credit union · NCUA 24802 · NC
How big is SELF-HELP?
SELF-HELP (NC, NCUA charter 24802) reported total assets of $2.4B, 146,774 members and a net worth ratio of 25.18% in its Call Report for 2026Q2. That ranks 222 of 4,299 federally insured credit unions by assets, 197 of 454 among credit unions with $1b-$10b in assets, 6 of 57 credit unions in north carolina.
What stands out
SELF-HELP (NC, NCUA charter 24802) reported total assets of $2.4B, 146,774 members and a net worth ratio of 25.18% in its Call Report for 2026Q2. That ranks 222 of 4,299 federally insured credit unions by assets, 197 of 454 among credit unions with $1b-$10b in assets, 6 of 57 credit unions in north carolina. Against its size class: net worth ratio 25.18%, above the peer median of 10.89%; loan-to-share ratio 90.67%, above the peer median of 88.03%; return on assets 0.37%, below the peer median of 0.80%. At 25.18% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.4B | $2.1B | $85.1M | $68.3M | record → |
| Shares and deposits | $1.8B | $1.8B | $75.2M | $58.3M | record → |
| Loans outstanding | $1.6B | $1.5B | $53.2M | $34.4M | record → |
| Net income (year to date) | $4.4M | $8.3M | $205.3k | $222.2k | record → |
| Net worth | $606.6M | $244.6M | $10.0M | $9.0M | record → |
| Net worth ratio | 25.18% | 10.89% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 90.67% | 88.03% | 76.67% | 68.70% | computed |
| Return on assets | 0.37% | 0.80% | 0.58% | 0.71% | computed |
| Members | 146,774 | 115,183 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.4B | $1.8B | $1.6B | $4.4M | 25.18% | 146,774 | 222 |
| 2026Q1 | $2.4B | $1.7B | $1.6B | $850.1k | 25.90% | 145,117 | 222 |
| 2025Q4 | $2.4B | $1.7B | $1.6B | $21.2M | 26.06% | 145,945 | 220 |
| 2025Q3 | $2.3B | $1.7B | $1.6B | $15.4M | 26.53% | 136,214 | 222 |
| 2025Q2 | $2.3B | $1.6B | $1.6B | $8.6M | 27.00% | 130,040 | 223 |
| 2025Q1 | $2.2B | $1.5B | $1.5B | $2.4M | 27.78% | 124,073 | 237 |
| 2024Q4 | $2.1B | $1.5B | $1.5B | $21.3M | 27.92% | 122,852 | 234 |
| 2024Q3 | $2.1B | $1.5B | $1.5B | $16.6M | 28.04% | 129,107 | 233 |
| 2024Q2 | $2.1B | $1.5B | $1.5B | $12.6M | 27.62% | 129,812 | 229 |
| 2024Q1 | $2.1B | $1.5B | $1.5B | $7.7M | 27.65% | 101,837 | 233 |
| 2023Q4 | $2.1B | $1.5B | $1.5B | $37.1M | 27.69% | 100,997 | 229 |
| 2023Q3 | $2.1B | $1.5B | $1.5B | $28.7M | 27.46% | 100,531 | 223 |
| 2023Q2 | $2.1B | $1.5B | $1.5B | $18.9M | 27.41% | 93,536 | 229 |
| 2023Q1 | $2.1B | $1.5B | $1.5B | $7.7M | 27.20% | 101,103 | 231 |
| 2022Q4 | $2.1B | $1.5B | $1.5B | $24.2M | 26.66% | 100,699 | 218 |
| 2022Q3 | $2.1B | $1.5B | $1.5B | $17.1M | 25.99% | 91,606 | 205 |
| 2022Q2 | $2.1B | $1.5B | $1.5B | $9.0M | 25.69% | 103,042 | 203 |
| 2022Q1 | $1.8B | $1.5B | $1.2B | $5.3M | 15.40% | 90,430 | 252 |
| 2021Q4 | $1.8B | $1.5B | $1.2B | $21.1M | 15.17% | 94,412 | 245 |
| 2021Q3 | $1.8B | $1.5B | $1.2B | $17.4M | 15.19% | 95,989 | 240 |
| 2021Q2 | $1.7B | $1.4B | $1.2B | $9.6M | 15.49% | 89,525 | 242 |
| 2021Q1 | $1.7B | $1.4B | $1.3B | $4.5M | 15.53% | 97,314 | 245 |
| 2020Q4 | $1.5B | $1.2B | $1.2B | $4.9M | 16.64% | 80,354 | 258 |
| 2020Q3 | $1.5B | $1.2B | $1.2B | $3.5M | 13.70% | 80,005 | 248 |
| 2020Q2 | $1.4B | $1.1B | $1.2B | $1.5M | 13.46% | 79,176 | 248 |
| 2020Q1 | $1.2B | $930.3M | $1.0B | $794.2k | 15.58% | 78,442 | 273 |
| 2019Q4 | $1.2B | $900.5M | $1.0B | $12.5M | 16.05% | 82,300 | 270 |
| 2019Q3 | $1.2B | $872.4M | $1.0B | $10.1M | 16.26% | 77,005 | 277 |
| 2019Q2 | $1.2B | $860.8M | $983.0M | $5.9M | 16.10% | 76,198 | 274 |
| 2019Q1 | $1.1B | $844.1M | $974.7M | $3.1M | 15.91% | 75,115 | 281 |
| 2018Q4 | $1.1B | $823.3M | $961.7M | $16.1M | 15.84% | 74,159 | 271 |
| 2018Q3 | $1.1B | $824.3M | $948.7M | $12.1M | 15.45% | 74,445 | 265 |
| 2018Q2 | $1.1B | $851.4M | $945.8M | $5.8M | 13.53% | 78,946 | 264 |
| 2018Q1 | $1.1B | $844.2M | $945.7M | $2.6M | 12.97% | 79,417 | 267 |
| 2017Q4 | $1.1B | $827.4M | $944.4M | $9.7M | 12.94% | 77,059 | 264 |
| 2017Q3 | $973.0M | $820.8M | $790.8M | $4.4M | 14.05% | 76,201 | 294 |
| 2017Q2 | $966.2M | $820.5M | $572.7M | $4.6M | 13.65% | 78,803 | 291 |
| 2017Q1 | $743.6M | $602.3M | $562.9M | $3.6M | 17.61% | 65,133 | 379 |
| 2016Q4 | $716.8M | $577.3M | $554.5M | $11.2M | 17.84% | 64,528 | 382 |
| 2016Q3 | $763.1M | $573.0M | $531.6M | $8.2M | 16.38% | 65,916 | 357 |
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