credit union · NCUA 24808 · NC
How big is CHARLOTTE METRO?
CHARLOTTE METRO (NC, NCUA charter 24808) reported total assets of $1.7B, 113,123 members and a net worth ratio of 9.61% in its Call Report for 2026Q2. That ranks 302 of 4,299 federally insured credit unions by assets, 277 of 454 among credit unions with $1b-$10b in assets, 8 of 57 credit unions in north carolina.
What stands out
CHARLOTTE METRO (NC, NCUA charter 24808) reported total assets of $1.7B, 113,123 members and a net worth ratio of 9.61% in its Call Report for 2026Q2. That ranks 302 of 4,299 federally insured credit unions by assets, 277 of 454 among credit unions with $1b-$10b in assets, 8 of 57 credit unions in north carolina. Against its size class: net worth ratio 9.61%, below the peer median of 10.89%; loan-to-share ratio 93.01%, above the peer median of 88.03%; return on assets 0.56%, below the peer median of 0.80%. At 9.61% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.7B | $2.1B | $85.1M | $68.3M | record → |
| Shares and deposits | $1.4B | $1.8B | $75.2M | $58.3M | record → |
| Loans outstanding | $1.3B | $1.5B | $53.2M | $34.4M | record → |
| Net income (year to date) | $4.7M | $8.3M | $205.3k | $222.2k | record → |
| Net worth | $160.0M | $244.6M | $10.0M | $9.0M | record → |
| Net worth ratio | 9.61% | 10.89% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 93.01% | 88.03% | 76.67% | 68.70% | computed |
| Return on assets | 0.56% | 0.80% | 0.58% | 0.71% | computed |
| Members | 113,123 | 115,183 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.7B | $1.4B | $1.3B | $4.7M | 9.61% | 113,123 | 302 |
| 2026Q1 | $1.7B | $1.4B | $1.3B | $2.1M | 9.50% | 112,990 | 300 |
| 2025Q4 | $1.6B | $1.4B | $1.3B | $10.2M | 9.56% | 113,118 | 302 |
| 2025Q3 | $1.6B | $1.3B | $1.3B | $6.8M | 9.55% | 111,034 | 299 |
| 2025Q2 | $1.6B | $1.4B | $1.3B | $3.4M | 9.30% | 107,533 | 296 |
| 2025Q1 | $1.6B | $1.4B | $1.3B | $1.4M | 9.18% | 103,378 | 296 |
| 2024Q4 | $1.6B | $1.3B | $1.3B | $2.6M | 9.33% | 103,069 | 301 |
| 2024Q3 | $1.6B | $1.3B | $1.2B | $1.8M | 9.46% | 103,354 | 302 |
| 2024Q2 | $1.6B | $1.3B | $1.2B | $-452.4k | 9.28% | 103,469 | 303 |
| 2024Q1 | $1.6B | $1.4B | $1.2B | $568.3k | 8.82% | 103,459 | 300 |
| 2023Q4 | $1.5B | $1.3B | $1.2B | $6.8M | 9.22% | 104,829 | 304 |
| 2023Q3 | $1.5B | $1.3B | $1.2B | $3.0M | 9.24% | 105,267 | 309 |
| 2023Q2 | $1.5B | $1.3B | $1.2B | $832.0k | 9.17% | 105,076 | 307 |
| 2023Q1 | $1.5B | $1.3B | $1.1B | $4.9k | 9.30% | 104,429 | 312 |
| 2022Q4 | $1.1B | $988.8M | $928.8M | $8.5M | 9.87% | 93,787 | 385 |
| 2022Q3 | $1.1B | $956.1M | $899.8M | $7.1M | 10.02% | 93,870 | 387 |
| 2022Q2 | $1.1B | $971.2M | $837.8M | $4.6M | 9.98% | 93,316 | 390 |
| 2022Q1 | $1.1B | $971.2M | $771.6M | $1.7M | 9.67% | 92,707 | 382 |
| 2021Q4 | $1.0B | $926.7M | $733.6M | $11.3M | 10.02% | 92,598 | 397 |
| 2021Q3 | $1.1B | $910.3M | $722.5M | $9.6M | 9.75% | 92,784 | 383 |
| 2021Q2 | $1.0B | $895.4M | $704.6M | $7.1M | 9.66% | 92,047 | 387 |
| 2021Q1 | $798.9M | $680.4M | $560.7M | $1.6M | 8.51% | 63,744 | 490 |
| 2020Q4 | $739.1M | $621.9M | $539.6M | $4.0M | 8.98% | 63,133 | 499 |
| 2020Q3 | $715.0M | $600.0M | $476.1M | $2.6M | 9.09% | 62,575 | 496 |
| 2020Q2 | $707.5M | $588.3M | $433.3M | $797.3k | 8.93% | 61,215 | 492 |
| 2020Q1 | $639.7M | $522.5M | $424.9M | $251.2k | 9.79% | 60,599 | 496 |
| 2019Q4 | $590.2M | $473.5M | $424.6M | $7.2M | 10.57% | 60,051 | 517 |
| 2019Q3 | $550.3M | $435.1M | $417.1M | $5.4M | 11.00% | 59,904 | 537 |
| 2019Q2 | $548.6M | $430.8M | $406.0M | $3.4M | 10.68% | 59,449 | 533 |
| 2019Q1 | $543.3M | $428.1M | $392.7M | $1.7M | 10.46% | 58,736 | 533 |
| 2018Q4 | $516.3M | $407.0M | $386.4M | $7.2M | 10.69% | 57,665 | 536 |
| 2018Q3 | $510.8M | $399.4M | $380.1M | $4.6M | 10.28% | 57,483 | 539 |
| 2018Q2 | $507.9M | $399.8M | $378.4M | $2.4M | 9.92% | 56,863 | 542 |
| 2018Q1 | $492.4M | $387.0M | $361.0M | $1.0M | 9.94% | 55,813 | 558 |
| 2017Q4 | $468.5M | $363.5M | $356.9M | $4.8M | 10.24% | 54,640 | 573 |
| 2017Q3 | $444.4M | $360.9M | $343.7M | $3.5M | 10.48% | 54,080 | 592 |
| 2017Q2 | $449.5M | $373.4M | $326.4M | $2.3M | 10.10% | 53,273 | 589 |
| 2017Q1 | $441.3M | $367.6M | $314.0M | $912.0k | 9.98% | 52,189 | 593 |
| 2016Q4 | $418.4M | $344.8M | $306.8M | $4.2M | 10.30% | 50,656 | 602 |
| 2016Q3 | $409.5M | $332.3M | $304.4M | $3.0M | 10.23% | 49,910 | 605 |
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