credit union · NCUA 22083 · GA
How big is E L C O?
E L C O (GA, NCUA charter 22083) reported total assets of $5.3M, 691 members and a net worth ratio of 20.10% in its Call Report for 2026Q2. That ranks 3816 of 4,299 federally insured credit unions by assets, 288 of 771 among credit unions under $10m in assets, 60 of 71 credit unions in georgia.
What stands out
E L C O (GA, NCUA charter 22083) reported total assets of $5.3M, 691 members and a net worth ratio of 20.10% in its Call Report for 2026Q2. That ranks 3816 of 4,299 federally insured credit unions by assets, 288 of 771 among credit unions under $10m in assets, 60 of 71 credit unions in georgia. Against its size class: net worth ratio 20.10%, above the peer median of 17.92%; loan-to-share ratio 90.23%, above the peer median of 58.16%; return on assets 1.45%, above the peer median of 0.45%. At 20.10% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $5.3M | $4.0M | $44.1M | $68.3M | record → |
| Shares and deposits | $4.2M | $3.1M | $38.7M | $58.3M | record → |
| Loans outstanding | $3.8M | $1.7M | $19.3M | $34.4M | record → |
| Net income (year to date) | $38.6k | $5.3k | $88.0k | $222.2k | record → |
| Net worth | $1.1M | $672.6k | $6.3M | $9.0M | record → |
| Net worth ratio | 20.10% | 17.92% | 13.60% | 12.65% | record → |
| Loan-to-share ratio | 90.23% | 58.16% | 74.93% | 68.70% | computed |
| Return on assets | 1.45% | 0.45% | 0.70% | 0.71% | computed |
| Members | 691 | 584 | 3,922 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $5.3M | $4.2M | $3.8M | $38.6k | 20.10% | 691 | 3816 |
| 2026Q1 | $5.2M | $4.1M | $3.7M | $14.0k | 19.99% | 692 | 3850 |
| 2025Q4 | $5.1M | $3.9M | $3.5M | $81.9k | 20.35% | 685 | 3882 |
| 2025Q3 | $5.1M | $4.0M | $3.5M | $57.2k | 19.65% | 673 | 3910 |
| 2025Q2 | $5.0M | $3.9M | $3.2M | $27.0k | 19.58% | 672 | 3959 |
| 2025Q1 | $4.8M | $3.8M | $3.2M | $9.4k | 19.81% | 672 | 4014 |
| 2024Q4 | $4.7M | $3.7M | $3.1M | $54.1k | 20.24% | 671 | 4055 |
| 2024Q3 | $4.8M | $3.8M | $3.2M | $45.6k | 19.65% | 667 | 4081 |
| 2024Q2 | $4.7M | $3.7M | $3.3M | $31.4k | 19.81% | 664 | 4115 |
| 2024Q1 | $4.6M | $3.6M | $3.2M | $12.4k | 19.74% | 677 | 4159 |
| 2023Q4 | $4.5M | $3.6M | $3.2M | $45.0k | 19.82% | 680 | 4190 |
| 2023Q3 | $4.6M | $3.7M | $3.2M | $32.3k | 19.06% | 673 | 4217 |
| 2023Q2 | $4.5M | $3.6M | $3.2M | $20.7k | 19.55% | 672 | 4268 |
| 2023Q1 | $4.4M | $3.5M | $3.3M | $12.1k | 19.80% | 681 | 4299 |
| 2022Q4 | $4.2M | $3.3M | $3.1M | $47.9k | 20.14% | 680 | 4341 |
| 2022Q3 | $4.3M | $3.4M | $3.0M | $35.0k | 19.49% | 672 | 4379 |
| 2022Q2 | $4.1M | $3.2M | $2.9M | $22.8k | 20.26% | 671 | 4424 |
| 2022Q1 | $3.9M | $3.0M | $2.8M | $13.1k | 21.12% | 674 | 4484 |
| 2021Q4 | $3.7M | $2.8M | $2.6M | $36.4k | 21.94% | 671 | 4528 |
| 2021Q3 | $3.7M | $2.9M | $2.6M | $27.8k | 21.20% | 676 | 4551 |
| 2021Q2 | $3.6M | $2.8M | $2.5M | $12.9k | 21.58% | 669 | 4600 |
| 2021Q1 | $3.5M | $2.7M | $2.4M | $6.3k | 22.20% | 669 | 4635 |
| 2020Q4 | $3.3M | $2.5M | $2.3M | $51.0k | 23.15% | 666 | 4664 |
| 2020Q3 | $3.3M | $2.6M | $2.2M | $36.0k | 22.50% | 673 | 4685 |
| 2020Q2 | $3.2M | $2.5M | $2.3M | $24.9k | 22.82% | 722 | 4711 |
| 2020Q1 | $3.1M | $2.4M | $2.2M | $12.5k | 23.52% | 759 | 4738 |
| 2019Q4 | $3.2M | $2.4M | $2.2M | $28.3k | 22.56% | 754 | 4754 |
| 2019Q3 | $3.2M | $2.5M | $2.2M | $16.9k | 22.10% | 747 | 4786 |
| 2019Q2 | $3.1M | $2.4M | $2.2M | $10.5k | 22.81% | 744 | 4829 |
| 2019Q1 | $3.0M | $2.3M | $2.2M | $5.4k | 23.41% | 747 | 4861 |
| 2018Q4 | $2.9M | $2.2M | $2.1M | $45.2k | 23.50% | 746 | 4899 |
| 2018Q3 | $3.3M | $2.6M | $2.0M | $43.8k | 20.68% | 735 | 4886 |
| 2018Q2 | $3.3M | $2.6M | $2.0M | $26.0k | 20.26% | 730 | 4923 |
| 2018Q1 | $3.2M | $2.6M | $2.0M | $11.3k | 20.10% | 732 | 4974 |
| 2017Q4 | $3.1M | $2.4M | $2.0M | $69.6k | 20.70% | 727 | 5014 |
| 2017Q3 | $3.2M | $2.6M | $2.0M | $53.0k | 19.47% | 718 | 5057 |
| 2017Q2 | $3.1M | $2.5M | $2.0M | $31.0k | 19.48% | 707 | 5109 |
| 2017Q1 | $3.0M | $2.4M | $2.0M | $16.4k | 19.85% | 719 | 5163 |
| 2016Q4 | $2.8M | $2.3M | $1.9M | $54.1k | 20.18% | 716 | 5218 |
| 2016Q3 | $2.9M | $2.4M | $1.9M | $41.5k | 19.01% | 719 | 5239 |
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