPAL?
PEARL MUNICIPAL (MS, NCUA charter 24880) reported total assets of $2.0M, 717 members and a net worth ratio of 26.40% in its Call Report for 2026Q2. That ranks 4072 of 4,299 federally insured credit unions by assets, 544 of 771 among credit unions under $10m in assets, 52 of 55 credit unions in mississippi.
What stands out
PEARL MUNICIPAL (MS, NCUA charter 24880) reported total assets of $2.0M, 717 members and a net worth ratio of 26.40% in its Call Report for 2026Q2. That ranks 4072 of 4,299 federally insured credit unions by assets, 544 of 771 among credit unions under $10m in assets, 52 of 55 credit unions in mississippi. Against its size class: net worth ratio 26.40%, above the peer median of 17.92%; loan-to-share ratio 106.75%, above the peer median of 58.16%; return on assets 0.53%, above the peer median of 0.45%. At 26.40% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.0M | $4.0M | $16.5M | $68.3M | record → |
| Shares and deposits | $1.5M | $3.1M | $13.9M | $58.3M | record → |
| Loans outstanding | $1.5M | $1.7M | $8.4M | $34.4M | record → |
| Net income (year to date) | $5.2k | $5.3k | $69.9k | $222.2k | record → |
| Net worth | $520.1k | $672.6k | $3.5M | $9.0M | record → |
| Net worth ratio | 26.40% | 17.92% | 16.23% | 12.65% | record → |
| Loan-to-share ratio | 106.75% | 58.16% | 62.36% | 68.70% | computed |
| Return on assets | 0.53% | 0.45% | 0.72% | 0.71% | computed |
| Members | 717 | 584 | 2,304 | 4,818 | record → |
Quarter by quarter
37 Call Reports on record, 2017Q2–2026Q2; the 37 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.0M | $1.5M | $1.5M | $5.2k | 26.40% | 717 | 4072 |
| 2026Q1 | $2.0M | $1.4M | $1.5M | $6.4k | 26.63% | 711 | 4106 |
| 2025Q4 | $1.9M | $1.4M | $1.6M | $24.5k | 26.72% | 712 | 4139 |
| 2025Q3 | $1.9M | $1.4M | $1.5M | $30.5k | 27.06% | 712 | 4171 |
| 2025Q2 | $2.0M | $1.5M | $1.5M | $25.3k | 25.91% | 688 | 4202 |
| 2025Q1 | $2.0M | $1.5M | $1.5M | $7.4k | 25.11% | 682 | 4244 |
| 2024Q4 | $2.0M | $1.5M | $1.5M | $33.9k | 24.92% | 680 | 4282 |
| 2024Q3 | $1.9M | $1.5M | $1.5M | $30.4k | 25.03% | 677 | 4322 |
| 2024Q2 | $1.9M | $1.4M | $1.5M | $14.3k | 24.90% | 678 | 4357 |
| 2024Q1 | $1.9M | $1.4M | $1.5M | $2.7k | 24.13% | 670 | 4394 |
| 2023Q4 | $2.2M | $1.8M | $1.5M | $64.1k | 20.41% | 664 | 4389 |
| 2023Q3 | $2.0M | $1.6M | $1.5M | $41.6k | 21.73% | 656 | 4453 |
| 2023Q2 | $2.0M | $1.6M | $1.4M | $22.2k | 20.50% | 640 | 4491 |
| 2023Q1 | $2.1M | $1.7M | $1.4M | $4.8k | 18.96% | 640 | 4506 |
| 2022Q4 | $2.1M | $1.7M | $1.2M | $25.3k | 18.77% | 626 | 4548 |
| 2022Q3 | $2.0M | $1.6M | $1.2M | $24.6k | 19.15% | 625 | 4602 |
| 2022Q2 | $2.0M | $1.6M | $1.2M | $15.9k | 18.83% | 624 | 4637 |
| 2022Q1 | $2.0M | $1.6M | $1.1M | $6.8k | 18.36% | 622 | 4679 |
| 2021Q4 | $2.0M | $1.6M | $1.1M | $27.0k | 18.15% | 613 | 4716 |
| 2021Q3 | $1.9M | $1.6M | $1.1M | $21.7k | 18.37% | 609 | 4761 |
| 2021Q2 | $1.9M | $1.6M | $1.0M | $5.4k | 17.65% | 601 | 4799 |
| 2021Q1 | $1.9M | $1.5M | $917.0k | $5.3k | 17.94% | 602 | 4834 |
| 2020Q4 | $1.8M | $1.4M | $900.4k | $25.1k | 18.68% | 594 | 4868 |
| 2020Q3 | $1.7M | $1.4M | $812.4k | $16.2k | 18.90% | 591 | 4908 |
| 2020Q2 | $1.7M | $1.4M | $785.9k | $5.0k | 18.54% | 593 | 4934 |
| 2020Q1 | $1.6M | $1.3M | $815.1k | $5.1k | 19.14% | 591 | 4957 |
| 2019Q4 | $1.6M | $1.2M | $847.5k | $39.1k | 19.74% | 593 | 4998 |
| 2019Q3 | $1.5M | $1.2M | $867.0k | $28.1k | 19.32% | 586 | 5041 |
| 2019Q2 | $1.6M | $1.3M | $812.6k | $15.4k | 17.94% | 573 | 5051 |
| 2019Q1 | $1.5M | $1.3M | $778.9k | $6.1k | 17.81% | 571 | 5083 |
| 2018Q4 | $1.5M | $1.2M | $645.1k | $20.2k | 18.15% | 568 | 5131 |
| 2018Q3 | $1.5M | $1.2M | $671.0k | $26.3k | 18.70% | 563 | 5183 |
| 2018Q2 | $1.4M | $1.2M | $689.8k | $9.8k | 17.85% | 551 | 5228 |
| 2018Q1 | $1.4M | $1.2M | $640.5k | $3.4k | 17.38% | 559 | 5271 |
| 2017Q4 | $1.4M | $1.2M | $683.7k | $28.2k | 17.30% | 566 | 5312 |
| 2017Q3 | $1.4M | $1.1M | $664.9k | $21.1k | 17.40% | 571 | 5387 |
| 2017Q2 | $1.3M | $1.1M | $641.2k | $8.8k | 16.99% | 553 | 5438 |
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