credit union · NCUA 24484 · SC
How big is UPSTATE?
UPSTATE (SC, NCUA charter 24484) reported total assets of $148.5M, 17,889 members and a net worth ratio of 9.77% in its Call Report for 2026Q2. That ranks 1506 of 4,299 federally insured credit unions by assets, 747 of 1,061 among credit unions with $100m-$500m in assets, 22 of 45 credit unions in south carolina.
What stands out
UPSTATE (SC, NCUA charter 24484) reported total assets of $148.5M, 17,889 members and a net worth ratio of 9.77% in its Call Report for 2026Q2. That ranks 1506 of 4,299 federally insured credit unions by assets, 747 of 1,061 among credit unions with $100m-$500m in assets, 22 of 45 credit unions in south carolina. Against its size class: net worth ratio 9.77%, below the peer median of 11.65%; loan-to-share ratio 73.27%, above the peer median of 73.15%; return on assets 0.08%, below the peer median of 0.74%. At 9.77% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $148.5M | $198.1M | $98.3M | $68.3M | record → |
| Shares and deposits | $133.8M | $172.3M | $80.4M | $58.3M | record → |
| Loans outstanding | $98.0M | $125.2M | $64.9M | $34.4M | record → |
| Net income (year to date) | $59.7k | $766.3k | $408.8k | $222.2k | record → |
| Net worth | $14.0M | $24.5M | $19.8M | $9.0M | record → |
| Net worth ratio | 9.77% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 73.27% | 73.15% | 71.91% | 68.70% | computed |
| Return on assets | 0.08% | 0.74% | 0.85% | 0.71% | computed |
| Members | 17,889 | 13,230 | 9,129 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $148.5M | $133.8M | $98.0M | $59.7k | 9.77% | 17,889 | 1506 |
| 2026Q1 | $148.1M | $134.1M | $96.7M | $-359.3k | 9.70% | 17,602 | 1509 |
| 2025Q4 | $139.4M | $127.7M | $97.4M | $834.2k | 10.20% | 17,300 | 1548 |
| 2025Q3 | $137.7M | $124.7M | $97.1M | $810.5k | 10.23% | 17,175 | 1558 |
| 2025Q2 | $135.2M | $122.5M | $96.4M | $546.6k | 10.13% | 16,925 | 1578 |
| 2025Q1 | $134.8M | $122.2M | $94.5M | $308.6k | 9.98% | 16,584 | 1579 |
| 2024Q4 | $137.7M | $117.5M | $93.6M | $1.2M | 9.55% | 16,322 | 1547 |
| 2024Q3 | $144.2M | $112.3M | $92.4M | $888.9k | 9.32% | 16,206 | 1517 |
| 2024Q2 | $138.4M | $107.0M | $90.7M | $580.9k | 9.31% | 16,054 | 1550 |
| 2024Q1 | $138.5M | $108.0M | $87.2M | $162.9k | 9.22% | 15,899 | 1550 |
| 2023Q4 | $132.9M | $105.6M | $85.7M | $1.9M | 9.36% | 15,917 | 1570 |
| 2023Q3 | $131.4M | $107.2M | $82.8M | $1.9M | 9.72% | 15,791 | 1584 |
| 2023Q2 | $125.5M | $109.4M | $79.8M | $678.5k | 8.99% | 15,690 | 1631 |
| 2023Q1 | $120.6M | $111.1M | $75.6M | $303.1k | 8.85% | 15,522 | 1674 |
| 2022Q4 | $119.0M | $107.8M | $73.9M | $706.3k | 8.65% | 15,370 | 1677 |
| 2022Q3 | $116.8M | $106.1M | $71.5M | $488.9k | 8.63% | 15,321 | 1698 |
| 2022Q2 | $116.0M | $104.9M | $69.4M | $376.0k | 8.67% | 15,224 | 1703 |
| 2022Q1 | $116.6M | $105.7M | $67.0M | $215.2k | 8.68% | 15,129 | 1703 |
| 2021Q4 | $111.7M | $101.3M | $66.7M | $1.3M | 8.66% | 14,999 | 1726 |
| 2021Q3 | $109.3M | $98.8M | $66.7M | $712.6k | 8.55% | 14,998 | 1737 |
| 2021Q2 | $108.1M | $98.2M | $65.6M | $394.6k | 8.54% | 14,844 | 1740 |
| 2021Q1 | $106.7M | $97.2M | $61.5M | $199.5k | 8.79% | 14,559 | 1748 |
| 2020Q4 | $93.8M | $84.7M | $60.6M | $778.9k | 9.34% | 14,255 | 1813 |
| 2020Q3 | $90.2M | $81.9M | $60.8M | $523.1k | 9.86% | 14,145 | 1825 |
| 2020Q2 | $87.7M | $79.6M | $58.8M | $311.2k | 9.93% | 13,922 | 1846 |
| 2020Q1 | $76.5M | $68.6M | $56.9M | $193.3k | 10.35% | 13,631 | 1924 |
| 2019Q4 | $72.2M | $64.4M | $56.4M | $909.2k | 10.28% | 13,455 | 1951 |
| 2019Q3 | $71.5M | $63.8M | $54.7M | $743.1k | 10.37% | 13,312 | 1955 |
| 2019Q2 | $70.6M | $63.4M | $53.8M | $509.3k | 10.23% | 13,147 | 1974 |
| 2019Q1 | $70.4M | $63.4M | $51.6M | $251.2k | 10.13% | 12,917 | 1991 |
| 2018Q4 | $65.5M | $58.7M | $51.1M | $1.2M | 10.10% | 12,597 | 2032 |
| 2018Q3 | $64.7M | $58.1M | $50.9M | $980.2k | 10.31% | 12,426 | 2050 |
| 2018Q2 | $62.9M | $56.7M | $49.3M | $734.2k | 10.22% | 12,100 | 2085 |
| 2018Q1 | $60.6M | $54.5M | $46.2M | $408.2k | 9.99% | 11,774 | 2145 |
| 2017Q4 | $56.6M | $51.1M | $45.5M | $937.6k | 9.46% | 11,449 | 2194 |
| 2017Q3 | $55.0M | $49.8M | $44.8M | $705.8k | 9.29% | 11,297 | 2228 |
| 2017Q2 | $55.3M | $50.1M | $42.9M | $533.7k | 9.02% | 11,061 | 2231 |
| 2017Q1 | $55.6M | $50.7M | $41.6M | $183.0k | 8.63% | 10,834 | 2231 |
| 2016Q4 | $52.1M | $47.5M | $41.1M | $508.1k | 8.48% | 10,508 | 2273 |
| 2016Q3 | $52.9M | $48.4M | $40.2M | $448.4k | 8.73% | 10,337 | 2258 |
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