credit union · NCUA 23582 · TX
How big is BAYOU CITY?
BAYOU CITY (TX, NCUA charter 23582) reported total assets of $23.8M, 2,194 members and a net worth ratio of 10.13% in its Call Report for 2026Q2. That ranks 3000 of 4,299 federally insured credit unions by assets, 607 of 1,135 among credit unions with $10m-$50m in assets, 242 of 380 credit unions in texas.
What stands out
BAYOU CITY (TX, NCUA charter 23582) reported total assets of $23.8M, 2,194 members and a net worth ratio of 10.13% in its Call Report for 2026Q2. That ranks 3000 of 4,299 federally insured credit unions by assets, 607 of 1,135 among credit unions with $10m-$50m in assets, 242 of 380 credit unions in texas. Against its size class: net worth ratio 10.13%, below the peer median of 13.88%; loan-to-share ratio 37.29%, below the peer median of 57.77%; return on assets 0.20%, below the peer median of 0.70%. At 10.13% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $23.8M | $25.2M | $49.9M | $68.3M | record → |
| Shares and deposits | $21.3M | $21.4M | $40.8M | $58.3M | record → |
| Loans outstanding | $8.0M | $11.2M | $24.4M | $34.4M | record → |
| Net income (year to date) | $23.4k | $82.1k | $141.6k | $222.2k | record → |
| Net worth | $2.4M | $3.4M | $7.4M | $9.0M | record → |
| Net worth ratio | 10.13% | 13.88% | 13.62% | 12.65% | record → |
| Loan-to-share ratio | 37.29% | 57.77% | 70.24% | 68.70% | computed |
| Return on assets | 0.20% | 0.70% | 0.59% | 0.71% | computed |
| Members | 2,194 | 2,092 | 4,156 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $23.8M | $21.3M | $8.0M | $23.4k | 10.13% | 2,194 | 3000 |
| 2026Q1 | $23.8M | $21.3M | $8.3M | $13.9k | 10.10% | 2,219 | 3021 |
| 2025Q4 | $24.1M | $21.5M | $8.8M | $80.2k | 9.92% | 2,257 | 3020 |
| 2025Q3 | $24.0M | $21.5M | $8.6M | $36.0k | 9.79% | 2,282 | 3037 |
| 2025Q2 | $24.3M | $21.9M | $9.1M | $21.1k | 9.58% | 2,304 | 3051 |
| 2025Q1 | $24.9M | $22.5M | $9.4M | $861 | 9.28% | 2,346 | 3047 |
| 2024Q4 | $25.0M | $22.5M | $9.4M | $14.3k | 9.24% | 2,367 | 3055 |
| 2024Q3 | $25.3M | $22.9M | $8.9M | $1.7k | 9.08% | 2,393 | 3059 |
| 2024Q2 | $25.7M | $23.3M | $8.5M | $-11.9k | 8.90% | 2,423 | 3065 |
| 2024Q1 | $26.5M | $24.1M | $8.6M | $1.3k | 8.68% | 2,441 | 3060 |
| 2023Q4 | $26.3M | $23.9M | $8.9M | $116.5k | 8.73% | 2,458 | 3067 |
| 2023Q3 | $27.2M | $24.8M | $8.5M | $114.0k | 8.41% | 2,475 | 3063 |
| 2023Q2 | $28.1M | $25.7M | $8.4M | $79.9k | 8.05% | 2,499 | 3052 |
| 2023Q1 | $29.3M | $26.8M | $8.4M | $40.6k | 7.59% | 2,534 | 3044 |
| 2022Q4 | $29.6M | $27.3M | $8.3M | $63.0k | 7.38% | 2,571 | 3044 |
| 2022Q3 | $30.2M | $27.9M | $8.0M | $19.0k | 7.14% | 2,596 | 3048 |
| 2022Q2 | $29.8M | $27.5M | $7.8M | $6.7k | 7.19% | 2,650 | 3068 |
| 2022Q1 | $30.5M | $28.3M | $7.7M | $3.8k | 7.01% | 2,715 | 3058 |
| 2021Q4 | $29.6M | $27.2M | $8.0M | $-52.5k | 7.23% | 2,638 | 3080 |
| 2021Q3 | $30.6M | $28.2M | $8.1M | $-33.2k | 7.05% | 2,733 | 3048 |
| 2021Q2 | $30.5M | $28.0M | $8.1M | $-22.3k | 6.93% | 2,764 | 3043 |
| 2021Q1 | $30.9M | $28.5M | $7.9M | $-9.4k | 6.74% | 2,800 | 3028 |
| 2020Q4 | $28.0M | $25.5M | $8.3M | $10.4k | 7.47% | 2,817 | 3081 |
| 2020Q3 | $27.6M | $25.5M | $8.2M | $-22.5k | 7.45% | 2,880 | 3076 |
| 2020Q2 | $26.5M | $24.5M | $8.5M | $-16.7k | 7.53% | 2,914 | 3105 |
| 2020Q1 | $23.9M | $21.7M | $8.9M | $-1.9k | 8.43% | 2,956 | 3165 |
| 2019Q4 | $23.3M | $21.1M | $9.4M | $68.2k | 8.64% | 2,942 | 3177 |
| 2019Q3 | $23.4M | $21.1M | $9.3M | $51.7k | 8.55% | 2,987 | 3177 |
| 2019Q2 | $24.6M | $22.3M | $9.2M | $36.5k | 8.07% | 3,020 | 3126 |
| 2019Q1 | $24.8M | $22.7M | $9.0M | $9.3k | 7.89% | 3,054 | 3122 |
| 2018Q4 | $25.6M | $23.1M | $9.2M | $-6.7k | 7.61% | 3,086 | 3070 |
| 2018Q3 | $25.5M | $23.4M | $8.7M | $-23.9k | 7.57% | 3,146 | 3090 |
| 2018Q2 | $25.9M | $23.8M | $8.6M | $-37.5k | 7.41% | 3,240 | 3094 |
| 2018Q1 | $26.3M | $24.2M | $8.8M | $-16.9k | 7.35% | 3,252 | 3085 |
| 2017Q4 | $26.7M | $24.4M | $8.6M | $-83.2k | 7.32% | 3,309 | 3057 |
| 2017Q3 | $26.8M | $24.2M | $8.3M | $-56.0k | 7.38% | 3,335 | 3071 |
| 2017Q2 | $26.7M | $24.3M | $8.1M | $-44.8k | 7.46% | 3,234 | 3098 |
| 2017Q1 | $26.0M | $23.7M | $8.0M | $-23.0k | 7.74% | 3,281 | 3125 |
| 2016Q4 | $25.9M | $23.3M | $8.4M | $-51.6k | 7.88% | 3,338 | 3114 |
| 2016Q3 | $26.0M | $23.5M | $8.2M | $-35.3k | 7.90% | 3,418 | 3110 |
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