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credit union · NCUA 2346 · NY

How big is EDUCATIONAL AND GOVERNMENTAL?

EDUCATIONAL AND GOVERNMENTAL (NY, NCUA charter 2346) reported total assets of $56.1M, 6,215 members and a net worth ratio of 10.97% in its Call Report for 2026Q2. That ranks 2305 of 4,299 federally insured credit unions by assets, 485 of 573 among credit unions with $50m-$100m in assets, 122 of 268 credit unions in new york.

TOTAL ASSETS: $56.1MMEMBERS: 6,215NET WORTH RATIO: 10.97%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/2346-educational-and-governmental

What stands out

EDUCATIONAL AND GOVERNMENTAL (NY, NCUA charter 2346) reported total assets of $56.1M, 6,215 members and a net worth ratio of 10.97% in its Call Report for 2026Q2. That ranks 2305 of 4,299 federally insured credit unions by assets, 485 of 573 among credit unions with $50m-$100m in assets, 122 of 268 credit unions in new york. Against its size class: net worth ratio 10.97%, below the peer median of 12.95%; loan-to-share ratio 32.67%, below the peer median of 60.93%; return on assets -0.15%, below the peer median of 0.73%. At 10.97% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$56.1M$72.1M$46.8M$68.3Mrecord →
Shares and deposits$48.9M$61.4M$40.0M$58.3Mrecord →
Loans outstanding$16.0M$37.6M$21.7M$34.4Mrecord →
Net income (year to date)$-42.1k$269.0k$175.9k$222.2krecord →
Net worth$6.2M$9.2M$6.2M$9.0Mrecord →
Net worth ratio10.97%12.95%12.10%12.65%record →
Loan-to-share ratio32.67%60.93%60.91%68.70%computed
Return on assets-0.15%0.73%0.77%0.71%computed
Members6,2155,0303,2124,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$56.1M$48.9M$16.0M$-42.1k10.97%6,2152305
2026Q1$56.4M$48.8M$15.5M$50.8k11.09%6,1782308
2025Q4$56.2M$49.0M$16.3M$70.8k10.73%5,6562314
2025Q3$55.9M$49.2M$16.2M$50.4k10.78%6,4092324
2025Q2$58.8M$51.5M$16.7M$5.5k10.18%6,3392293
2025Q1$55.6M$51.8M$16.3M$18.7k10.78%6,3662349
2024Q4$57.5M$51.4M$16.6M$163.9k10.40%6,1512316
2024Q3$51.7M$46.2M$14.4M$-248.5k10.80%5,6912420
2024Q2$54.1M$49.0M$14.1M$-152.3k10.50%5,7442383
2024Q1$54.4M$49.4M$13.8M$-84.7k10.57%5,7862397
2023Q4$54.7M$49.6M$13.8M$-369.8k10.66%5,8072386
2023Q3$56.8M$51.2M$13.1M$-199.7k10.60%5,8652358
2023Q2$58.0M$53.1M$12.9M$-122.2k10.52%5,8812344
2023Q1$58.1M$53.1M$12.8M$-17.7k10.68%5,8712360
2022Q4$59.2M$53.9M$12.6M$-406.7k10.84%5,9382345
2022Q3$60.1M$54.8M$12.0M$-359.7k10.74%5,9932340
2022Q2$61.9M$55.8M$11.7M$-221.3k10.59%5,9912316
2022Q1$61.5M$56.2M$11.7M$-97.6k10.89%6,0172326
2021Q4$60.4M$53.9M$11.6M$14.5k11.25%6,0612321
2021Q3$61.6M$54.2M$11.8M$168.1k11.28%6,1802303
2021Q2$63.3M$55.6M$12.1M$27.8k10.75%6,2602269
2021Q1$62.2M$54.6M$12.3M$-1.9k10.90%6,2582285
2020Q4$60.7M$52.9M$13.0M$2.2k11.17%6,3312260
2020Q3$59.2M$52.0M$13.2M$73.6k11.57%6,3882271
2020Q2$61.3M$53.1M$13.4M$109.0k11.24%6,4082224
2020Q1$56.1M$48.6M$13.9M$106.1k12.26%6,4212238
2019Q4$55.3M$48.2M$14.5M$465.6k12.25%6,4312229
2019Q3$54.6M$47.7M$14.6M$342.3k12.18%6,4352252
2019Q2$56.7M$49.9M$14.7M$233.7k11.55%6,4352213
2019Q1$56.1M$49.5M$14.7M$112.4k11.46%6,4592231
2018Q4$54.6M$48.4M$15.2M$330.6k11.56%6,4632236
2018Q3$54.2M$48.4M$15.4M$209.9k11.43%6,4892245
2018Q2$55.5M$49.9M$14.8M$107.9k10.98%6,5062235
2018Q1$55.8M$49.8M$14.8M$54.3k10.82%6,5572234
2017Q4$54.6M$48.6M$15.1M$95.1k10.95%6,5642230
2017Q3$54.3M$48.2M$14.8M$61.0k10.96%6,6212245
2017Q2$55.4M$49.4M$14.5M$39.0k10.70%6,6232228
2017Q1$54.3M$48.4M$14.2M$27.3k10.89%6,6272262
2016Q4$52.7M$47.0M$14.3M$245.2k11.18%6,6322254
2016Q3$52.2M$46.2M$14.4M$201.6k11.20%6,6442269

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