credit union · NCUA 23198 · NY
How big is TRI-LAKES?
TRI-LAKES (NY, NCUA charter 23198) reported total assets of $28.7M, 2,156 members and a net worth ratio of 13.54% in its Call Report for 2026Q2. That ranks 2869 of 4,299 federally insured credit unions by assets, 476 of 1,135 among credit unions with $10m-$50m in assets, 165 of 268 credit unions in new york.
What stands out
TRI-LAKES (NY, NCUA charter 23198) reported total assets of $28.7M, 2,156 members and a net worth ratio of 13.54% in its Call Report for 2026Q2. That ranks 2869 of 4,299 federally insured credit unions by assets, 476 of 1,135 among credit unions with $10m-$50m in assets, 165 of 268 credit unions in new york. Against its size class: net worth ratio 13.54%, below the peer median of 13.88%; loan-to-share ratio 49.51%, below the peer median of 57.77%; return on assets 1.48%, above the peer median of 0.70%. At 13.54% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $28.7M | $25.2M | $46.8M | $68.3M | record → |
| Shares and deposits | $24.6M | $21.4M | $40.0M | $58.3M | record → |
| Loans outstanding | $12.2M | $11.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $211.8k | $82.1k | $175.9k | $222.2k | record → |
| Net worth | $3.9M | $3.4M | $6.2M | $9.0M | record → |
| Net worth ratio | 13.54% | 13.88% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 49.51% | 57.77% | 60.91% | 68.70% | computed |
| Return on assets | 1.48% | 0.70% | 0.77% | 0.71% | computed |
| Members | 2,156 | 2,092 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $28.7M | $24.6M | $12.2M | $211.8k | 13.54% | 2,156 | 2869 |
| 2026Q1 | $28.4M | $24.4M | $11.8M | $70.8k | 13.19% | 2,163 | 2895 |
| 2025Q4 | $27.0M | $23.1M | $12.1M | $525.3k | 13.60% | 2,159 | 2938 |
| 2025Q3 | $26.6M | $22.8M | $12.0M | $387.9k | 13.25% | 2,150 | 2961 |
| 2025Q2 | $27.3M | $23.6M | $12.5M | $269.2k | 12.51% | 2,165 | 2961 |
| 2025Q1 | $26.9M | $23.4M | $12.1M | $127.1k | 12.15% | 2,160 | 2992 |
| 2024Q4 | $26.1M | $22.7M | $12.7M | $516.8k | 12.02% | 2,155 | 3023 |
| 2024Q3 | $26.8M | $23.3M | $12.9M | $395.5k | 11.29% | 2,158 | 3014 |
| 2024Q2 | $26.4M | $23.1M | $12.8M | $242.1k | 10.85% | 2,177 | 3046 |
| 2024Q1 | $26.3M | $23.3M | $12.2M | $120.9k | 10.42% | 2,177 | 3071 |
| 2023Q4 | $26.4M | $23.4M | $12.6M | $460.5k | 9.94% | 2,171 | 3065 |
| 2023Q3 | $26.8M | $23.8M | $12.8M | $350.6k | 9.36% | 2,196 | 3069 |
| 2023Q2 | $27.6M | $24.8M | $12.4M | $232.8k | 8.68% | 2,208 | 3064 |
| 2023Q1 | $27.7M | $25.1M | $11.8M | $98.0k | 8.15% | 2,202 | 3078 |
| 2022Q4 | $27.2M | $24.8M | $10.8M | $216.8k | 7.99% | 2,208 | 3108 |
| 2022Q3 | $27.1M | $24.7M | $10.6M | $136.9k | 7.73% | 2,215 | 3139 |
| 2022Q2 | $27.3M | $24.9M | $9.8M | $73.3k | 7.43% | 2,210 | 3145 |
| 2022Q1 | $26.7M | $24.6M | $9.5M | $23.7k | 7.40% | 2,208 | 3180 |
| 2021Q4 | $26.2M | $24.0M | $9.6M | $170.4k | 7.47% | 2,204 | 3196 |
| 2021Q3 | $25.7M | $23.5M | $9.8M | $161.3k | 7.58% | 2,209 | 3213 |
| 2021Q2 | $25.1M | $23.1M | $9.8M | $63.7k | 7.38% | 2,204 | 3239 |
| 2021Q1 | $24.0M | $22.1M | $9.6M | $23.0k | 7.53% | 2,193 | 3285 |
| 2020Q4 | $21.5M | $19.6M | $10.2M | $182.3k | 8.29% | 2,008 | 3350 |
| 2020Q3 | $21.8M | $19.6M | $10.4M | $136.8k | 7.98% | 2,220 | 3325 |
| 2020Q2 | $21.0M | $19.3M | $9.7M | $89.9k | 8.04% | 2,247 | 3356 |
| 2020Q1 | $18.9M | $17.2M | $9.9M | $57.3k | 8.79% | 2,245 | 3406 |
| 2019Q4 | $19.4M | $17.7M | $10.2M | $225.6k | 8.24% | 2,255 | 3360 |
| 2019Q3 | $18.6M | $16.8M | $10.5M | $177.2k | 8.34% | 2,258 | 3407 |
| 2019Q2 | $18.0M | $16.4M | $10.4M | $107.4k | 8.24% | 2,257 | 3457 |
| 2019Q1 | $18.0M | $16.3M | $10.3M | $36.6k | 7.87% | 2,263 | 3472 |
| 2018Q4 | $17.2M | $15.7M | $10.1M | $163.8k | 8.00% | 2,258 | 3509 |
| 2018Q3 | $17.0M | $15.5M | $9.5M | $112.8k | 7.79% | 2,267 | 3543 |
| 2018Q2 | $17.5M | $15.9M | $9.1M | $53.0k | 7.54% | 2,254 | 3536 |
| 2018Q1 | $17.0M | $15.6M | $9.0M | $16.8k | 8.00% | 2,238 | 3589 |
| 2017Q4 | $16.8M | $15.4M | $8.9M | $100.9k | 7.47% | 2,241 | 3589 |
| 2017Q3 | $16.1M | $14.9M | $9.0M | $80.1k | 7.53% | 2,291 | 3654 |
| 2017Q2 | $16.3M | $14.9M | $9.1M | $47.7k | 7.44% | 2,270 | 3677 |
| 2017Q1 | $15.8M | $14.6M | $8.7M | $24.1k | 7.37% | 2,267 | 3728 |
| 2016Q4 | $15.1M | $13.9M | $8.8M | $96.7k | 7.42% | 2,257 | 3758 |
| 2016Q3 | $15.1M | $13.9M | $8.7M | $70.0k | 7.25% | 2,261 | 3774 |
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