credit union · NCUA 23605 · TX
How big is SYNERGY?
SYNERGY (TX, NCUA charter 23605) reported total assets of $334.2M, 12,242 members and a net worth ratio of 15.78% in its Call Report for 2026Q2. That ranks 988 of 4,299 federally insured credit unions by assets, 229 of 1,061 among credit unions with $100m-$500m in assets, 80 of 380 credit unions in texas.
What stands out
SYNERGY (TX, NCUA charter 23605) reported total assets of $334.2M, 12,242 members and a net worth ratio of 15.78% in its Call Report for 2026Q2. That ranks 988 of 4,299 federally insured credit unions by assets, 229 of 1,061 among credit unions with $100m-$500m in assets, 80 of 380 credit unions in texas. Against its size class: net worth ratio 15.78%, above the peer median of 11.65%; loan-to-share ratio 92.17%, above the peer median of 73.15%; return on assets 1.23%, above the peer median of 0.74%. At 15.78% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $334.2M | $198.1M | $49.9M | $68.3M | record → |
| Shares and deposits | $281.8M | $172.3M | $40.8M | $58.3M | record → |
| Loans outstanding | $259.7M | $125.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $2.1M | $766.3k | $141.6k | $222.2k | record → |
| Net worth | $52.7M | $24.5M | $7.4M | $9.0M | record → |
| Net worth ratio | 15.78% | 11.65% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 92.17% | 73.15% | 70.24% | 68.70% | computed |
| Return on assets | 1.23% | 0.74% | 0.59% | 0.71% | computed |
| Members | 12,242 | 13,230 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $334.2M | $281.8M | $259.7M | $2.1M | 15.78% | 12,242 | 988 |
| 2026Q1 | $345.5M | $293.9M | $256.4M | $780.6k | 14.89% | 12,314 | 968 |
| 2025Q4 | $319.5M | $268.7M | $259.8M | $2.9M | 15.86% | 12,259 | 1004 |
| 2025Q3 | $313.9M | $263.3M | $259.7M | $2.3M | 15.94% | 12,194 | 1009 |
| 2025Q2 | $313.8M | $264.5M | $256.5M | $1.4M | 15.67% | 12,094 | 1012 |
| 2025Q1 | $321.5M | $273.7M | $251.1M | $581.4k | 15.02% | 12,187 | 1001 |
| 2024Q4 | $299.5M | $255.9M | $249.6M | $2.2M | 15.93% | 12,910 | 1026 |
| 2024Q3 | $304.7M | $256.4M | $252.1M | $1.8M | 15.52% | 12,065 | 1017 |
| 2024Q2 | $314.5M | $263.9M | $254.8M | $1.2M | 14.86% | 12,076 | 994 |
| 2024Q1 | $320.7M | $272.5M | $254.3M | $727.4k | 14.41% | 12,035 | 982 |
| 2023Q4 | $305.8M | $251.4M | $256.1M | $-79.9k | 14.88% | 12,090 | 999 |
| 2023Q3 | $312.8M | $256.3M | $254.3M | $1.9M | 15.16% | 12,039 | 982 |
| 2023Q2 | $318.1M | $260.7M | $253.1M | $1.5M | 14.81% | 11,900 | 978 |
| 2023Q1 | $315.4M | $270.6M | $245.6M | $805.8k | 14.71% | 11,931 | 981 |
| 2022Q4 | $303.4M | $253.2M | $239.4M | $2.3M | 15.02% | 12,805 | 996 |
| 2022Q3 | $299.5M | $256.3M | $230.1M | $1.5M | 14.95% | 12,664 | 1004 |
| 2022Q2 | $304.9M | $261.8M | $221.7M | $799.1k | 14.36% | 11,432 | 989 |
| 2022Q1 | $313.8M | $269.4M | $214.2M | $567.2k | 13.88% | 11,709 | 971 |
| 2021Q4 | $292.2M | $246.7M | $213.4M | $3.7M | 14.79% | 11,744 | 1001 |
| 2021Q3 | $292.5M | $248.1M | $211.9M | $2.7M | 14.43% | 11,697 | 991 |
| 2021Q2 | $298.7M | $257.2M | $211.8M | $1.7M | 13.80% | 11,780 | 964 |
| 2021Q1 | $297.0M | $254.1M | $211.9M | $706.5k | 13.54% | 11,816 | 962 |
| 2020Q4 | $273.5M | $231.1M | $211.0M | $2.8M | 14.44% | 11,845 | 979 |
| 2020Q3 | $275.4M | $233.8M | $212.7M | $2.0M | 14.06% | 11,835 | 949 |
| 2020Q2 | $274.1M | $233.6M | $202.9M | $975.1k | 13.74% | 11,760 | 945 |
| 2020Q1 | $265.4M | $226.7M | $201.7M | $229.3k | 13.92% | 11,805 | 921 |
| 2019Q4 | $254.7M | $216.0M | $202.5M | $2.6M | 14.41% | 11,780 | 924 |
| 2019Q3 | $250.2M | $211.7M | $204.0M | $2.0M | 14.43% | 11,723 | 933 |
| 2019Q2 | $256.5M | $218.6M | $194.4M | $1.4M | 13.83% | 11,691 | 912 |
| 2019Q1 | $264.4M | $227.4M | $196.0M | $688.4k | 13.16% | 11,734 | 894 |
| 2018Q4 | $242.2M | $205.4M | $201.2M | $2.5M | 14.21% | 11,692 | 929 |
| 2018Q3 | $242.5M | $206.9M | $199.5M | $2.0M | 13.99% | 11,631 | 925 |
| 2018Q2 | $246.0M | $211.2M | $198.6M | $1.2M | 13.47% | 11,583 | 915 |
| 2018Q1 | $255.2M | $220.4M | $183.9M | $557.5k | 12.72% | 11,646 | 890 |
| 2017Q4 | $230.8M | $196.9M | $180.0M | $2.1M | 13.82% | 11,583 | 935 |
| 2017Q3 | $231.6M | $197.4M | $179.4M | $1.6M | 13.57% | 11,529 | 932 |
| 2017Q2 | $227.1M | $194.9M | $177.3M | $1.1M | 13.60% | 11,543 | 955 |
| 2017Q1 | $239.0M | $206.8M | $174.5M | $517.4k | 12.69% | 11,700 | 902 |
| 2016Q4 | $223.5M | $192.0M | $173.7M | $2.5M | 13.34% | 11,947 | 936 |
| 2016Q3 | $225.0M | $194.2M | $172.4M | $1.9M | 12.99% | 11,861 | 929 |
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