credit union · NCUA 24692 · UT
How big is MOUNTAIN AMERICA?
MOUNTAIN AMERICA (UT, NCUA charter 24692) reported total assets of $22.9B, 1,458,467 members and a net worth ratio of 9.55% in its Call Report for 2026Q2. That ranks 8 of 4,299 federally insured credit unions by assets, 8 of 25 among credit unions over $10b in assets, 2 of 51 credit unions in utah.
What stands out
MOUNTAIN AMERICA (UT, NCUA charter 24692) reported total assets of $22.9B, 1,458,467 members and a net worth ratio of 9.55% in its Call Report for 2026Q2. That ranks 8 of 4,299 federally insured credit unions by assets, 8 of 25 among credit unions over $10b in assets, 2 of 51 credit unions in utah. Against its size class: net worth ratio 9.55%, below the peer median of 10.72%; loan-to-share ratio 92.42%, above the peer median of 88.75%; return on assets 0.87%, below the peer median of 0.87%. At 9.55% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $22.9B | $19.4B | $65.0M | $68.3M | record → |
| Shares and deposits | $20.3B | $15.6B | $57.5M | $58.3M | record → |
| Loans outstanding | $18.8B | $13.8B | $46.3M | $34.4M | record → |
| Net income (year to date) | $99.7M | $90.4M | $297.2k | $222.2k | record → |
| Net worth | $2.2B | $1.9B | $7.7M | $9.0M | record → |
| Net worth ratio | 9.55% | 10.72% | 12.42% | 12.65% | record → |
| Loan-to-share ratio | 92.42% | 88.75% | 80.56% | 68.70% | computed |
| Return on assets | 0.87% | 0.87% | 0.87% | 0.71% | computed |
| Members | 1,458,467 | 958,216 | 4,013 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $22.9B | $20.3B | $18.8B | $99.7M | 9.55% | 1,458,467 | 8 |
| 2026Q1 | $22.7B | $20.1B | $18.4B | $49.4M | 9.41% | 1,433,256 | 8 |
| 2025Q4 | $21.9B | $19.4B | $18.1B | $187.9M | 9.52% | 1,406,629 | 7 |
| 2025Q3 | $21.7B | $19.3B | $17.8B | $137.4M | 9.37% | 1,381,693 | 7 |
| 2025Q2 | $21.5B | $19.2B | $17.5B | $81.0M | 9.20% | 1,359,410 | 7 |
| 2025Q1 | $21.2B | $18.9B | $17.1B | $48.7M | 9.18% | 1,354,773 | 7 |
| 2024Q4 | $20.2B | $17.9B | $16.8B | $191.6M | 9.41% | 1,322,892 | 7 |
| 2024Q3 | $20.3B | $17.8B | $16.4B | $150.1M | 9.20% | 1,295,749 | 8 |
| 2024Q2 | $19.6B | $17.2B | $16.2B | $83.3M | 9.18% | 1,261,224 | 8 |
| 2024Q1 | $19.3B | $16.9B | $15.8B | $41.4M | 9.11% | 1,241,339 | 9 |
| 2023Q4 | $18.4B | $16.0B | $15.3B | $197.0M | 9.32% | 1,222,293 | 9 |
| 2023Q3 | $18.0B | $15.7B | $15.3B | $162.7M | 9.37% | 1,196,210 | 9 |
| 2023Q2 | $17.3B | $15.1B | $14.9B | $112.9M | 9.46% | 1,170,313 | 9 |
| 2023Q1 | $17.0B | $14.9B | $14.2B | $57.4M | 9.32% | 1,149,628 | 10 |
| 2022Q4 | $15.8B | $13.8B | $13.8B | $235.5M | 9.63% | 1,120,990 | 12 |
| 2022Q3 | $15.6B | $13.1B | $13.2B | $189.8M | 9.48% | 1,098,925 | 12 |
| 2022Q2 | $14.7B | $13.0B | $12.2B | $131.0M | 9.66% | 1,082,235 | 12 |
| 2022Q1 | $14.6B | $12.9B | $11.3B | $56.8M | 9.24% | 1,056,155 | 12 |
| 2021Q4 | $14.0B | $12.4B | $10.5B | $247.2M | 9.20% | 1,033,611 | 12 |
| 2021Q3 | $13.8B | $12.2B | $10.0B | $176.5M | 8.84% | 1,013,064 | 12 |
| 2021Q2 | $13.2B | $11.6B | $9.5B | $111.2M | 8.77% | 1,000,343 | 12 |
| 2021Q1 | $12.9B | $11.4B | $9.1B | $50.2M | 8.47% | 977,090 | 12 |
| 2020Q4 | $12.0B | $10.6B | $9.1B | $157.7M | 8.70% | 956,185 | 12 |
| 2020Q3 | $11.4B | $10.0B | $9.0B | $108.5M | 8.71% | 937,419 | 12 |
| 2020Q2 | $11.0B | $9.7B | $8.8B | $66.6M | 8.65% | 915,673 | 12 |
| 2020Q1 | $9.9B | $8.6B | $8.3B | $26.0M | 9.24% | 900,267 | 12 |
| 2019Q4 | $9.3B | $8.1B | $8.0B | $114.7M | 9.47% | 879,651 | 15 |
| 2019Q3 | $9.1B | $8.0B | $7.7B | $86.0M | 9.43% | 859,509 | 14 |
| 2019Q2 | $9.1B | $7.8B | $7.3B | $59.7M | 9.16% | 841,131 | 13 |
| 2019Q1 | $8.9B | $7.7B | $7.1B | $30.2M | 9.00% | 817,651 | 14 |
| 2018Q4 | $8.2B | $7.0B | $7.0B | $114.6M | 9.38% | 796,578 | 17 |
| 2018Q3 | $8.0B | $6.8B | $6.9B | $90.7M | 9.28% | 777,353 | 18 |
| 2018Q2 | $7.8B | $6.6B | $6.7B | $58.7M | 9.18% | 754,486 | 17 |
| 2018Q1 | $7.5B | $6.4B | $6.4B | $28.2M | 9.07% | 746,526 | 18 |
| 2017Q4 | $7.1B | $5.9B | $6.1B | $94.1M | 9.24% | 722,100 | 19 |
| 2017Q3 | $7.0B | $5.7B | $5.9B | $71.4M | 9.09% | 703,617 | 18 |
| 2017Q2 | $6.8B | $5.6B | $5.7B | $43.2M | 8.95% | 679,841 | 19 |
| 2017Q1 | $6.5B | $5.4B | $5.4B | $19.9M | 9.00% | 655,138 | 20 |
| 2016Q4 | $6.1B | $5.0B | $5.1B | $78.0M | 9.26% | 634,918 | 21 |
| 2016Q3 | $5.9B | $4.8B | $5.0B | $57.8M | 9.17% | 618,909 | 21 |
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