credit union · NCUA 24878 · VT
How big is NORTHERN LIGHTS?
NORTHERN LIGHTS (VT, NCUA charter 24878) reported total assets of $42.8M, 4,067 members and a net worth ratio of 14.34% in its Call Report for 2026Q2. That ranks 2541 of 4,299 federally insured credit unions by assets, 148 of 1,135 among credit unions with $10m-$50m in assets, 8 of 12 credit unions in vermont.
What stands out
NORTHERN LIGHTS (VT, NCUA charter 24878) reported total assets of $42.8M, 4,067 members and a net worth ratio of 14.34% in its Call Report for 2026Q2. That ranks 2541 of 4,299 federally insured credit unions by assets, 148 of 1,135 among credit unions with $10m-$50m in assets, 8 of 12 credit unions in vermont. Against its size class: net worth ratio 14.34%, above the peer median of 13.88%; loan-to-share ratio 80.66%, above the peer median of 57.77%; return on assets 0.92%, above the peer median of 0.70%. At 14.34% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $42.8M | $25.2M | $207.8M | $68.3M | record → |
| Shares and deposits | $36.2M | $21.4M | $180.1M | $58.3M | record → |
| Loans outstanding | $29.2M | $11.2M | $164.6M | $34.4M | record → |
| Net income (year to date) | $196.9k | $82.1k | $237.4k | $222.2k | record → |
| Net worth | $6.1M | $3.4M | $20.7M | $9.0M | record → |
| Net worth ratio | 14.34% | 13.88% | 11.45% | 12.65% | record → |
| Loan-to-share ratio | 80.66% | 57.77% | 87.15% | 68.70% | computed |
| Return on assets | 0.92% | 0.70% | 0.75% | 0.71% | computed |
| Members | 4,067 | 2,092 | 13,678 | 4,818 | record → |
Quarter by quarter
37 Call Reports on record, 2017Q2–2026Q2; the 37 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $42.8M | $36.2M | $29.2M | $196.9k | 14.34% | 4,067 | 2541 |
| 2026Q1 | $43.7M | $37.0M | $28.0M | $35.5k | 14.41% | 4,166 | 2526 |
| 2025Q4 | $41.3M | $35.7M | $28.3M | $538.1k | 14.40% | 2,868 | 2573 |
| 2025Q3 | $42.7M | $36.6M | $28.5M | $231.0k | 13.67% | 4,953 | 2547 |
| 2025Q2 | $30.4M | $25.7M | $22.4M | $201.8k | 14.91% | 3,509 | 2863 |
| 2025Q1 | $30.4M | $26.0M | $22.4M | $120.3k | 13.89% | 3,745 | 2889 |
| 2024Q4 | $31.4M | $27.2M | $23.3M | $324.0k | 13.05% | 4,135 | 2854 |
| 2024Q3 | $29.7M | $25.7M | $23.4M | $186.3k | 13.38% | 4,097 | 2916 |
| 2024Q2 | $29.4M | $25.3M | $23.5M | $122.0k | 13.30% | 4,121 | 2941 |
| 2024Q1 | $29.4M | $25.4M | $23.1M | $29.8k | 12.97% | 4,140 | 2963 |
| 2023Q4 | $29.5M | $25.6M | $23.1M | $260.6k | 12.82% | 4,209 | 2961 |
| 2023Q3 | $28.6M | $24.7M | $22.9M | $227.0k | 13.16% | 4,194 | 3017 |
| 2023Q2 | $28.9M | $25.2M | $22.5M | $134.8k | 12.60% | 4,563 | 3027 |
| 2023Q1 | $29.9M | $26.3M | $21.9M | $58.7k | 11.90% | 4,560 | 3021 |
| 2022Q4 | $29.6M | $25.9M | $22.5M | $172.4k | 11.97% | 4,573 | 3043 |
| 2022Q3 | $31.1M | $27.5M | $22.1M | $108.8k | 11.19% | 4,312 | 3013 |
| 2022Q2 | $30.1M | $26.6M | $22.1M | $51.1k | 11.38% | 4,437 | 3063 |
| 2022Q1 | $30.4M | $27.0M | $21.3M | $44.7k | 11.22% | 4,455 | 3060 |
| 2021Q4 | $30.1M | $26.6M | $21.4M | $119.2k | 11.21% | 4,475 | 3064 |
| 2021Q3 | $30.2M | $26.8M | $20.6M | $108.9k | 11.11% | 4,521 | 3062 |
| 2021Q2 | $29.5M | $26.1M | $20.9M | $50.1k | 11.19% | 4,523 | 3084 |
| 2021Q1 | $29.0M | $25.7M | $21.1M | $26.1k | 11.28% | 4,564 | 3098 |
| 2020Q4 | $27.2M | $23.9M | $21.2M | $78.0k | 11.95% | 4,586 | 3116 |
| 2020Q3 | $27.2M | $23.9M | $21.3M | $44.6k | 11.82% | 4,647 | 3100 |
| 2020Q2 | $28.1M | $24.9M | $21.2M | $28.5k | 11.37% | 4,689 | 3048 |
| 2020Q1 | $26.9M | $23.6M | $21.6M | $9.1k | 11.84% | 4,386 | 3030 |
| 2019Q4 | $26.7M | $23.5M | $22.1M | $138.4k | 11.88% | 4,510 | 3021 |
| 2019Q3 | $25.9M | $22.7M | $22.2M | $99.5k | 12.09% | 4,313 | 3047 |
| 2019Q2 | $25.8M | $22.6M | $22.8M | $50.9k | 11.93% | 4,988 | 3065 |
| 2019Q1 | $27.0M | $23.8M | $22.3M | $8.7k | 11.23% | 5,006 | 3032 |
| 2018Q4 | $26.7M | $23.6M | $22.2M | $136.6k | 11.33% | 4,997 | 3019 |
| 2018Q3 | $26.5M | $23.3M | $22.1M | $130.1k | 11.41% | 4,951 | 3047 |
| 2018Q2 | $27.2M | $24.1M | $22.1M | $49.2k | 10.82% | 4,958 | 3040 |
| 2018Q1 | $27.2M | $24.2M | $21.7M | $-1.5k | 10.62% | 4,934 | 3054 |
| 2017Q4 | $26.5M | $23.3M | $21.6M | $164.5k | 11.84% | 4,912 | 3064 |
| 2017Q3 | $27.3M | $24.4M | $22.0M | $88.4k | 10.26% | 4,488 | 3048 |
| 2017Q2 | $21.2M | $19.1M | $17.7M | $58.4k | 9.62% | 3,785 | 3377 |
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