credit union · NCUA 24299 · CA
How big is SANTA CLARA COUNTY?
SANTA CLARA COUNTY (CA, NCUA charter 24299) reported total assets of $1.0B, 50,171 members and a net worth ratio of 9.87% in its Call Report for 2026Q2. That ranks 464 of 4,299 federally insured credit unions by assets, 439 of 454 among credit unions with $1b-$10b in assets, 65 of 239 credit unions in california.
What stands out
SANTA CLARA COUNTY (CA, NCUA charter 24299) reported total assets of $1.0B, 50,171 members and a net worth ratio of 9.87% in its Call Report for 2026Q2. That ranks 464 of 4,299 federally insured credit unions by assets, 439 of 454 among credit unions with $1b-$10b in assets, 65 of 239 credit unions in california. Against its size class: net worth ratio 9.87%, below the peer median of 10.89%; loan-to-share ratio 69.83%, below the peer median of 88.03%; return on assets 0.54%, below the peer median of 0.80%. At 9.87% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $1.0B | $2.1B | $205.9M | $68.3M | record → |
| Shares and deposits | $941.3M | $1.8B | $179.4M | $58.3M | record → |
| Loans outstanding | $657.3M | $1.5B | $125.6M | $34.4M | record → |
| Net income (year to date) | $2.8M | $8.3M | $432.9k | $222.2k | record → |
| Net worth | $102.5M | $244.6M | $25.9M | $9.0M | record → |
| Net worth ratio | 9.87% | 10.89% | 11.30% | 12.65% | record → |
| Loan-to-share ratio | 69.83% | 88.03% | 72.15% | 68.70% | computed |
| Return on assets | 0.54% | 0.80% | 0.56% | 0.71% | computed |
| Members | 50,171 | 115,183 | 11,423 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $1.0B | $941.3M | $657.3M | $2.8M | 9.87% | 50,171 | 464 |
| 2026Q1 | $1.0B | $914.6M | $638.1M | $1.4M | 9.75% | 50,198 | 464 |
| 2025Q4 | $1.0B | $902.0M | $621.8M | $4.2M | 9.74% | 48,878 | 464 |
| 2025Q3 | $982.7M | $888.8M | $575.3M | $3.1M | 10.05% | 47,949 | 469 |
| 2025Q2 | $968.7M | $870.4M | $555.4M | $2.3M | 10.11% | 47,543 | 469 |
| 2025Q1 | $963.3M | $876.9M | $545.6M | $1.0M | 10.03% | 47,829 | 467 |
| 2024Q4 | $962.8M | $865.8M | $539.7M | $5.9M | 9.93% | 47,555 | 465 |
| 2024Q3 | $983.5M | $867.5M | $546.7M | $4.8M | 9.65% | 47,387 | 458 |
| 2024Q2 | $966.3M | $883.0M | $527.6M | $3.4M | 9.66% | 47,151 | 460 |
| 2024Q1 | $954.1M | $881.3M | $508.5M | $1.8M | 9.63% | 47,481 | 464 |
| 2023Q4 | $977.2M | $889.6M | $506.7M | $5.7M | 9.21% | 47,327 | 445 |
| 2023Q3 | $982.1M | $900.0M | $511.9M | $5.0M | 9.12% | 47,262 | 440 |
| 2023Q2 | $969.6M | $885.9M | $512.7M | $3.5M | 9.08% | 47,234 | 440 |
| 2023Q1 | $963.2M | $878.7M | $518.1M | $1.8M | 8.97% | 47,787 | 445 |
| 2022Q4 | $961.4M | $876.6M | $513.1M | $3.6M | 8.80% | 47,934 | 440 |
| 2022Q3 | $987.6M | $906.6M | $507.4M | $1.5M | 8.36% | 47,934 | 426 |
| 2022Q2 | $1.0B | $923.0M | $494.6M | $-350.0k | 8.03% | 48,525 | 417 |
| 2022Q1 | $1.0B | $899.1M | $486.6M | $-319.3k | 8.03% | 49,507 | 415 |
| 2021Q4 | $995.1M | $882.4M | $450.0M | $5.4M | 8.15% | 49,741 | 412 |
| 2021Q3 | $982.2M | $867.4M | $444.2M | $4.2M | 8.13% | 49,775 | 409 |
| 2021Q2 | $961.4M | $846.1M | $412.9M | $3.7M | 8.25% | 49,938 | 408 |
| 2021Q1 | $955.9M | $837.9M | $406.4M | $3.7M | 8.29% | 51,078 | 409 |
| 2020Q4 | $922.4M | $803.4M | $431.9M | $2.9M | 8.19% | 51,035 | 402 |
| 2020Q3 | $901.6M | $777.5M | $469.3M | $1.6M | 8.24% | 51,019 | 402 |
| 2020Q2 | $865.6M | $743.8M | $493.8M | $921.9k | 8.50% | 51,677 | 409 |
| 2020Q1 | $797.1M | $689.3M | $500.9M | $847.7k | 9.22% | 51,670 | 410 |
| 2019Q4 | $807.1M | $668.4M | $500.4M | $2.8M | 9.00% | 51,413 | 400 |
| 2019Q3 | $800.3M | $669.0M | $489.9M | $3.1M | 9.12% | 51,431 | 393 |
| 2019Q2 | $777.3M | $670.1M | $476.1M | $1.7M | 9.21% | 51,189 | 405 |
| 2019Q1 | $797.5M | $693.4M | $463.9M | $385.2k | 8.81% | 51,404 | 392 |
| 2018Q4 | $737.9M | $664.6M | $441.3M | $1.8M | 9.47% | 51,274 | 406 |
| 2018Q3 | $751.5M | $676.0M | $397.2M | $1.4M | 9.25% | 50,874 | 400 |
| 2018Q2 | $755.6M | $681.4M | $385.2M | $771.1k | 9.11% | 50,588 | 398 |
| 2018Q1 | $756.7M | $683.4M | $354.0M | $521.2k | 9.07% | 50,742 | 394 |
| 2017Q4 | $725.7M | $649.2M | $359.9M | $3.8M | 9.38% | 50,350 | 400 |
| 2017Q3 | $741.9M | $666.0M | $358.4M | $3.4M | 9.13% | 50,059 | 389 |
| 2017Q2 | $729.6M | $656.3M | $358.1M | $2.3M | 9.12% | 49,813 | 387 |
| 2017Q1 | $733.3M | $661.7M | $349.6M | $1.2M | 8.93% | 49,465 | 382 |
| 2016Q4 | $696.2M | $622.2M | $345.5M | $8.6M | 9.41% | 48,801 | 390 |
| 2016Q3 | $708.5M | $635.2M | $337.1M | $7.3M | 9.06% | 48,289 | 383 |
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