credit union · NCUA 24534 · AL
How big is AMERICA'S FIRST?
AMERICA'S FIRST (AL, NCUA charter 24534) reported total assets of $2.8B, 195,624 members and a net worth ratio of 12.25% in its Call Report for 2026Q2. That ranks 182 of 4,299 federally insured credit unions by assets, 157 of 454 among credit unions with $1b-$10b in assets, 4 of 88 credit unions in alabama.
What stands out
AMERICA'S FIRST (AL, NCUA charter 24534) reported total assets of $2.8B, 195,624 members and a net worth ratio of 12.25% in its Call Report for 2026Q2. That ranks 182 of 4,299 federally insured credit unions by assets, 157 of 454 among credit unions with $1b-$10b in assets, 4 of 88 credit unions in alabama. Against its size class: net worth ratio 12.25%, above the peer median of 10.89%; loan-to-share ratio 90.92%, above the peer median of 88.03%; return on assets 1.24%, above the peer median of 0.80%. At 12.25% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $2.8B | $2.1B | $49.1M | $68.3M | record → |
| Shares and deposits | $2.4B | $1.8B | $42.7M | $58.3M | record → |
| Loans outstanding | $2.2B | $1.5B | $20.0M | $34.4M | record → |
| Net income (year to date) | $17.3M | $8.3M | $218.9k | $222.2k | record → |
| Net worth | $341.2M | $244.6M | $8.7M | $9.0M | record → |
| Net worth ratio | 12.25% | 10.89% | 14.15% | 12.65% | record → |
| Loan-to-share ratio | 90.92% | 88.03% | 58.66% | 68.70% | computed |
| Return on assets | 1.24% | 0.80% | 0.72% | 0.71% | computed |
| Members | 195,624 | 115,183 | 4,556 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $2.8B | $2.4B | $2.2B | $17.3M | 12.25% | 195,624 | 182 |
| 2026Q1 | $2.7B | $2.4B | $2.2B | $5.1M | 12.01% | 195,131 | 184 |
| 2025Q4 | $2.7B | $2.3B | $2.2B | $37.4M | 12.05% | 194,683 | 186 |
| 2025Q3 | $2.6B | $2.3B | $2.2B | $29.2M | 12.09% | 195,598 | 191 |
| 2025Q2 | $2.6B | $2.3B | $2.1B | $18.0M | 11.75% | 195,129 | 185 |
| 2025Q1 | $2.6B | $2.3B | $2.1B | $7.0M | 11.40% | 193,885 | 186 |
| 2024Q4 | $2.5B | $2.2B | $2.0B | $27.1M | 11.44% | 193,631 | 189 |
| 2024Q3 | $2.5B | $2.2B | $2.0B | $21.6M | 11.31% | 195,392 | 187 |
| 2024Q2 | $2.5B | $2.2B | $2.0B | $11.2M | 10.91% | 196,591 | 185 |
| 2024Q1 | $2.5B | $2.2B | $1.9B | $6.2M | 10.76% | 195,039 | 186 |
| 2023Q4 | $2.4B | $2.1B | $1.9B | $21.0M | 10.86% | 202,562 | 189 |
| 2023Q3 | $2.4B | $2.1B | $1.9B | $20.3M | 10.99% | 201,695 | 187 |
| 2023Q2 | $2.4B | $2.1B | $1.8B | $16.1M | 10.92% | 200,663 | 189 |
| 2023Q1 | $2.4B | $2.1B | $1.7B | $7.3M | 10.57% | 198,599 | 184 |
| 2022Q4 | $2.3B | $2.1B | $1.6B | $14.5M | 10.38% | 196,045 | 183 |
| 2022Q3 | $2.3B | $2.1B | $1.5B | $2.4M | 9.96% | 194,961 | 184 |
| 2022Q2 | $2.3B | $2.0B | $1.4B | $354.4k | 10.12% | 192,008 | 189 |
| 2022Q1 | $2.3B | $2.0B | $1.3B | $1.2M | 10.14% | 189,358 | 190 |
| 2021Q4 | $2.2B | $2.0B | $1.2B | $19.6M | 10.38% | 187,677 | 190 |
| 2021Q3 | $2.2B | $1.9B | $1.2B | $13.4M | 10.32% | 186,834 | 189 |
| 2021Q2 | $2.1B | $1.9B | $1.2B | $10.4M | 10.29% | 185,890 | 188 |
| 2021Q1 | $2.1B | $1.9B | $1.2B | $4.2M | 10.18% | 184,208 | 189 |
| 2020Q4 | $2.0B | $1.7B | $1.3B | $12.2M | 10.66% | 182,854 | 190 |
| 2020Q3 | $1.9B | $1.7B | $1.3B | $4.9M | 10.68% | 181,254 | 190 |
| 2020Q2 | $1.9B | $1.6B | $1.3B | $926.2k | 10.66% | 178,951 | 189 |
| 2020Q1 | $1.7B | $1.5B | $1.3B | $-5.9M | 11.01% | 176,314 | 187 |
| 2019Q4 | $1.7B | $1.5B | $1.3B | $17.1M | 11.74% | 174,652 | 184 |
| 2019Q3 | $1.7B | $1.4B | $1.3B | $7.7M | 11.32% | 172,838 | 185 |
| 2019Q2 | $1.6B | $1.4B | $1.3B | $5.5M | 11.23% | 170,436 | 181 |
| 2019Q1 | $1.6B | $1.4B | $1.2B | $2.1M | 11.06% | 167,324 | 182 |
| 2018Q4 | $1.6B | $1.4B | $1.2B | $12.5M | 11.40% | 163,732 | 180 |
| 2018Q3 | $1.6B | $1.4B | $1.1B | $9.3M | 11.22% | 161,590 | 180 |
| 2018Q2 | $1.6B | $1.4B | $1.1B | $6.7M | 11.15% | 158,966 | 177 |
| 2018Q1 | $1.6B | $1.4B | $1.0B | $3.2M | 10.97% | 155,986 | 177 |
| 2017Q4 | $1.5B | $1.3B | $1.0B | $9.4M | 11.11% | 152,893 | 177 |
| 2017Q3 | $1.5B | $1.3B | $994.0M | $6.5M | 10.95% | 152,158 | 175 |
| 2017Q2 | $1.5B | $1.3B | $974.3M | $4.0M | 10.78% | 150,127 | 172 |
| 2017Q1 | $1.5B | $1.3B | $947.9M | $1.6M | 10.67% | 147,564 | 169 |
| 2016Q4 | $1.4B | $1.3B | $936.2M | $8.0M | 10.94% | 144,560 | 168 |
| 2016Q3 | $1.4B | $1.3B | $925.4M | $5.5M | 10.83% | 142,931 | 167 |
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