credit union · NCUA 24490 · PA
How big is FIRST CAPITAL?
FIRST CAPITAL (PA, NCUA charter 24490) reported total assets of $368.5M, 21,325 members and a net worth ratio of 11.95% in its Call Report for 2026Q2. That ranks 921 of 4,299 federally insured credit unions by assets, 162 of 1,061 among credit unions with $100m-$500m in assets, 30 of 269 credit unions in pennsylvania.
What stands out
FIRST CAPITAL (PA, NCUA charter 24490) reported total assets of $368.5M, 21,325 members and a net worth ratio of 11.95% in its Call Report for 2026Q2. That ranks 921 of 4,299 federally insured credit unions by assets, 162 of 1,061 among credit unions with $100m-$500m in assets, 30 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 11.95%, above the peer median of 11.65%; loan-to-share ratio 66.63%, below the peer median of 73.15%; return on assets 1.07%, above the peer median of 0.74%. At 11.95% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $368.5M | $198.1M | $40.7M | $68.3M | record → |
| Shares and deposits | $322.4M | $172.3M | $35.9M | $58.3M | record → |
| Loans outstanding | $214.8M | $125.2M | $14.4M | $34.4M | record → |
| Net income (year to date) | $2.0M | $766.3k | $173.1k | $222.2k | record → |
| Net worth | $43.8M | $24.5M | $5.1M | $9.0M | record → |
| Net worth ratio | 11.95% | 11.65% | 13.53% | 12.65% | record → |
| Loan-to-share ratio | 66.63% | 73.15% | 52.54% | 68.70% | computed |
| Return on assets | 1.07% | 0.74% | 0.79% | 0.71% | computed |
| Members | 21,325 | 13,230 | 3,118 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $368.5M | $322.4M | $214.8M | $2.0M | 11.95% | 21,325 | 921 |
| 2026Q1 | $370.7M | $325.4M | $198.6M | $907.1k | 11.81% | 21,316 | 915 |
| 2025Q4 | $368.9M | $324.6M | $197.2M | $4.7M | 11.77% | 21,289 | 912 |
| 2025Q3 | $356.6M | $314.1M | $194.6M | $3.4M | 11.80% | 21,273 | 929 |
| 2025Q2 | $349.3M | $308.3M | $195.5M | $2.2M | 11.76% | 21,136 | 941 |
| 2025Q1 | $345.3M | $305.5M | $194.8M | $955.4k | 11.72% | 21,095 | 948 |
| 2024Q4 | $324.0M | $285.5M | $192.3M | $4.7M | 11.72% | 20,902 | 974 |
| 2024Q3 | $319.1M | $282.6M | $194.6M | $3.3M | 11.51% | 20,823 | 985 |
| 2024Q2 | $313.5M | $278.9M | $191.8M | $2.2M | 11.29% | 20,752 | 995 |
| 2024Q1 | $312.3M | $279.2M | $190.2M | $915.3k | 10.93% | 20,633 | 1005 |
| 2023Q4 | $302.4M | $270.1M | $193.3M | $5.9M | 10.77% | 20,644 | 1010 |
| 2023Q3 | $303.8M | $274.0M | $193.7M | $4.7M | 10.40% | 20,617 | 999 |
| 2023Q2 | $308.8M | $279.9M | $189.6M | $3.6M | 9.96% | 20,602 | 993 |
| 2023Q1 | $311.0M | $284.7M | $184.9M | $1.0M | 9.10% | 20,551 | 992 |
| 2022Q4 | $310.8M | $285.2M | $182.5M | $2.9M | 8.70% | 20,564 | 976 |
| 2022Q3 | $314.7M | $289.5M | $177.8M | $1.8M | 8.24% | 20,544 | 966 |
| 2022Q2 | $320.0M | $295.4M | $158.9M | $923.7k | 8.03% | 20,478 | 959 |
| 2022Q1 | $320.0M | $295.9M | $157.5M | $172.4k | 7.95% | 20,423 | 955 |
| 2021Q4 | $304.2M | $279.5M | $154.0M | $1.1M | 8.10% | 20,361 | 976 |
| 2021Q3 | $302.0M | $277.8M | $150.1M | $748.6k | 8.24% | 20,381 | 967 |
| 2021Q2 | $295.6M | $271.8M | $146.3M | $387.8k | 8.47% | 20,369 | 973 |
| 2021Q1 | $288.0M | $264.4M | $138.6M | $130.5k | 8.63% | 20,219 | 989 |
| 2020Q4 | $266.7M | $243.2M | $137.6M | $824.5k | 9.25% | 20,129 | 994 |
| 2020Q3 | $253.2M | $230.2M | $138.0M | $585.3k | 9.69% | 20,137 | 1003 |
| 2020Q2 | $249.8M | $227.0M | $136.0M | $383.1k | 10.14% | 20,138 | 1004 |
| 2020Q1 | $223.7M | $201.3M | $137.1M | $314.1k | 10.39% | 19,388 | 1028 |
| 2019Q4 | $211.9M | $190.1M | $136.5M | $1.7M | 10.45% | 19,405 | 1040 |
| 2019Q3 | $204.1M | $182.9M | $135.9M | $1.3M | 10.40% | 19,335 | 1056 |
| 2019Q2 | $208.0M | $187.5M | $132.0M | $750.9k | 10.22% | 19,182 | 1042 |
| 2019Q1 | $207.0M | $187.0M | $133.1M | $270.8k | 10.00% | 19,141 | 1047 |
| 2018Q4 | $197.3M | $177.8M | $131.1M | $1.9M | 10.11% | 19,062 | 1063 |
| 2018Q3 | $198.0M | $178.2M | $126.4M | $1.5M | 9.90% | 19,018 | 1057 |
| 2018Q2 | $201.9M | $182.8M | $125.0M | $1.1M | 9.66% | 18,901 | 1048 |
| 2018Q1 | $203.4M | $184.9M | $123.8M | $452.5k | 9.42% | 18,878 | 1043 |
| 2017Q4 | $193.9M | $175.9M | $121.8M | $1.4M | 9.31% | 18,797 | 1056 |
| 2017Q3 | $192.4M | $175.0M | $122.0M | $977.3k | 9.22% | 18,713 | 1061 |
| 2017Q2 | $196.1M | $179.0M | $119.3M | $662.7k | 9.21% | 18,582 | 1047 |
| 2017Q1 | $194.4M | $177.5M | $115.2M | $436.7k | 9.32% | 18,516 | 1049 |
| 2016Q4 | $183.9M | $167.6M | $111.2M | $915.7k | 9.25% | 18,312 | 1060 |
| 2016Q3 | $179.4M | $163.4M | $111.2M | $606.5k | 9.29% | 18,190 | 1073 |
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