credit union · NCUA 24470 · TX
How big is EDUCATION FIRST?
EDUCATION FIRST (TX, NCUA charter 24470) reported total assets of $583.1M, 32,567 members and a net worth ratio of 9.11% in its Call Report for 2026Q2. That ranks 701 of 4,299 federally insured credit unions by assets, 222 of 280 among credit unions with $500m-$1b in assets, 58 of 380 credit unions in texas.
What stands out
EDUCATION FIRST (TX, NCUA charter 24470) reported total assets of $583.1M, 32,567 members and a net worth ratio of 9.11% in its Call Report for 2026Q2. That ranks 701 of 4,299 federally insured credit unions by assets, 222 of 280 among credit unions with $500m-$1b in assets, 58 of 380 credit unions in texas. Against its size class: net worth ratio 9.11%, below the peer median of 10.59%; loan-to-share ratio 68.93%, below the peer median of 83.51%; return on assets 0.72%, below the peer median of 0.75%. At 9.11% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $583.1M | $714.8M | $49.9M | $68.3M | record → |
| Shares and deposits | $532.6M | $614.6M | $40.8M | $58.3M | record → |
| Loans outstanding | $367.1M | $502.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $2.1M | $2.5M | $141.6k | $222.2k | record → |
| Net worth | $53.1M | $74.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 9.11% | 10.59% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 68.93% | 83.51% | 70.24% | 68.70% | computed |
| Return on assets | 0.72% | 0.75% | 0.59% | 0.71% | computed |
| Members | 32,567 | 41,964 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $583.1M | $532.6M | $367.1M | $2.1M | 9.11% | 32,567 | 701 |
| 2026Q1 | $589.9M | $543.4M | $355.2M | $1.0M | 8.82% | 32,587 | 696 |
| 2025Q4 | $590.5M | $543.6M | $362.8M | $1.0M | 8.73% | 32,486 | 686 |
| 2025Q3 | $590.5M | $550.6M | $366.0M | $-1.4M | 8.31% | 32,346 | 682 |
| 2025Q2 | $598.3M | $559.9M | $362.9M | $-1.9M | 8.13% | 32,244 | 679 |
| 2025Q1 | $601.7M | $564.7M | $369.0M | $-815.5k | 8.26% | 32,524 | 676 |
| 2024Q4 | $605.7M | $538.8M | $378.8M | $-4.1M | 8.43% | 32,520 | 664 |
| 2024Q3 | $622.8M | $541.1M | $385.9M | $-1.3M | 8.63% | 32,625 | 646 |
| 2024Q2 | $623.8M | $538.9M | $390.1M | $-693.0k | 8.72% | 32,686 | 647 |
| 2024Q1 | $635.9M | $543.3M | $388.4M | $-460.8k | 8.59% | 32,719 | 635 |
| 2023Q4 | $628.7M | $529.4M | $394.2M | $238.4k | 8.84% | 32,607 | 640 |
| 2023Q3 | $606.5M | $522.5M | $379.1M | $-33.1k | 9.12% | 34,669 | 654 |
| 2023Q2 | $607.9M | $519.0M | $376.5M | $-936.5k | 8.95% | 34,399 | 649 |
| 2023Q1 | $605.0M | $527.4M | $366.4M | $-1.5M | 8.93% | 34,153 | 651 |
| 2022Q4 | $595.8M | $518.4M | $358.4M | $1.8M | 9.32% | 33,665 | 655 |
| 2022Q3 | $576.8M | $506.5M | $341.9M | $1.4M | 9.56% | 33,322 | 669 |
| 2022Q2 | $575.1M | $507.1M | $331.2M | $935.8k | 9.51% | 33,155 | 661 |
| 2022Q1 | $543.5M | $499.7M | $301.8M | $388.7k | 9.96% | 32,926 | 681 |
| 2021Q4 | $539.0M | $480.7M | $292.7M | $2.9M | 10.14% | 34,186 | 669 |
| 2021Q3 | $540.1M | $480.1M | $287.3M | $2.6M | 9.89% | 35,143 | 661 |
| 2021Q2 | $517.1M | $467.5M | $269.0M | $1.8M | 10.18% | 35,689 | 678 |
| 2021Q1 | $505.8M | $464.0M | $254.9M | $507.8k | 10.15% | 35,530 | 681 |
| 2020Q4 | $477.7M | $434.2M | $252.3M | $1.4M | 10.64% | 35,031 | 678 |
| 2020Q3 | $464.7M | $422.6M | $242.1M | $380.3k | 10.72% | 34,783 | 676 |
| 2020Q2 | $454.6M | $412.7M | $235.6M | $-364.7k | 10.79% | 34,549 | 673 |
| 2020Q1 | $429.4M | $388.4M | $229.3M | $-779.9k | 11.33% | 35,953 | 669 |
| 2019Q4 | $426.9M | $384.2M | $224.6M | $4.1M | 11.58% | 35,963 | 658 |
| 2019Q3 | $411.8M | $370.8M | $219.2M | $3.1M | 11.76% | 35,976 | 666 |
| 2019Q2 | $419.8M | $375.6M | $208.4M | $2.0M | 11.27% | 35,964 | 653 |
| 2019Q1 | $421.6M | $377.7M | $204.0M | $1.0M | 10.98% | 36,120 | 648 |
| 2018Q4 | $405.7M | $363.9M | $199.4M | $1.6M | 11.16% | 35,938 | 649 |
| 2018Q3 | $408.9M | $366.5M | $197.4M | $1.2M | 11.02% | 35,942 | 644 |
| 2018Q2 | $418.2M | $376.1M | $194.2M | $171.5k | 10.77% | 35,957 | 633 |
| 2018Q1 | $428.5M | $387.1M | $186.7M | $-359.5k | 9.90% | 36,069 | 625 |
| 2017Q4 | $410.6M | $371.2M | $185.0M | $1.2M | 10.42% | 34,311 | 632 |
| 2017Q3 | $380.0M | $340.9M | $181.7M | $791.2k | 11.16% | 34,248 | 664 |
| 2017Q2 | $367.9M | $329.2M | $179.6M | $592.2k | 11.47% | 34,307 | 671 |
| 2017Q1 | $363.5M | $325.0M | $178.3M | $353.6k | 11.54% | 35,072 | 672 |
| 2016Q4 | $353.6M | $315.5M | $176.5M | $1.4M | 11.76% | 34,855 | 674 |
| 2016Q3 | $352.6M | $314.7M | $176.4M | $1.1M | 11.73% | 34,871 | 675 |
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