credit union · NCUA 24254 · MA
How big is FIRST CITIZENS'?
FIRST CITIZENS' (MA, NCUA charter 24254) reported total assets of $705.9M, 42,583 members and a net worth ratio of 20.19% in its Call Report for 2026Q2. That ranks 623 of 4,299 federally insured credit unions by assets, 144 of 280 among credit unions with $500m-$1b in assets, 22 of 121 credit unions in massachusetts.
What stands out
FIRST CITIZENS' (MA, NCUA charter 24254) reported total assets of $705.9M, 42,583 members and a net worth ratio of 20.19% in its Call Report for 2026Q2. That ranks 623 of 4,299 federally insured credit unions by assets, 144 of 280 among credit unions with $500m-$1b in assets, 22 of 121 credit unions in massachusetts. Against its size class: net worth ratio 20.19%, above the peer median of 10.59%; loan-to-share ratio 72.21%, below the peer median of 83.51%; return on assets 0.91%, above the peer median of 0.75%. At 20.19% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $705.9M | $714.8M | $81.8M | $68.3M | record → |
| Shares and deposits | $559.8M | $614.6M | $67.8M | $58.3M | record → |
| Loans outstanding | $404.3M | $502.2M | $42.6M | $34.4M | record → |
| Net income (year to date) | $3.2M | $2.5M | $172.3k | $222.2k | record → |
| Net worth | $142.5M | $74.4M | $9.5M | $9.0M | record → |
| Net worth ratio | 20.19% | 10.59% | 12.11% | 12.65% | record → |
| Loan-to-share ratio | 72.21% | 83.51% | 76.11% | 68.70% | computed |
| Return on assets | 0.91% | 0.75% | 0.56% | 0.71% | computed |
| Members | 42,583 | 41,964 | 4,111 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $705.9M | $559.8M | $404.3M | $3.2M | 20.19% | 42,583 | 623 |
| 2026Q1 | $697.0M | $550.8M | $397.9M | $1.3M | 20.17% | 42,903 | 628 |
| 2025Q4 | $684.3M | $544.2M | $415.2M | $7.5M | 19.82% | 43,342 | 627 |
| 2025Q3 | $687.4M | $544.4M | $433.8M | $6.6M | 20.08% | 53,393 | 622 |
| 2025Q2 | $686.3M | $547.1M | $446.1M | $3.8M | 19.74% | 44,172 | 621 |
| 2025Q1 | $690.9M | $553.3M | $471.0M | $2.0M | 19.40% | 44,605 | 616 |
| 2024Q4 | $676.4M | $537.5M | $494.7M | $5.3M | 19.43% | 44,968 | 619 |
| 2024Q3 | $682.1M | $541.7M | $519.2M | $7.0M | 19.23% | 45,634 | 611 |
| 2024Q2 | $693.8M | $556.4M | $544.9M | $4.4M | 18.50% | 48,637 | 601 |
| 2024Q1 | $709.5M | $571.5M | $579.0M | $2.7M | 18.09% | 50,512 | 591 |
| 2023Q4 | $711.7M | $576.5M | $601.3M | $13.1M | 17.39% | 65,351 | 580 |
| 2023Q3 | $746.1M | $615.0M | $621.2M | $9.8M | 16.16% | 67,076 | 555 |
| 2023Q2 | $769.4M | $641.2M | $652.8M | $6.6M | 15.25% | 68,797 | 542 |
| 2023Q1 | $792.1M | $668.3M | $685.9M | $3.1M | 14.40% | 70,625 | 531 |
| 2022Q4 | $833.9M | $708.7M | $696.7M | $17.3M | 13.25% | 71,704 | 505 |
| 2022Q3 | $863.0M | $743.8M | $711.7M | $10.7M | 12.04% | 73,222 | 483 |
| 2022Q2 | $888.0M | $771.7M | $726.1M | $5.6M | 11.13% | 74,276 | 467 |
| 2022Q1 | $897.9M | $785.8M | $701.0M | $2.3M | 10.78% | 74,064 | 461 |
| 2021Q4 | $887.2M | $768.0M | $704.2M | $9.6M | 10.54% | 75,128 | 456 |
| 2021Q3 | $888.7M | $760.0M | $721.2M | $7.5M | 10.25% | 77,221 | 451 |
| 2021Q2 | $889.9M | $756.6M | $738.2M | $4.9M | 10.01% | 77,960 | 445 |
| 2021Q1 | $885.9M | $750.7M | $746.4M | $2.6M | 10.05% | 78,744 | 442 |
| 2020Q4 | $855.9M | $712.2M | $755.4M | $4.4M | 9.77% | 79,592 | 430 |
| 2020Q3 | $841.6M | $696.4M | $751.0M | $2.2M | 9.71% | 80,676 | 426 |
| 2020Q2 | $852.7M | $704.0M | $728.6M | $1.0M | 9.41% | 81,072 | 414 |
| 2020Q1 | $811.5M | $652.6M | $685.9M | $464.1k | 9.82% | 81,819 | 404 |
| 2019Q4 | $786.8M | $638.6M | $687.6M | $2.9M | 10.17% | 82,150 | 405 |
| 2019Q3 | $778.6M | $636.2M | $680.5M | $2.2M | 10.19% | 82,730 | 402 |
| 2019Q2 | $779.0M | $629.8M | $665.7M | $1.5M | 10.16% | 83,044 | 403 |
| 2019Q1 | $775.3M | $612.8M | $659.1M | $805.6k | 10.09% | 83,293 | 400 |
| 2018Q4 | $773.2M | $595.2M | $663.4M | $4.0M | 9.87% | 83,435 | 389 |
| 2018Q3 | $756.4M | $587.3M | $662.3M | $2.9M | 10.14% | 83,601 | 396 |
| 2018Q2 | $741.2M | $583.9M | $631.8M | $2.1M | 10.25% | 83,261 | 401 |
| 2018Q1 | $739.1M | $570.3M | $615.9M | $1.3M | 10.14% | 82,953 | 402 |
| 2017Q4 | $734.4M | $559.3M | $615.6M | $4.2M | 10.01% | 83,574 | 395 |
| 2017Q3 | $757.6M | $562.5M | $641.9M | $3.0M | 9.69% | 83,987 | 377 |
| 2017Q2 | $742.1M | $564.2M | $637.3M | $1.9M | 9.86% | 84,332 | 382 |
| 2017Q1 | $727.0M | $559.0M | $610.6M | $748.7k | 9.79% | 84,227 | 386 |
| 2016Q4 | $717.4M | $537.5M | $609.2M | $1.0M | 10.05% | 84,094 | 380 |
| 2016Q3 | $680.6M | $529.6M | $582.8M | $1.3M | 10.23% | 85,432 | 394 |
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