credit union · NCUA 24731 · NY
How big is WESTERN DIVISION?
WESTERN DIVISION (NY, NCUA charter 24731) reported total assets of $223.9M, 11,676 members and a net worth ratio of 14.80% in its Call Report for 2026Q2. That ranks 1213 of 4,299 federally insured credit unions by assets, 454 of 1,061 among credit unions with $100m-$500m in assets, 56 of 268 credit unions in new york.
What stands out
WESTERN DIVISION (NY, NCUA charter 24731) reported total assets of $223.9M, 11,676 members and a net worth ratio of 14.80% in its Call Report for 2026Q2. That ranks 1213 of 4,299 federally insured credit unions by assets, 454 of 1,061 among credit unions with $100m-$500m in assets, 56 of 268 credit unions in new york. Against its size class: net worth ratio 14.80%, above the peer median of 11.65%; loan-to-share ratio 94.18%, above the peer median of 73.15%; return on assets 1.96%, above the peer median of 0.74%. At 14.80% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $223.9M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $190.3M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $179.2M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $2.2M | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $33.1M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 14.80% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 94.18% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 1.96% | 0.74% | 0.77% | 0.71% | computed |
| Members | 11,676 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $223.9M | $190.3M | $179.2M | $2.2M | 14.80% | 11,676 | 1213 |
| 2026Q1 | $225.6M | $193.1M | $175.5M | $1.1M | 14.22% | 11,515 | 1205 |
| 2025Q4 | $218.5M | $186.9M | $170.3M | $2.4M | 14.17% | 11,410 | 1217 |
| 2025Q3 | $216.2M | $179.8M | $168.3M | $2.4M | 14.32% | 11,328 | 1223 |
| 2025Q2 | $216.3M | $181.8M | $164.2M | $1.6M | 13.92% | 11,220 | 1224 |
| 2025Q1 | $210.7M | $180.9M | $157.5M | $782.0k | 13.91% | 11,075 | 1243 |
| 2024Q4 | $211.6M | $176.4M | $151.9M | $1.2M | 13.48% | 10,825 | 1223 |
| 2024Q3 | $207.7M | $172.4M | $149.6M | $1.3M | 13.79% | 10,754 | 1234 |
| 2024Q2 | $206.0M | $171.5M | $142.9M | $778.4k | 13.64% | 10,555 | 1245 |
| 2024Q1 | $198.7M | $164.7M | $134.2M | $256.9k | 13.88% | 10,300 | 1277 |
| 2023Q4 | $196.8M | $162.8M | $129.6M | $1.0M | 13.89% | 10,090 | 1267 |
| 2023Q3 | $195.0M | $160.9M | $121.1M | $1.4M | 14.19% | 9,948 | 1275 |
| 2023Q2 | $191.6M | $158.0M | $114.5M | $970.6k | 14.23% | 9,689 | 1287 |
| 2023Q1 | $181.5M | $154.4M | $105.1M | $471.4k | 14.74% | 9,372 | 1336 |
| 2022Q4 | $180.8M | $154.1M | $95.0M | $1.4M | 14.54% | 9,107 | 1329 |
| 2022Q3 | $181.7M | $154.9M | $87.9M | $1.5M | 14.53% | 9,014 | 1331 |
| 2022Q2 | $183.8M | $157.8M | $82.4M | $985.1k | 14.07% | 8,984 | 1319 |
| 2022Q1 | $179.8M | $154.0M | $77.4M | $619.7k | 14.18% | 8,930 | 1339 |
| 2021Q4 | $177.5M | $152.3M | $76.1M | $1.5M | 14.01% | 8,869 | 1335 |
| 2021Q3 | $174.5M | $148.8M | $74.3M | $2.1M | 14.61% | 8,879 | 1344 |
| 2021Q2 | $172.2M | $147.6M | $72.5M | $940.3k | 14.12% | 8,855 | 1340 |
| 2021Q1 | $170.6M | $146.4M | $69.6M | $671.1k | 14.08% | 8,772 | 1347 |
| 2020Q4 | $162.6M | $139.0M | $68.9M | $523.3k | 14.37% | 8,689 | 1329 |
| 2020Q3 | $158.0M | $133.9M | $68.5M | $967.3k | 15.07% | 8,664 | 1332 |
| 2020Q2 | $153.7M | $130.0M | $66.3M | $587.8k | 15.25% | 8,603 | 1345 |
| 2020Q1 | $142.5M | $119.2M | $64.0M | $290.1k | 16.23% | 8,499 | 1347 |
| 2019Q4 | $141.3M | $118.2M | $61.2M | $867.1k | 16.17% | 8,372 | 1330 |
| 2019Q3 | $142.1M | $118.9M | $59.8M | $1.0M | 16.17% | 8,392 | 1318 |
| 2019Q2 | $142.6M | $119.8M | $58.4M | $648.7k | 15.86% | 8,437 | 1313 |
| 2019Q1 | $141.8M | $119.3M | $57.1M | $301.4k | 15.71% | 8,376 | 1328 |
| 2018Q4 | $139.2M | $116.9M | $57.3M | $823.7k | 15.79% | 8,396 | 1324 |
| 2018Q3 | $140.9M | $118.3M | $57.6M | $1.2M | 15.88% | 8,489 | 1320 |
| 2018Q2 | $143.5M | $121.4M | $56.7M | $713.5k | 15.24% | 8,521 | 1304 |
| 2018Q1 | $144.1M | $122.5M | $55.8M | $330.0k | 14.90% | 8,516 | 1300 |
| 2017Q4 | $140.9M | $119.5M | $55.7M | $420.3k | 15.01% | 8,517 | 1288 |
| 2017Q3 | $141.1M | $119.3M | $55.8M | $905.9k | 15.33% | 8,562 | 1290 |
| 2017Q2 | $142.9M | $121.5M | $55.4M | $575.0k | 14.90% | 8,588 | 1276 |
| 2017Q1 | $141.7M | $120.6M | $54.4M | $242.0k | 14.80% | 8,580 | 1287 |
| 2016Q4 | $138.6M | $117.6M | $54.0M | $668.7k | 14.96% | 8,609 | 1284 |
| 2016Q3 | $138.5M | $117.4M | $53.6M | $930.9k | 15.15% | 8,695 | 1278 |
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