credit union · NCUA 24774 · MO
How big is 1ST FINANCIAL?
1ST FINANCIAL (MO, NCUA charter 24774) reported total assets of $400.6M, 40,566 members and a net worth ratio of 9.43% in its Call Report for 2026Q2. That ranks 878 of 4,299 federally insured credit unions by assets, 119 of 1,061 among credit unions with $100m-$500m in assets, 12 of 87 credit unions in missouri.
What stands out
1ST FINANCIAL (MO, NCUA charter 24774) reported total assets of $400.6M, 40,566 members and a net worth ratio of 9.43% in its Call Report for 2026Q2. That ranks 878 of 4,299 federally insured credit unions by assets, 119 of 1,061 among credit unions with $100m-$500m in assets, 12 of 87 credit unions in missouri. Against its size class: net worth ratio 9.43%, below the peer median of 11.65%; loan-to-share ratio 89.73%, above the peer median of 73.15%; return on assets 0.20%, below the peer median of 0.74%. At 9.43% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $400.6M | $198.1M | $45.4M | $68.3M | record → |
| Shares and deposits | $361.9M | $172.3M | $38.5M | $58.3M | record → |
| Loans outstanding | $324.7M | $125.2M | $29.1M | $34.4M | record → |
| Net income (year to date) | $408.2k | $766.3k | $173.7k | $222.2k | record → |
| Net worth | $37.8M | $24.5M | $5.7M | $9.0M | record → |
| Net worth ratio | 9.43% | 11.65% | 11.61% | 12.65% | record → |
| Loan-to-share ratio | 89.73% | 73.15% | 73.00% | 68.70% | computed |
| Return on assets | 0.20% | 0.74% | 0.59% | 0.71% | computed |
| Members | 40,566 | 13,230 | 4,166 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $400.6M | $361.9M | $324.7M | $408.2k | 9.43% | 40,566 | 878 |
| 2026Q1 | $403.1M | $366.8M | $319.4M | $-147.1k | 9.23% | 40,441 | 871 |
| 2025Q4 | $392.5M | $355.5M | $317.2M | $4.0M | 9.52% | 40,729 | 881 |
| 2025Q3 | $382.8M | $344.3M | $314.3M | $3.5M | 9.75% | 40,706 | 891 |
| 2025Q2 | $374.6M | $340.5M | $306.4M | $224.5k | 9.10% | 40,198 | 896 |
| 2025Q1 | $364.3M | $329.8M | $303.2M | $79.9k | 9.31% | 40,059 | 913 |
| 2024Q4 | $359.5M | $310.6M | $300.5M | $1.1M | 9.41% | 39,885 | 910 |
| 2024Q3 | $359.5M | $304.4M | $299.3M | $612.1k | 9.42% | 39,868 | 912 |
| 2024Q2 | $350.2M | $301.5M | $291.7M | $623.4k | 9.67% | 39,639 | 925 |
| 2024Q1 | $343.8M | $305.3M | $283.6M | $446.7k | 9.80% | 39,551 | 936 |
| 2023Q4 | $348.9M | $295.9M | $285.3M | $2.8M | 9.53% | 39,533 | 920 |
| 2023Q3 | $345.7M | $296.9M | $284.7M | $2.5M | 9.66% | 39,473 | 919 |
| 2023Q2 | $339.8M | $298.5M | $275.9M | $961.0k | 9.39% | 39,635 | 929 |
| 2023Q1 | $336.6M | $306.4M | $264.8M | $251.5k | 9.26% | 38,845 | 941 |
| 2022Q4 | $335.4M | $285.9M | $265.8M | $3.7M | 9.27% | 38,408 | 933 |
| 2022Q3 | $325.3M | $296.0M | $252.1M | $2.5M | 9.19% | 38,075 | 951 |
| 2022Q2 | $331.6M | $297.0M | $240.9M | $2.0M | 8.87% | 37,561 | 934 |
| 2022Q1 | $337.1M | $300.0M | $234.0M | $1.5M | 8.56% | 37,530 | 927 |
| 2021Q4 | $322.8M | $285.7M | $235.3M | $-358.9k | 8.48% | 37,165 | 938 |
| 2021Q3 | $318.3M | $282.4M | $235.5M | $-2.3M | 7.99% | 36,782 | 937 |
| 2021Q2 | $322.3M | $287.2M | $231.4M | $1.7M | 9.14% | 36,089 | 920 |
| 2021Q1 | $323.6M | $289.4M | $229.1M | $853.9k | 8.83% | 35,841 | 918 |
| 2020Q4 | $296.6M | $263.7M | $228.3M | $2.8M | 9.35% | 35,743 | 922 |
| 2020Q3 | $285.7M | $253.8M | $227.5M | $1.8M | 9.37% | 35,782 | 924 |
| 2020Q2 | $282.4M | $250.4M | $222.1M | $990.4k | 9.18% | 35,259 | 923 |
| 2020Q1 | $255.9M | $225.3M | $212.9M | $617.0k | 9.98% | 34,911 | 945 |
| 2019Q4 | $252.5M | $221.7M | $216.1M | $4.0M | 9.87% | 35,104 | 932 |
| 2019Q3 | $251.6M | $223.1M | $219.7M | $2.7M | 9.39% | 35,707 | 931 |
| 2019Q2 | $251.9M | $224.0M | $217.2M | $1.7M | 8.98% | 35,359 | 924 |
| 2019Q1 | $249.3M | $223.2M | $214.4M | $626.2k | 8.66% | 34,754 | 929 |
| 2018Q4 | $245.9M | $211.2M | $216.4M | $2.4M | 8.53% | 34,759 | 921 |
| 2018Q3 | $250.9M | $207.9M | $219.5M | $2.3M | 8.30% | 34,746 | 900 |
| 2018Q2 | $249.2M | $225.0M | $214.9M | $1.7M | 8.11% | 34,442 | 909 |
| 2018Q1 | $257.5M | $234.8M | $210.5M | $764.1k | 7.50% | 33,922 | 881 |
| 2017Q4 | $250.1M | $220.0M | $219.8M | $46.4k | 7.41% | 33,875 | 882 |
| 2017Q3 | $250.9M | $223.9M | $220.4M | $300.2k | 7.49% | 33,543 | 875 |
| 2017Q2 | $233.9M | $206.5M | $204.8M | $322.0k | 8.05% | 32,810 | 923 |
| 2017Q1 | $222.2M | $197.2M | $191.8M | $177.9k | 8.40% | 32,352 | 966 |
| 2016Q4 | $217.7M | $194.1M | $190.6M | $1.2M | 8.50% | 34,186 | 957 |
| 2016Q3 | $222.0M | $198.4M | $194.5M | $1.2M | 8.35% | 34,104 | 939 |
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