credit union · NCUA 24724 · NE
How big is SPIRIT OF AMERICA?
SPIRIT OF AMERICA (NE, NCUA charter 24724) reported total assets of $53.2M, 3,540 members and a net worth ratio of 12.87% in its Call Report for 2026Q2. That ranks 2347 of 4,299 federally insured credit unions by assets, 527 of 573 among credit unions with $50m-$100m in assets, 21 of 50 credit unions in nebraska.
What stands out
SPIRIT OF AMERICA (NE, NCUA charter 24724) reported total assets of $53.2M, 3,540 members and a net worth ratio of 12.87% in its Call Report for 2026Q2. That ranks 2347 of 4,299 federally insured credit unions by assets, 527 of 573 among credit unions with $50m-$100m in assets, 21 of 50 credit unions in nebraska. Against its size class: net worth ratio 12.87%, below the peer median of 12.95%; loan-to-share ratio 41.62%, below the peer median of 60.93%; return on assets 1.45%, above the peer median of 0.73%. At 12.87% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $53.2M | $72.1M | $43.2M | $68.3M | record → |
| Shares and deposits | $46.0M | $61.4M | $36.5M | $58.3M | record → |
| Loans outstanding | $19.2M | $37.6M | $17.0M | $34.4M | record → |
| Net income (year to date) | $386.0k | $269.0k | $151.3k | $222.2k | record → |
| Net worth | $6.8M | $9.2M | $5.9M | $9.0M | record → |
| Net worth ratio | 12.87% | 12.95% | 12.71% | 12.65% | record → |
| Loan-to-share ratio | 41.62% | 60.93% | 76.77% | 68.70% | computed |
| Return on assets | 1.45% | 0.73% | 0.89% | 0.71% | computed |
| Members | 3,540 | 5,030 | 3,094 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $53.2M | $46.0M | $19.2M | $386.0k | 12.87% | 3,540 | 2347 |
| 2026Q1 | $54.2M | $47.3M | $19.3M | $180.9k | 12.29% | 3,542 | 2343 |
| 2025Q4 | $53.5M | $46.6M | $19.5M | $792.8k | 12.07% | 3,584 | 2353 |
| 2025Q3 | $53.7M | $47.0M | $19.7M | $583.1k | 11.64% | 3,713 | 2356 |
| 2025Q2 | $54.7M | $48.3M | $19.9M | $373.7k | 11.29% | 3,706 | 2358 |
| 2025Q1 | $54.0M | $47.7M | $19.3M | $166.2k | 10.93% | 3,709 | 2376 |
| 2024Q4 | $53.0M | $46.9M | $20.0M | $534.6k | 10.68% | 3,728 | 2388 |
| 2024Q3 | $52.2M | $46.1M | $19.8M | $370.4k | 10.53% | 3,744 | 2408 |
| 2024Q2 | $54.1M | $48.0M | $20.3M | $235.1k | 9.91% | 3,795 | 2385 |
| 2024Q1 | $55.9M | $50.1M | $19.8M | $117.2k | 9.38% | 3,740 | 2369 |
| 2023Q4 | $55.8M | $50.1M | $19.7M | $440.1k | 9.18% | 3,756 | 2362 |
| 2023Q3 | $56.7M | $51.2M | $19.4M | $306.2k | 8.80% | 3,770 | 2361 |
| 2023Q2 | $59.2M | $53.8M | $18.8M | $177.7k | 8.31% | 3,788 | 2318 |
| 2023Q1 | $60.3M | $55.0M | $17.9M | $73.4k | 7.94% | 3,796 | 2322 |
| 2022Q4 | $60.2M | $54.9M | $17.2M | $139.6k | 7.88% | 3,800 | 2326 |
| 2022Q3 | $59.6M | $54.5M | $16.2M | $76.2k | 7.86% | 3,808 | 2355 |
| 2022Q2 | $59.7M | $54.5M | $15.1M | $49.4k | 7.96% | 3,840 | 2354 |
| 2022Q1 | $58.4M | $53.4M | $14.8M | $20.4k | 8.04% | 3,843 | 2386 |
| 2021Q4 | $57.5M | $52.7M | $15.5M | $180.3k | 8.05% | 3,848 | 2385 |
| 2021Q3 | $55.4M | $50.4M | $15.7M | $139.4k | 8.13% | 3,863 | 2416 |
| 2021Q2 | $55.9M | $50.9M | $15.7M | $92.1k | 8.15% | 3,881 | 2397 |
| 2021Q1 | $56.9M | $52.2M | $15.3M | $25.4k | 8.20% | 3,908 | 2373 |
| 2020Q4 | $54.3M | $49.6M | $15.4M | $214.3k | 8.58% | 3,932 | 2366 |
| 2020Q3 | $51.8M | $47.1M | $14.7M | $219.6k | 8.93% | 3,948 | 2393 |
| 2020Q2 | $51.1M | $46.4M | $15.3M | $155.8k | 9.13% | 3,965 | 2392 |
| 2020Q1 | $46.3M | $41.8M | $16.0M | $94.2k | 9.28% | 3,977 | 2430 |
| 2019Q4 | $46.4M | $41.8M | $16.4M | $370.8k | 9.10% | 4,012 | 2394 |
| 2019Q3 | $44.7M | $40.2M | $16.7M | $322.8k | 9.16% | 4,044 | 2445 |
| 2019Q2 | $45.4M | $41.0M | $16.6M | $185.5k | 8.73% | 4,063 | 2430 |
| 2019Q1 | $45.8M | $41.4M | $16.4M | $94.9k | 8.47% | 4,098 | 2422 |
| 2018Q4 | $45.4M | $41.3M | $16.1M | $270.7k | 8.32% | 4,130 | 2415 |
| 2018Q3 | $45.4M | $40.5M | $16.4M | $233.8k | 8.24% | 4,156 | 2432 |
| 2018Q2 | $46.3M | $42.3M | $16.2M | $129.4k | 8.11% | 4,174 | 2420 |
| 2018Q1 | $46.2M | $42.2M | $16.5M | $53.9k | 8.09% | 4,195 | 2430 |
| 2017Q4 | $43.6M | $39.7M | $16.8M | $232.7k | 8.11% | 4,232 | 2460 |
| 2017Q3 | $43.2M | $39.3M | $16.2M | $162.7k | 8.05% | 4,253 | 2485 |
| 2017Q2 | $43.1M | $39.4M | $16.5M | $88.2k | 7.94% | 4,285 | 2504 |
| 2017Q1 | $43.1M | $39.4M | $15.5M | $31.3k | 7.91% | 4,319 | 2511 |
| 2016Q4 | $41.6M | $38.0M | $15.1M | $144.8k | 7.97% | 4,347 | 2515 |
| 2016Q3 | $41.7M | $38.1M | $15.2M | $108.0k | 7.95% | 4,370 | 2519 |
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