credit union · NCUA 24703 · FL
How big is RAILROAD & INDUSTRIAL?
RAILROAD & INDUSTRIAL (FL, NCUA charter 24703) reported total assets of $485.1M, 45,220 members and a net worth ratio of 12.98% in its Call Report for 2026Q2. That ranks 772 of 4,299 federally insured credit unions by assets, 13 of 1,061 among credit unions with $100m-$500m in assets, 39 of 107 credit unions in florida.
What stands out
RAILROAD & INDUSTRIAL (FL, NCUA charter 24703) reported total assets of $485.1M, 45,220 members and a net worth ratio of 12.98% in its Call Report for 2026Q2. That ranks 772 of 4,299 federally insured credit unions by assets, 13 of 1,061 among credit unions with $100m-$500m in assets, 39 of 107 credit unions in florida. Against its size class: net worth ratio 12.98%, above the peer median of 11.65%; loan-to-share ratio 51.91%, below the peer median of 73.15%; return on assets 0.28%, below the peer median of 0.74%. At 12.98% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $485.1M | $198.1M | $189.2M | $68.3M | record → |
| Shares and deposits | $416.4M | $172.3M | $167.8M | $58.3M | record → |
| Loans outstanding | $216.1M | $125.2M | $130.1M | $34.4M | record → |
| Net income (year to date) | $672.8k | $766.3k | $776.9k | $222.2k | record → |
| Net worth | $62.9M | $24.5M | $23.7M | $9.0M | record → |
| Net worth ratio | 12.98% | 11.65% | 11.17% | 12.65% | record → |
| Loan-to-share ratio | 51.91% | 73.15% | 74.14% | 68.70% | computed |
| Return on assets | 0.28% | 0.74% | 0.60% | 0.71% | computed |
| Members | 45,220 | 13,230 | 13,919 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $485.1M | $416.4M | $216.1M | $672.8k | 12.98% | 45,220 | 772 |
| 2026Q1 | $490.1M | $421.1M | $208.2M | $383.4k | 12.78% | 45,113 | 769 |
| 2025Q4 | $487.7M | $419.6M | $197.3M | $1.8M | 12.77% | 45,052 | 765 |
| 2025Q3 | $495.4M | $428.3M | $204.9M | $997.5k | 12.52% | 45,049 | 752 |
| 2025Q2 | $501.1M | $435.0M | $200.9M | $396.4k | 12.26% | 44,985 | 748 |
| 2025Q1 | $520.2M | $454.7M | $205.8M | $154.9k | 12.21% | 44,928 | 732 |
| 2024Q4 | $504.5M | $439.9M | $215.7M | $2.1M | 12.39% | 44,873 | 733 |
| 2024Q3 | $492.8M | $427.9M | $224.1M | $1.6M | 12.61% | 44,835 | 738 |
| 2024Q2 | $489.0M | $423.4M | $232.1M | $694.9k | 12.45% | 44,847 | 739 |
| 2024Q1 | $485.6M | $420.3M | $238.8M | $325.1k | 12.35% | 44,895 | 743 |
| 2023Q4 | $474.2M | $410.1M | $241.9M | $3.8M | 12.56% | 44,985 | 746 |
| 2023Q3 | $488.5M | $425.8M | $242.4M | $3.0M | 12.15% | 44,899 | 732 |
| 2023Q2 | $492.1M | $430.2M | $244.0M | $2.1M | 12.01% | 44,255 | 731 |
| 2023Q1 | $492.9M | $432.9M | $242.2M | $1.3M | 11.90% | 44,065 | 730 |
| 2022Q4 | $483.1M | $422.3M | $235.0M | $4.0M | 11.75% | 43,583 | 728 |
| 2022Q3 | $482.5M | $424.0M | $234.6M | $2.9M | 11.65% | 43,303 | 730 |
| 2022Q2 | $480.8M | $423.3M | $208.0M | $1.5M | 11.54% | 42,868 | 729 |
| 2022Q1 | $481.5M | $424.4M | $180.1M | $430.9k | 11.55% | 42,359 | 730 |
| 2021Q4 | $460.2M | $403.9M | $181.2M | $4.1M | 11.71% | 42,013 | 739 |
| 2021Q3 | $454.8M | $399.6M | $173.8M | $2.7M | 11.69% | 41,936 | 736 |
| 2021Q2 | $441.5M | $387.0M | $179.0M | $2.0M | 11.90% | 41,695 | 737 |
| 2021Q1 | $441.2M | $388.9M | $183.1M | $1.0M | 12.02% | 41,297 | 737 |
| 2020Q4 | $418.3M | $366.8M | $181.2M | $2.6M | 12.31% | 40,686 | 733 |
| 2020Q3 | $398.8M | $349.0M | $176.1M | $1.7M | 12.61% | 40,393 | 741 |
| 2020Q2 | $391.6M | $343.1M | $168.3M | $1.0M | 12.82% | 40,013 | 741 |
| 2020Q1 | $368.3M | $319.9M | $171.8M | $525.8k | 13.01% | 39,659 | 737 |
| 2019Q4 | $355.6M | $307.1M | $175.5M | $3.3M | 13.00% | 39,201 | 739 |
| 2019Q3 | $352.2M | $304.5M | $169.6M | $2.6M | 13.04% | 38,778 | 738 |
| 2019Q2 | $354.8M | $306.6M | $170.5M | $1.8M | 12.95% | 38,429 | 737 |
| 2019Q1 | $353.5M | $305.8M | $159.4M | $707.1k | 12.80% | 38,363 | 737 |
| 2018Q4 | $327.9M | $282.5M | $151.9M | $4.0M | 13.00% | 37,673 | 760 |
| 2018Q3 | $336.4M | $290.4M | $150.5M | $2.8M | 12.39% | 37,326 | 746 |
| 2018Q2 | $337.2M | $293.5M | $139.3M | $1.8M | 12.07% | 36,830 | 748 |
| 2018Q1 | $341.9M | $298.3M | $130.8M | $902.8k | 11.82% | 36,451 | 738 |
| 2017Q4 | $329.3M | $286.8M | $131.6M | $2.0M | 11.77% | 36,066 | 743 |
| 2017Q3 | $329.5M | $288.6M | $114.8M | $1.3M | 11.50% | 35,560 | 736 |
| 2017Q2 | $328.6M | $286.7M | $102.7M | $754.2k | 11.38% | 34,815 | 737 |
| 2017Q1 | $327.4M | $287.3M | $92.6M | $404.9k | 11.31% | 34,307 | 734 |
| 2016Q4 | $315.9M | $276.7M | $86.5M | $1.6M | 11.59% | 33,685 | 739 |
| 2016Q3 | $314.4M | $274.8M | $79.0M | $1.3M | 11.55% | 33,170 | 740 |
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