credit union · NCUA 22740 · NC
How big is HSM?
HSM (NC, NCUA charter 22740) reported total assets of $5.5M, 2,120 members and a net worth ratio of 14.13% in its Call Report for 2026Q2. That ranks 3800 of 4,299 federally insured credit unions by assets, 272 of 771 among credit unions under $10m in assets, 55 of 57 credit unions in north carolina.
What stands out
HSM (NC, NCUA charter 22740) reported total assets of $5.5M, 2,120 members and a net worth ratio of 14.13% in its Call Report for 2026Q2. That ranks 3800 of 4,299 federally insured credit unions by assets, 272 of 771 among credit unions under $10m in assets, 55 of 57 credit unions in north carolina. Against its size class: net worth ratio 14.13%, below the peer median of 17.92%; loan-to-share ratio 90.31%, above the peer median of 58.16%; return on assets 0.54%, above the peer median of 0.45%. At 14.13% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $5.5M | $4.0M | $85.1M | $68.3M | record → |
| Shares and deposits | $4.6M | $3.1M | $75.2M | $58.3M | record → |
| Loans outstanding | $4.2M | $1.7M | $53.2M | $34.4M | record → |
| Net income (year to date) | $14.7k | $5.3k | $205.3k | $222.2k | record → |
| Net worth | $771.5k | $672.6k | $10.0M | $9.0M | record → |
| Net worth ratio | 14.13% | 17.92% | 12.88% | 12.65% | record → |
| Loan-to-share ratio | 90.31% | 58.16% | 76.67% | 68.70% | computed |
| Return on assets | 0.54% | 0.45% | 0.58% | 0.71% | computed |
| Members | 2,120 | 584 | 6,648 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $5.5M | $4.6M | $4.2M | $14.7k | 14.13% | 2,120 | 3800 |
| 2026Q1 | $5.8M | $4.9M | $4.2M | $15.6k | 13.31% | 2,137 | 3791 |
| 2025Q4 | $5.7M | $4.9M | $4.2M | $-15.7k | 13.23% | 2,160 | 3819 |
| 2025Q3 | $5.6M | $4.8M | $4.2M | $-23.8k | 13.44% | 2,160 | 3865 |
| 2025Q2 | $5.7M | $4.9M | $4.2M | $-11.4k | 13.32% | 2,162 | 3885 |
| 2025Q1 | $5.8M | $5.0M | $4.2M | $-20.8k | 12.94% | 2,174 | 3914 |
| 2024Q4 | $5.6M | $4.7M | $4.4M | $-17.0k | 13.89% | 2,171 | 3961 |
| 2024Q3 | $5.7M | $4.8M | $4.5M | $-27.1k | 13.67% | 2,189 | 3986 |
| 2024Q2 | $5.6M | $4.7M | $4.5M | $-11.4k | 14.21% | 2,194 | 4024 |
| 2024Q1 | $5.7M | $4.8M | $4.6M | $-16.1k | 13.83% | 2,213 | 4053 |
| 2023Q4 | $6.1M | $5.2M | $4.7M | $17.0k | 13.19% | 2,220 | 4028 |
| 2023Q3 | $5.8M | $4.9M | $4.7M | $2.7k | 13.67% | 2,235 | 4110 |
| 2023Q2 | $5.9M | $4.9M | $4.4M | $3.4k | 13.50% | 2,256 | 4133 |
| 2023Q1 | $5.8M | $4.9M | $4.2M | $4.8k | 13.64% | 2,244 | 4157 |
| 2022Q4 | $5.4M | $4.5M | $4.2M | $40.5k | 14.79% | 2,211 | 4221 |
| 2022Q3 | $5.5M | $4.6M | $4.3M | $18.8k | 14.21% | 2,199 | 4262 |
| 2022Q2 | $5.6M | $4.8M | $4.1M | $11.7k | 13.79% | 2,195 | 4276 |
| 2022Q1 | $5.7M | $4.9M | $3.9M | $8.9k | 13.54% | 2,179 | 4309 |
| 2021Q4 | $5.6M | $4.7M | $3.6M | $96.0k | 13.60% | 2,164 | 4330 |
| 2021Q3 | $5.4M | $4.6M | $3.5M | $75.1k | 13.68% | 2,165 | 4380 |
| 2021Q2 | $5.6M | $4.8M | $3.5M | $43.5k | 12.69% | 2,149 | 4387 |
| 2021Q1 | $5.8M | $5.1M | $3.5M | $13.9k | 11.74% | 2,153 | 4395 |
| 2020Q4 | $5.2M | $4.4M | $3.4M | $12.7k | 12.84% | 2,145 | 4447 |
| 2020Q3 | $5.0M | $4.3M | $3.1M | $-5.6k | 13.06% | 2,170 | 4492 |
| 2020Q2 | $4.8M | $4.1M | $3.1M | $-31.1k | 13.01% | 2,184 | 4531 |
| 2020Q1 | $4.3M | $3.6M | $3.1M | $-28.2k | 14.76% | 2,225 | 4596 |
| 2019Q4 | $4.3M | $3.5M | $3.2M | $102.2k | 15.38% | 2,222 | 4618 |
| 2019Q3 | $4.8M | $4.2M | $3.3M | $82.5k | 13.14% | 2,211 | 4556 |
| 2019Q2 | $5.0M | $4.3M | $3.4M | $55.8k | 12.22% | 2,193 | 4564 |
| 2019Q1 | $5.3M | $4.6M | $3.4M | $41.9k | 11.21% | 2,185 | 4536 |
| 2018Q4 | $5.0M | $4.4M | $3.5M | $104.7k | 11.02% | 2,165 | 4593 |
| 2018Q3 | $4.9M | $4.3M | $3.4M | $79.9k | 10.77% | 2,152 | 4653 |
| 2018Q2 | $5.0M | $4.3M | $3.2M | $35.9k | 9.67% | 2,130 | 4667 |
| 2018Q1 | $5.1M | $4.5M | $3.1M | $21.0k | 9.22% | 2,107 | 4694 |
| 2017Q4 | $4.6M | $3.9M | $3.2M | $-52.1k | 9.65% | 2,087 | 4776 |
| 2017Q3 | $4.6M | $4.0M | $3.2M | $-47.6k | 9.84% | 2,074 | 4835 |
| 2017Q2 | $4.7M | $4.1M | $3.3M | $-34.1k | 9.94% | 2,054 | 4864 |
| 2017Q1 | $4.9M | $4.3M | $3.2M | $-30.3k | 9.57% | 2,042 | 4856 |
| 2016Q4 | $4.6M | $4.0M | $3.4M | $-35.8k | 10.94% | 2,015 | 4925 |
| 2016Q3 | $4.9M | $4.3M | $3.5M | $-19.3k | 10.52% | 2,049 | 4905 |
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