credit union · NCUA 23811 · VI
How big is MID-ISLAND?
MID-ISLAND (VI, NCUA charter 23811) reported total assets of $17.9M, 2,330 members and a net worth ratio of 10.05% in its Call Report for 2026Q2. That ranks 3181 of 4,299 federally insured credit unions by assets, 788 of 1,135 among credit unions with $10m-$50m in assets, 4 of 5 credit unions in u.s. virgin islands.
What stands out
MID-ISLAND (VI, NCUA charter 23811) reported total assets of $17.9M, 2,330 members and a net worth ratio of 10.05% in its Call Report for 2026Q2. That ranks 3181 of 4,299 federally insured credit unions by assets, 788 of 1,135 among credit unions with $10m-$50m in assets, 4 of 5 credit unions in u.s. virgin islands. Against its size class: net worth ratio 10.05%, below the peer median of 13.88%; loan-to-share ratio 31.94%, below the peer median of 57.77%; return on assets -0.08%, below the peer median of 0.70%. At 10.05% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $17.9M | $25.2M | — | $68.3M | record → |
| Shares and deposits | $15.6M | $21.4M | — | $58.3M | record → |
| Loans outstanding | $5.0M | $11.2M | — | $34.4M | record → |
| Net income (year to date) | $-6.9k | $82.1k | — | $222.2k | record → |
| Net worth | $1.8M | $3.4M | — | $9.0M | record → |
| Net worth ratio | 10.05% | 13.88% | — | 12.65% | record → |
| Loan-to-share ratio | 31.94% | 57.77% | — | 68.70% | computed |
| Return on assets | -0.08% | 0.70% | — | 0.71% | computed |
| Members | 2,330 | 2,092 | — | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $17.9M | $15.6M | $5.0M | $-6.9k | 10.05% | 2,330 | 3181 |
| 2026Q1 | $18.2M | $16.2M | $5.2M | $-20.4k | 10.06% | 2,392 | 3192 |
| 2025Q4 | $18.1M | $16.1M | $5.0M | $297.8k | 10.22% | 2,373 | 3204 |
| 2025Q3 | $18.2M | $16.3M | $4.8M | $260.9k | 9.96% | 2,375 | 3221 |
| 2025Q2 | $18.3M | $16.5M | $4.5M | $163.2k | 9.47% | 2,351 | 3239 |
| 2025Q1 | $18.3M | $16.5M | $4.2M | $88.4k | 9.10% | 2,341 | 3269 |
| 2024Q4 | $16.9M | $15.2M | $4.2M | $226.9k | 9.21% | 2,319 | 3331 |
| 2024Q3 | $17.0M | $15.4M | $4.4M | $142.9k | 8.97% | 2,326 | 3352 |
| 2024Q2 | $17.1M | $15.6M | $4.6M | $99.4k | 8.42% | 2,317 | 3370 |
| 2024Q1 | $17.1M | $15.6M | $4.7M | $36.1k | 8.16% | 2,318 | 3399 |
| 2023Q4 | $17.2M | $15.8M | $4.8M | $178.0k | 7.79% | 2,325 | 3400 |
| 2023Q3 | $17.6M | $16.1M | $4.9M | $152.8k | 7.52% | 2,361 | 3409 |
| 2023Q2 | $17.4M | $16.0M | $4.7M | $68.1k | 7.13% | 2,334 | 3446 |
| 2023Q1 | $17.4M | $16.0M | $4.4M | $49.0k | 7.01% | 2,326 | 3463 |
| 2022Q4 | $17.2M | $16.0M | $4.4M | $41.0k | 6.64% | 2,247 | 3489 |
| 2022Q3 | $17.4M | $16.3M | $4.2M | $23.9k | 6.43% | 2,251 | 3513 |
| 2022Q2 | $17.3M | $16.2M | $3.8M | $1.9k | 6.36% | 2,234 | 3527 |
| 2022Q1 | $17.1M | $16.0M | $3.9M | $-3.9k | 6.39% | 2,236 | 3564 |
| 2021Q4 | $17.1M | $15.9M | $4.0M | $-36.6k | 6.43% | 2,253 | 3571 |
| 2021Q3 | $16.8M | $15.6M | $3.9M | $-14.4k | 6.66% | 2,250 | 3590 |
| 2021Q2 | $16.4M | $15.2M | $4.1M | $2.4k | 6.93% | 2,253 | 3615 |
| 2021Q1 | $15.8M | $14.6M | $4.5M | $-8.2k | 7.12% | 2,270 | 3657 |
| 2020Q4 | $15.4M | $14.2M | $4.7M | $67.1k | 7.60% | 2,259 | 3649 |
| 2020Q3 | $15.3M | $14.1M | $4.9M | $51.5k | 7.58% | 2,250 | 3653 |
| 2020Q2 | $14.5M | $13.3M | $5.2M | $40.8k | 7.91% | 2,248 | 3692 |
| 2020Q1 | $13.4M | $12.2M | $5.3M | $11.2k | 8.36% | 2,251 | 3724 |
| 2019Q4 | $12.9M | $11.7M | $4.8M | $79.9k | 8.60% | 2,216 | 3753 |
| 2019Q3 | $12.7M | $11.6M | $4.5M | $66.2k | 8.60% | 2,174 | 3778 |
| 2019Q2 | $12.3M | $11.2M | $4.3M | $48.4k | 8.74% | 2,161 | 3821 |
| 2019Q1 | $12.3M | $11.2M | $3.9M | $35.3k | 8.69% | 2,165 | 3850 |
| 2018Q4 | $11.8M | $10.7M | $3.5M | $64.7k | 8.99% | 2,140 | 3897 |
| 2018Q3 | $11.2M | $10.1M | $3.1M | $38.1k | 9.22% | 2,108 | 3973 |
| 2018Q2 | $10.6M | $9.6M | $3.0M | $4.0k | 9.40% | 2,135 | 4048 |
| 2018Q1 | $10.4M | $9.3M | $3.0M | $22.5k | 9.73% | 2,541 | 4093 |
| 2017Q4 | $9.7M | $8.7M | $3.2M | $-42.7k | 10.15% | 2,609 | 4160 |
| 2017Q3 | $9.5M | $8.5M | $3.4M | $-95.4k | 9.84% | 2,703 | 4232 |
| 2017Q2 | $9.4M | $8.4M | $3.4M | $-15.8k | 10.70% | 2,156 | 4267 |
| 2017Q1 | $9.7M | $8.7M | $3.6M | $3.7k | 10.58% | 2,472 | 4254 |
| 2016Q4 | $9.4M | $8.3M | $3.8M | $65.2k | 11.11% | 2,731 | 4289 |
| 2016Q3 | $9.5M | $8.5M | $3.9M | $35.5k | 10.63% | 2,277 | 4291 |
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