credit union · NCUA 24501 · RI
How big is WAVE?
WAVE (RI, NCUA charter 24501) reported total assets of $156.8M, 6,884 members and a net worth ratio of 12.30% in its Call Report for 2026Q2. That ranks 1465 of 4,299 federally insured credit unions by assets, 706 of 1,061 among credit unions with $100m-$500m in assets, 8 of 14 credit unions in rhode island.
What stands out
WAVE (RI, NCUA charter 24501) reported total assets of $156.8M, 6,884 members and a net worth ratio of 12.30% in its Call Report for 2026Q2. That ranks 1465 of 4,299 federally insured credit unions by assets, 706 of 1,061 among credit unions with $100m-$500m in assets, 8 of 14 credit unions in rhode island. Against its size class: net worth ratio 12.30%, above the peer median of 11.65%; loan-to-share ratio 58.42%, below the peer median of 73.15%; return on assets 0.47%, below the peer median of 0.74%. At 12.30% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $156.8M | $198.1M | $253.8M | $68.3M | record → |
| Shares and deposits | $136.8M | $172.3M | $210.3M | $58.3M | record → |
| Loans outstanding | $79.9M | $125.2M | $177.5M | $34.4M | record → |
| Net income (year to date) | $367.4k | $766.3k | $380.1k | $222.2k | record → |
| Net worth | $19.3M | $24.5M | $29.6M | $9.0M | record → |
| Net worth ratio | 12.30% | 11.65% | 11.38% | 12.65% | record → |
| Loan-to-share ratio | 58.42% | 73.15% | 84.44% | 68.70% | computed |
| Return on assets | 0.47% | 0.74% | 0.50% | 0.71% | computed |
| Members | 6,884 | 13,230 | 14,370 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $156.8M | $136.8M | $79.9M | $367.4k | 12.30% | 6,884 | 1465 |
| 2026Q1 | $155.0M | $135.1M | $77.3M | $229.7k | 12.36% | 6,872 | 1477 |
| 2025Q4 | $149.2M | $129.7M | $78.2M | $731.7k | 12.68% | 6,849 | 1491 |
| 2025Q3 | $147.6M | $128.0M | $79.4M | $562.6k | 12.70% | 6,886 | 1501 |
| 2025Q2 | $147.7M | $128.4M | $79.6M | $348.7k | 12.55% | 6,903 | 1503 |
| 2025Q1 | $150.7M | $131.5M | $79.6M | $142.9k | 12.17% | 6,893 | 1498 |
| 2024Q4 | $147.9M | $129.1M | $80.2M | $585.4k | 12.30% | 6,880 | 1496 |
| 2024Q3 | $146.0M | $126.8M | $80.9M | $540.1k | 12.43% | 6,883 | 1507 |
| 2024Q2 | $143.8M | $125.2M | $80.1M | $400.2k | 12.52% | 6,871 | 1525 |
| 2024Q1 | $142.5M | $124.3M | $79.1M | $165.5k | 12.47% | 6,847 | 1536 |
| 2023Q4 | $138.5M | $120.2M | $78.7M | $800.8k | 12.71% | 6,784 | 1544 |
| 2023Q3 | $140.5M | $122.5M | $75.9M | $741.8k | 12.49% | 6,843 | 1533 |
| 2023Q2 | $142.0M | $124.4M | $73.8M | $544.4k | 12.22% | 6,844 | 1525 |
| 2023Q1 | $144.7M | $127.3M | $72.2M | $305.9k | 11.83% | 6,845 | 1522 |
| 2022Q4 | $141.6M | $124.7M | $71.6M | $564.4k | 11.86% | 6,847 | 1531 |
| 2022Q3 | $144.8M | $128.1M | $70.5M | $369.5k | 11.47% | 6,971 | 1515 |
| 2022Q2 | $144.9M | $128.0M | $67.6M | $275.6k | 11.39% | 6,938 | 1519 |
| 2022Q1 | $147.1M | $130.2M | $65.4M | $236.7k | 11.20% | 6,912 | 1505 |
| 2021Q4 | $144.1M | $127.3M | $65.2M | $1.1M | 11.27% | 6,904 | 1507 |
| 2021Q3 | $142.8M | $125.9M | $66.5M | $1.1M | 11.38% | 7,015 | 1510 |
| 2021Q2 | $138.8M | $121.9M | $65.5M | $472.3k | 11.27% | 7,051 | 1528 |
| 2021Q1 | $136.3M | $120.4M | $64.4M | $118.3k | 11.21% | 7,043 | 1542 |
| 2020Q4 | $130.9M | $115.3M | $65.6M | $444.0k | 11.58% | 7,066 | 1525 |
| 2020Q3 | $129.3M | $113.7M | $64.4M | $312.9k | 11.63% | 7,143 | 1518 |
| 2020Q2 | $125.5M | $109.9M | $63.0M | $240.6k | 11.92% | 7,192 | 1533 |
| 2020Q1 | $116.9M | $101.7M | $62.8M | $136.6k | 12.71% | 7,173 | 1533 |
| 2019Q4 | $115.4M | $100.3M | $62.9M | $665.7k | 12.75% | 7,183 | 1518 |
| 2019Q3 | $116.3M | $101.3M | $60.4M | $518.5k | 12.52% | 7,210 | 1505 |
| 2019Q2 | $119.9M | $105.2M | $59.5M | $278.9k | 11.95% | 7,177 | 1476 |
| 2019Q1 | $118.4M | $103.9M | $59.3M | $119.3k | 11.97% | 7,141 | 1483 |
| 2018Q4 | $112.1M | $97.5M | $58.8M | $621.9k | 12.54% | 7,088 | 1516 |
| 2018Q3 | $110.5M | $96.3M | $58.6M | $428.9k | 12.54% | 7,066 | 1528 |
| 2018Q2 | $113.2M | $99.1M | $58.7M | $206.4k | 12.05% | 7,060 | 1516 |
| 2018Q1 | $114.1M | $100.0M | $57.2M | $137.8k | 11.89% | 6,992 | 1503 |
| 2017Q4 | $112.7M | $98.9M | $58.0M | $371.6k | 11.92% | 6,936 | 1484 |
| 2017Q3 | $112.3M | $98.5M | $56.9M | $245.4k | 11.85% | 6,987 | 1493 |
| 2017Q2 | $114.4M | $100.8M | $55.0M | $140.9k | 11.54% | 7,013 | 1482 |
| 2017Q1 | $112.0M | $98.6M | $54.6M | $54.2k | 11.71% | 6,990 | 1502 |
| 2016Q4 | $108.8M | $95.4M | $55.0M | $362.2k | 12.00% | 6,995 | 1503 |
| 2016Q3 | $110.2M | $96.6M | $54.3M | $260.8k | 11.76% | 7,098 | 1493 |
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