credit union · NCUA 24312 · VT
How big is NORTH COUNTRY?
NORTH COUNTRY (VT, NCUA charter 24312) reported total assets of $1.1B, 79,521 members and a net worth ratio of 9.72% in its Call Report for 2026Q2. That ranks 429 of 4,299 federally insured credit unions by assets, 404 of 454 among credit unions with $1b-$10b in assets, 3 of 12 credit unions in vermont.
What stands out
NORTH COUNTRY (VT, NCUA charter 24312) reported total assets of $1.1B, 79,521 members and a net worth ratio of 9.72% in its Call Report for 2026Q2. That ranks 429 of 4,299 federally insured credit unions by assets, 404 of 454 among credit unions with $1b-$10b in assets, 3 of 12 credit unions in vermont. Against its size class: net worth ratio 9.72%, below the peer median of 10.89%; loan-to-share ratio 91.25%, above the peer median of 88.03%; return on assets 0.82%, above the peer median of 0.80%. At 9.72% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.1B | $2.1B | $207.8M | $68.3M | record → |
| Shares and deposits | $1.0B | $1.8B | $180.1M | $58.3M | record → |
| Loans outstanding | $914.6M | $1.5B | $164.6M | $34.4M | record → |
| Net income (year to date) | $4.7M | $8.3M | $237.4k | $222.2k | record → |
| Net worth | $110.5M | $244.6M | $20.7M | $9.0M | record → |
| Net worth ratio | 9.72% | 10.89% | 11.45% | 12.65% | record → |
| Loan-to-share ratio | 91.25% | 88.03% | 87.15% | 68.70% | computed |
| Return on assets | 0.82% | 0.80% | 0.75% | 0.71% | computed |
| Members | 79,521 | 115,183 | 13,678 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.1B | $1.0B | $914.6M | $4.7M | 9.72% | 79,521 | 429 |
| 2026Q1 | $1.1B | $1.0B | $894.0M | $1.4M | 9.47% | 78,661 | 429 |
| 2025Q4 | $1.1B | $954.9M | $890.5M | $7.0M | 9.75% | 77,854 | 442 |
| 2025Q3 | $1.1B | $960.8M | $879.5M | $5.8M | 9.62% | 77,144 | 435 |
| 2025Q2 | $1.1B | $953.4M | $847.4M | $2.4M | 9.57% | 75,907 | 440 |
| 2025Q1 | $1.0B | $937.2M | $813.2M | $909.8k | 9.59% | 74,855 | 446 |
| 2024Q4 | $995.7M | $894.9M | $808.3M | $6.4M | 9.92% | 74,091 | 453 |
| 2024Q3 | $1.0B | $902.2M | $803.0M | $5.4M | 9.67% | 73,282 | 445 |
| 2024Q2 | $996.3M | $890.7M | $794.7M | $3.1M | 9.60% | 72,325 | 452 |
| 2024Q1 | $978.8M | $874.6M | $775.8M | $2.0M | 9.65% | 71,313 | 454 |
| 2023Q4 | $951.4M | $830.2M | $773.5M | $8.7M | 9.72% | 70,352 | 461 |
| 2023Q3 | $943.8M | $836.3M | $767.4M | $6.5M | 9.62% | 69,549 | 459 |
| 2023Q2 | $932.1M | $825.1M | $757.3M | $4.5M | 9.53% | 68,505 | 461 |
| 2023Q1 | $924.4M | $830.6M | $738.8M | $2.9M | 9.43% | 67,381 | 465 |
| 2022Q4 | $903.5M | $812.7M | $736.5M | $7.6M | 9.34% | 66,452 | 465 |
| 2022Q3 | $924.3M | $837.5M | $712.3M | $5.2M | 8.87% | 65,528 | 455 |
| 2022Q2 | $908.1M | $820.5M | $678.2M | $3.3M | 8.82% | 64,445 | 460 |
| 2022Q1 | $913.1M | $823.7M | $648.8M | $1.8M | 8.60% | 63,578 | 457 |
| 2021Q4 | $897.7M | $806.9M | $644.3M | $8.5M | 8.55% | 62,931 | 450 |
| 2021Q3 | $885.4M | $797.0M | $635.2M | $6.8M | 8.49% | 62,398 | 454 |
| 2021Q2 | $849.7M | $762.2M | $620.5M | $5.5M | 8.69% | 61,551 | 460 |
| 2021Q1 | $838.4M | $754.0M | $596.9M | $2.7M | 8.46% | 60,505 | 459 |
| 2020Q4 | $792.6M | $709.8M | $592.1M | $3.1M | 8.61% | 59,495 | 458 |
| 2020Q3 | $768.2M | $687.3M | $592.3M | $1.5M | 8.67% | 58,799 | 461 |
| 2020Q2 | $744.4M | $665.0M | $576.5M | $79.0k | 8.76% | 57,807 | 465 |
| 2020Q1 | $680.4M | $602.9M | $533.6M | $-918.2k | 9.44% | 57,006 | 477 |
| 2019Q4 | $656.2M | $575.8M | $526.8M | $5.1M | 10.02% | 56,172 | 474 |
| 2019Q3 | $646.3M | $568.8M | $523.4M | $3.6M | 9.94% | 55,468 | 472 |
| 2019Q2 | $641.6M | $563.5M | $517.7M | $2.3M | 9.82% | 54,493 | 473 |
| 2019Q1 | $636.4M | $559.5M | $504.3M | $1.2M | 9.71% | 52,391 | 472 |
| 2018Q4 | $620.2M | $541.6M | $497.0M | $4.2M | 9.78% | 51,471 | 468 |
| 2018Q3 | $603.3M | $538.6M | $485.3M | $3.4M | 9.92% | 50,701 | 477 |
| 2018Q2 | $597.5M | $534.7M | $471.7M | $2.0M | 9.78% | 47,264 | 481 |
| 2018Q1 | $599.3M | $536.9M | $456.4M | $735.0k | 9.54% | 46,058 | 477 |
| 2017Q4 | $579.1M | $515.6M | $456.9M | $3.2M | 9.74% | 44,964 | 477 |
| 2017Q3 | $582.4M | $516.5M | $454.5M | $2.5M | 9.57% | 44,110 | 473 |
| 2017Q2 | $536.3M | $475.4M | $433.5M | $1.6M | 9.45% | 41,226 | 501 |
| 2017Q1 | $529.3M | $469.9M | $421.1M | $851.6k | 9.43% | 40,252 | 506 |
| 2016Q4 | $511.3M | $452.4M | $415.0M | $3.9M | 9.60% | 39,349 | 504 |
| 2016Q3 | $516.2M | $456.6M | $408.7M | $3.0M | 9.31% | 38,809 | 498 |
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