credit union · NCUA 23279 · MI
How big is MICHIGAN STATE UNIVERSITY?
MICHIGAN STATE UNIVERSITY (MI, NCUA charter 23279) reported total assets of $8.9B, 405,979 members and a net worth ratio of 8.96% in its Call Report for 2026Q2. That ranks 42 of 4,299 federally insured credit unions by assets, 17 of 454 among credit unions with $1b-$10b in assets, 2 of 169 credit unions in michigan.
What stands out
MICHIGAN STATE UNIVERSITY (MI, NCUA charter 23279) reported total assets of $8.9B, 405,979 members and a net worth ratio of 8.96% in its Call Report for 2026Q2. That ranks 42 of 4,299 federally insured credit unions by assets, 17 of 454 among credit unions with $1b-$10b in assets, 2 of 169 credit unions in michigan. Against its size class: net worth ratio 8.96%, below the peer median of 10.89%; loan-to-share ratio 95.16%, above the peer median of 88.03%; return on assets 0.31%, below the peer median of 0.80%. At 8.96% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $8.9B | $2.1B | $186.5M | $68.3M | record → |
| Shares and deposits | $7.3B | $1.8B | $160.8M | $58.3M | record → |
| Loans outstanding | $6.9B | $1.5B | $115.9M | $34.4M | record → |
| Net income (year to date) | $13.6M | $8.3M | $792.8k | $222.2k | record → |
| Net worth | $794.6M | $244.6M | $22.8M | $9.0M | record → |
| Net worth ratio | 8.96% | 10.89% | 12.03% | 12.65% | record → |
| Loan-to-share ratio | 95.16% | 88.03% | 68.71% | 68.70% | computed |
| Return on assets | 0.31% | 0.80% | 0.92% | 0.71% | computed |
| Members | 405,979 | 115,183 | 13,435 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $8.9B | $7.3B | $6.9B | $13.6M | 8.96% | 405,979 | 42 |
| 2026Q1 | $8.5B | $7.0B | $6.5B | $5.9M | 8.37% | 399,480 | 46 |
| 2025Q4 | $8.4B | $6.9B | $6.5B | $25.6M | 8.43% | 396,646 | 46 |
| 2025Q3 | $8.2B | $6.8B | $6.4B | $17.5M | 8.51% | 389,605 | 46 |
| 2025Q2 | $8.2B | $6.8B | $6.4B | $4.2M | 8.34% | 381,844 | 45 |
| 2025Q1 | $8.2B | $6.8B | $6.3B | $-1.5M | 8.26% | 378,243 | 45 |
| 2024Q4 | $8.1B | $6.6B | $6.3B | $-21.3M | 8.48% | 379,398 | 43 |
| 2024Q3 | $8.2B | $6.6B | $6.3B | $-13.5M | 8.49% | 374,591 | 42 |
| 2024Q2 | $7.9B | $6.3B | $6.0B | $-7.0M | 8.91% | 359,937 | 44 |
| 2024Q1 | $7.8B | $6.3B | $6.0B | $-2.3M | 9.01% | 358,797 | 45 |
| 2023Q4 | $7.7B | $6.2B | $6.1B | $4.8M | 9.18% | 355,456 | 42 |
| 2023Q3 | $7.7B | $6.3B | $6.1B | $3.0M | 9.20% | 353,287 | 42 |
| 2023Q2 | $7.7B | $6.3B | $6.0B | $-111.6k | 9.11% | 348,401 | 41 |
| 2023Q1 | $7.5B | $6.2B | $5.7B | $2.6M | 9.46% | 343,813 | 44 |
| 2022Q4 | $7.3B | $5.9B | $5.6B | $73.4M | 9.66% | 338,733 | 44 |
| 2022Q3 | $6.9B | $5.8B | $5.4B | $68.9M | 10.07% | 336,117 | 44 |
| 2022Q2 | $6.8B | $5.8B | $5.1B | $50.8M | 9.98% | 330,018 | 43 |
| 2022Q1 | $6.8B | $5.9B | $4.9B | $33.4M | 9.69% | 325,390 | 42 |
| 2021Q4 | $6.7B | $5.7B | $4.7B | $84.9M | 9.40% | 321,315 | 42 |
| 2021Q3 | $6.5B | $5.6B | $4.5B | $66.0M | 9.38% | 317,505 | 43 |
| 2021Q2 | $6.3B | $5.3B | $4.4B | $45.8M | 9.47% | 311,511 | 45 |
| 2021Q1 | $6.2B | $5.3B | $4.2B | $22.0M | 9.18% | 306,346 | 43 |
| 2020Q4 | $5.7B | $4.8B | $4.2B | $49.7M | 9.52% | 302,576 | 45 |
| 2020Q3 | $5.5B | $4.6B | $4.1B | $32.3M | 9.56% | 298,831 | 45 |
| 2020Q2 | $5.4B | $4.5B | $3.9B | $16.2M | 9.49% | 292,539 | 46 |
| 2020Q1 | $4.9B | $4.1B | $3.8B | $5.8M | 10.12% | 290,438 | 46 |
| 2019Q4 | $4.7B | $3.9B | $3.8B | $37.5M | 10.44% | 288,083 | 46 |
| 2019Q3 | $4.5B | $3.7B | $3.7B | $31.5M | 10.74% | 284,979 | 47 |
| 2019Q2 | $4.5B | $3.7B | $3.5B | $20.3M | 10.60% | 278,287 | 46 |
| 2019Q1 | $4.4B | $3.7B | $3.4B | $8.8M | 10.52% | 273,103 | 46 |
| 2018Q4 | $4.2B | $3.5B | $3.4B | $45.6M | 10.80% | 269,344 | 46 |
| 2018Q3 | $4.1B | $3.4B | $3.3B | $36.2M | 10.81% | 266,005 | 47 |
| 2018Q2 | $4.1B | $3.4B | $3.2B | $23.4M | 10.60% | 259,067 | 46 |
| 2018Q1 | $4.0B | $3.4B | $3.1B | $11.4M | 10.47% | 255,284 | 48 |
| 2017Q4 | $3.8B | $3.2B | $3.0B | $43.4M | 10.69% | 251,497 | 48 |
| 2017Q3 | $3.8B | $3.1B | $2.9B | $33.2M | 10.65% | 246,218 | 47 |
| 2017Q2 | $3.6B | $3.1B | $2.7B | $21.7M | 10.67% | 238,802 | 49 |
| 2017Q1 | $3.6B | $3.1B | $2.6B | $8.5M | 10.54% | 234,505 | 49 |
| 2016Q4 | $3.4B | $3.0B | $2.5B | $31.5M | 10.77% | 230,851 | 48 |
| 2016Q3 | $3.3B | $2.9B | $2.4B | $21.7M | 10.85% | 229,511 | 49 |
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