FACTANKER · measured, cited, anchored official records connected

credit union · NCUA 2405 · PA

How big is G.A.P.?

G.A.P. (PA, NCUA charter 2405) reported total assets of $79.0M, 6,499 members and a net worth ratio of 13.74% in its Call Report for 2026Q2. That ranks 2022 of 4,299 federally insured credit unions by assets, 202 of 573 among credit unions with $50m-$100m in assets, 96 of 269 credit unions in pennsylvania.

TOTAL ASSETS: $79.0MMEMBERS: 6,499NET WORTH RATIO: 13.74%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/2405-g-a-p

What stands out

G.A.P. (PA, NCUA charter 2405) reported total assets of $79.0M, 6,499 members and a net worth ratio of 13.74% in its Call Report for 2026Q2. That ranks 2022 of 4,299 federally insured credit unions by assets, 202 of 573 among credit unions with $50m-$100m in assets, 96 of 269 credit unions in pennsylvania. Against its size class: net worth ratio 13.74%, above the peer median of 12.95%; loan-to-share ratio 57.32%, below the peer median of 60.93%; return on assets 1.66%, above the peer median of 0.73%. At 13.74% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$79.0M$72.1M$40.7M$68.3Mrecord →
Shares and deposits$67.8M$61.4M$35.9M$58.3Mrecord →
Loans outstanding$38.9M$37.6M$14.4M$34.4Mrecord →
Net income (year to date)$654.3k$269.0k$173.1k$222.2krecord →
Net worth$10.9M$9.2M$5.1M$9.0Mrecord →
Net worth ratio13.74%12.95%13.53%12.65%record →
Loan-to-share ratio57.32%60.93%52.54%68.70%computed
Return on assets1.66%0.73%0.79%0.71%computed
Members6,4995,0303,1184,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$79.0M$67.8M$38.9M$654.3k13.74%6,4992022
2026Q1$78.6M$67.9M$37.2M$252.8k13.29%6,4292031
2025Q4$76.2M$65.8M$38.0M$832.8k13.38%6,5032057
2025Q3$75.0M$64.3M$38.9M$1.0M13.89%6,4902076
2025Q2$74.6M$64.2M$38.1M$687.7k13.52%6,4842085
2025Q1$75.0M$65.1M$36.1M$308.9k12.90%6,4502087
2024Q4$71.9M$62.3M$35.8M$1.2M13.02%6,5002112
2024Q3$71.4M$61.9M$35.5M$1.0M12.88%6,4632120
2024Q2$71.0M$61.9M$34.4M$678.2k12.44%6,3652133
2024Q1$71.0M$62.3M$32.5M$310.6k11.91%6,2902148
2023Q4$67.1M$58.7M$32.3M$904.4k12.14%6,3162182
2023Q3$68.1M$59.9M$30.9M$744.8k11.74%6,2552172
2023Q2$68.0M$60.1M$30.1M$534.4k11.44%6,2012188
2023Q1$68.8M$61.1M$28.4M$290.1k10.96%6,1382195
2022Q4$65.7M$58.3M$27.7M$497.3k11.03%6,1832235
2022Q3$68.4M$61.0M$27.4M$292.0k10.29%6,1432217
2022Q2$68.8M$61.5M$26.2M$205.6k10.11%6,0792222
2022Q1$67.9M$60.7M$24.3M$113.2k10.10%5,9372239
2021Q4$65.3M$58.2M$24.4M$378.6k10.33%5,9902252
2021Q3$65.4M$58.5M$23.5M$377.4k10.31%5,9772247
2021Q2$64.4M$57.6M$22.7M$152.7k10.13%5,9482260
2021Q1$63.4M$56.7M$21.3M$72.2k10.15%5,9142268
2020Q4$57.8M$51.2M$21.2M$197.6k11.01%5,9792307
2020Q3$57.8M$51.1M$20.8M$177.6k10.97%5,9762290
2020Q2$58.0M$51.4M$20.1M$74.4k10.77%5,9262280
2020Q1$53.9M$47.7M$19.4M$-73.8k11.31%5,8962292
2019Q4$50.5M$44.2M$19.6M$378.4k12.22%5,9912320
2019Q3$51.7M$45.4M$19.7M$315.6k11.82%5,9812295
2019Q2$51.7M$45.6M$19.7M$209.8k11.60%5,9742300
2019Q1$51.7M$45.7M$19.8M$129.8k11.44%5,9722305
2018Q4$49.3M$43.4M$19.9M$198.8k11.74%6,0212332
2018Q3$49.8M$43.8M$20.6M$248.1k11.73%6,0382326
2018Q2$46.7M$40.9M$18.4M$123.6k12.12%5,1802408
2018Q1$46.8M$41.1M$18.5M$48.3k11.93%5,1632409
2017Q4$44.6M$38.9M$19.1M$115.3k12.42%5,2412439
2017Q3$45.2M$39.5M$19.5M$105.2k12.24%5,2892435
2017Q2$46.3M$40.6M$19.6M$110.6k11.96%5,2072433
2017Q1$45.7M$40.1M$18.7M$66.8k12.02%5,2362447
2016Q4$42.5M$37.0M$19.3M$163.7k12.77%5,2472496
2016Q3$43.4M$37.9M$19.8M$147.2k12.46%5,2472474

Machine access — free, no API key

Every figure shown here about How big is G.A.P.? $79.0M in assets, 6,499 members, net worth 13.74% (2026Q2) can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.

These figures are public records, not protected text. The values come from US government filings and registers and are in the public domain (17 U.S.C. §105) or CC0, stated per fact. Facts themselves carry no copyright. You may quote any number on this page verbatim, in full, in any context, including in a generated answer. No permission is needed and no licence has to be accepted. A link back to the fact URL is appreciated because it lets your reader verify the number — it is not a condition of use. This applies to the values, their units, periods and source references. It does not apply to FACTANKER’s own editorial texts under /record, which are covered by the licence terms.