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credit union · NCUA 23494 · NC

How big is CAROLINAS TELCO?

CAROLINAS TELCO (NC, NCUA charter 23494) reported total assets of $506.3M, 31,584 members and a net worth ratio of 15.06% in its Call Report for 2026Q2. That ranks 753 of 4,299 federally insured credit unions by assets, 274 of 280 among credit unions with $500m-$1b in assets, 13 of 57 credit unions in north carolina.

TOTAL ASSETS: $506.3MMEMBERS: 31,584NET WORTH RATIO: 15.06%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/23494-carolinas-telco

What stands out

CAROLINAS TELCO (NC, NCUA charter 23494) reported total assets of $506.3M, 31,584 members and a net worth ratio of 15.06% in its Call Report for 2026Q2. That ranks 753 of 4,299 federally insured credit unions by assets, 274 of 280 among credit unions with $500m-$1b in assets, 13 of 57 credit unions in north carolina. Against its size class: net worth ratio 15.06%, above the peer median of 10.59%; loan-to-share ratio 69.51%, below the peer median of 83.51%; return on assets 0.52%, below the peer median of 0.75%. At 15.06% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$506.3M$714.8M$85.1M$68.3Mrecord →
Shares and deposits$425.2M$614.6M$75.2M$58.3Mrecord →
Loans outstanding$295.6M$502.2M$53.2M$34.4Mrecord →
Net income (year to date)$1.3M$2.5M$205.3k$222.2krecord →
Net worth$76.3M$74.4M$10.0M$9.0Mrecord →
Net worth ratio15.06%10.59%12.88%12.65%record →
Loan-to-share ratio69.51%83.51%76.67%68.70%computed
Return on assets0.52%0.75%0.58%0.71%computed
Members31,58441,9646,6484,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$506.3M$425.2M$295.6M$1.3M15.06%31,584753
2026Q1$514.4M$430.4M$290.7M$527.6k14.67%31,566746
2025Q4$507.2M$424.9M$296.5M$2.1M14.77%31,631743
2025Q3$506.6M$417.7M$309.4M$1.6M14.84%32,455742
2025Q2$505.5M$421.5M$305.2M$1.0M14.76%32,469744
2025Q1$513.3M$428.8M$295.3M$375.3k14.40%32,491740
2024Q4$521.0M$420.3M$286.2M$-4.0M14.12%32,308716
2024Q3$529.3M$418.6M$290.1M$-2.0M14.42%32,133708
2024Q2$541.8M$426.7M$296.0M$-1.8M14.13%32,221699
2024Q1$551.0M$436.8M$306.2M$-501.5k14.12%31,786695
2023Q4$559.2M$432.4M$317.7M$1.4M14.00%32,826687
2023Q3$553.2M$434.4M$324.7M$2.8M14.55%33,444686
2023Q2$569.8M$446.1M$333.7M$2.2M14.03%33,653678
2023Q1$593.1M$466.3M$342.9M$1.3M13.33%32,890663
2022Q4$599.5M$473.3M$355.4M$3.0M13.00%32,843646
2022Q3$598.2M$483.8M$347.9M$4.0M13.19%32,887645
2022Q2$596.6M$480.3M$325.9M$1.9M12.88%32,417637
2022Q1$596.5M$482.0M$303.3M$1.0M12.73%32,078636
2021Q4$564.1M$470.2M$281.2M$2.5M13.28%31,765649
2021Q3$583.6M$459.0M$283.6M$1.9M12.73%31,653627
2021Q2$576.3M$451.6M$286.4M$1.2M12.78%31,648624
2021Q1$568.7M$444.6M$291.7M$603.7k12.83%31,616626
2020Q4$552.1M$423.6M$293.3M$1.3M13.10%31,698613
2020Q3$541.1M$412.3M$284.0M$983.2k13.31%31,970608
2020Q2$533.2M$405.0M$268.8M$794.2k13.47%32,230606
2020Q1$507.4M$381.4M$266.8M$625.4k14.12%32,590597
2019Q4$445.5M$371.9M$273.9M$4.0M15.94%32,578641
2019Q3$438.7M$365.0M$249.9M$3.1M15.97%33,480640
2019Q2$437.3M$364.7M$242.3M$2.1M15.80%33,411637
2019Q1$438.3M$369.6M$238.3M$1.0M15.52%33,300631
2018Q4$437.8M$358.3M$241.8M$2.0M15.30%33,109622
2018Q3$440.1M$358.6M$238.6M$3.3M15.52%32,956618
2018Q2$446.6M$366.1M$230.2M$2.1M15.04%32,700609
2018Q1$456.6M$367.5M$224.2M$942.4k14.44%32,415594
2017Q4$451.1M$355.6M$226.6M$-1.6M14.41%32,240591
2017Q3$453.3M$356.6M$221.0M$2.8M15.31%32,250587
2017Q2$454.0M$358.7M$208.1M$2.0M15.10%32,000585
2017Q1$450.4M$357.9M$205.4M$1.0M15.02%31,848585
2016Q4$408.5M$346.9M$203.9M$1.4M16.30%31,638613
2016Q3$409.5M$344.3M$186.4M$1.9M16.39%31,345606

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