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credit union · NCUA 2227 · KS

How big is EMPORIA STATE?

EMPORIA STATE (KS, NCUA charter 2227) reported total assets of $146.5M, 8,201 members and a net worth ratio of 10.74% in its Call Report for 2026Q2. That ranks 1516 of 4,299 federally insured credit unions by assets, 757 of 1,061 among credit unions with $100m-$500m in assets, 14 of 62 credit unions in kansas.

TOTAL ASSETS: $146.5MMEMBERS: 8,201NET WORTH RATIO: 10.74%45 quarters since 2015Q2

Cite: FACTANKER, https://factanker.com/credit-union/2227-emporia-state

What stands out

EMPORIA STATE (KS, NCUA charter 2227) reported total assets of $146.5M, 8,201 members and a net worth ratio of 10.74% in its Call Report for 2026Q2. That ranks 1516 of 4,299 federally insured credit unions by assets, 757 of 1,061 among credit unions with $100m-$500m in assets, 14 of 62 credit unions in kansas. Against its size class: net worth ratio 10.74%, below the peer median of 11.65%; loan-to-share ratio 70.63%, below the peer median of 73.15%; return on assets 1.31%, above the peer median of 0.74%. At 10.74% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.

Key figures, 2026Q2

As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.

Measure2026Q2Median, size classMedian, stateMedian, allEvidence
Total assets$146.5M$198.1M$41.0M$68.3Mrecord →
Shares and deposits$130.3M$172.3M$34.9M$58.3Mrecord →
Loans outstanding$92.0M$125.2M$20.5M$34.4Mrecord →
Net income (year to date)$959.0k$766.3k$169.9k$222.2krecord →
Net worth$15.7M$24.5M$4.5M$9.0Mrecord →
Net worth ratio10.74%11.65%13.55%12.65%record →
Loan-to-share ratio70.63%73.15%70.93%68.70%computed
Return on assets1.31%0.74%0.84%0.71%computed
Members8,20113,2303,1554,818record →

Quarter by quarter

45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.

QuarterTotal assetsSharesLoansNet income YTDNet worth ratioMembersRank
2026Q2$146.5M$130.3M$92.0M$959.0k10.74%8,2011516
2026Q1$142.8M$127.2M$90.8M$369.5k10.61%8,1661538
2025Q4$139.7M$124.4M$91.0M$1.3M10.58%8,1411546
2025Q3$137.1M$122.1M$90.0M$1.1M10.59%8,1241561
2025Q2$136.3M$121.6M$88.8M$632.2k10.34%8,0661563
2025Q1$139.6M$125.5M$85.5M$217.3k9.80%8,0291544
2024Q4$137.1M$123.1M$85.4M$381.1k9.82%7,9991548
2024Q3$136.4M$122.5M$82.6M$412.3k9.89%7,9571548
2024Q2$135.2M$121.4M$83.4M$393.6k9.97%7,9401567
2024Q1$134.7M$121.1M$80.9M$140.6k9.82%7,9051573
2023Q4$130.7M$117.3M$81.0M$580.5k10.00%7,8731583
2023Q3$131.6M$115.2M$80.8M$538.6k9.90%7,8391582
2023Q2$130.4M$117.3M$80.6M$379.1k9.87%7,7771590
2023Q1$132.4M$119.4M$79.3M$149.0k9.58%7,7351591
2022Q4$133.5M$119.8M$79.9M$831.4k9.39%7,7301580
2022Q3$133.1M$117.5M$78.8M$681.2k9.31%7,7221584
2022Q2$134.1M$119.8M$77.5M$383.0k9.02%7,6771581
2022Q1$132.1M$120.0M$73.9M$157.9k8.98%7,6011595
2021Q4$128.3M$116.3M$74.7M$1.2M9.13%7,5461606
2021Q3$126.9M$115.0M$74.3M$1.1M9.13%7,4961608
2021Q2$121.7M$110.1M$73.2M$891.2k9.34%7,2481635
2021Q1$122.4M$110.9M$69.8M$323.4k8.83%7,3311622
2020Q4$112.6M$101.3M$70.3M$979.5k9.31%7,2771644
2020Q3$109.6M$98.4M$72.4M$797.2k9.40%7,2381646
2020Q2$107.0M$96.4M$69.3M$447.8k9.30%7,1691659
2020Q1$100.3M$90.0M$69.7M$153.2k9.63%7,1061650
2019Q4$97.8M$87.7M$72.9M$700.6k9.71%7,1061650
2019Q3$96.4M$86.3M$69.1M$637.5k9.80%7,0861655
2019Q2$94.4M$84.7M$68.0M$383.6k9.74%7,0231687
2019Q1$95.6M$86.1M$67.7M$177.3k9.40%6,9821675
2018Q4$92.4M$83.2M$67.3M$696.6k9.53%6,9181685
2018Q3$93.9M$84.8M$66.4M$604.5k9.28%6,8261673
2018Q2$93.4M$84.6M$65.7M$337.4k9.04%6,7261688
2018Q1$84.6M$75.9M$60.2M$187.0k9.81%6,5951785
2017Q4$81.4M$72.9M$58.2M$632.9k9.96%6,5131795
2017Q3$80.2M$71.9M$59.0M$514.4k9.97%6,4561819
2017Q2$80.7M$72.7M$58.7M$308.1k9.78%6,3811820
2017Q1$79.0M$71.2M$56.5M$174.8k9.83%6,3191843
2016Q4$76.1M$68.5M$54.4M$628.2k9.88%6,2401853
2016Q3$75.1M$67.6M$55.3M$456.9k9.73%6,1901871

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