credit union · NCUA 21927 · NY
How big is OSWEGO COUNTY?
OSWEGO COUNTY (NY, NCUA charter 21927) reported total assets of $152.5M, 14,688 members and a net worth ratio of 12.07% in its Call Report for 2026Q2. That ranks 1488 of 4,299 federally insured credit unions by assets, 729 of 1,061 among credit unions with $100m-$500m in assets, 71 of 268 credit unions in new york.
What stands out
OSWEGO COUNTY (NY, NCUA charter 21927) reported total assets of $152.5M, 14,688 members and a net worth ratio of 12.07% in its Call Report for 2026Q2. That ranks 1488 of 4,299 federally insured credit unions by assets, 729 of 1,061 among credit unions with $100m-$500m in assets, 71 of 268 credit unions in new york. Against its size class: net worth ratio 12.07%, above the peer median of 11.65%; loan-to-share ratio 78.65%, above the peer median of 73.15%; return on assets 1.24%, above the peer median of 0.74%. At 12.07% its net worth ratio is above the 7% NCUA threshold, which puts it in the "well capitalised" band of prompt corrective action; the regulator applies further tests, this page does not.
Key figures, 2026Q2
As filed with the NCUA; ratios computed by FACTANKER. Peer medians are percentile_cont over the group in the same quarter.
| Measure | 2026Q2 | Median, size class | Median, state | Median, all | Evidence |
|---|---|---|---|---|---|
| Total assets | $152.5M | $198.1M | $46.8M | $68.3M | record → |
| Shares and deposits | $132.7M | $172.3M | $40.0M | $58.3M | record → |
| Loans outstanding | $104.4M | $125.2M | $21.7M | $34.4M | record → |
| Net income (year to date) | $944.1k | $766.3k | $175.9k | $222.2k | record → |
| Net worth | $18.4M | $24.5M | $6.2M | $9.0M | record → |
| Net worth ratio | 12.07% | 11.65% | 12.10% | 12.65% | record → |
| Loan-to-share ratio | 78.65% | 73.15% | 60.91% | 68.70% | computed |
| Return on assets | 1.24% | 0.74% | 0.77% | 0.71% | computed |
| Members | 14,688 | 13,230 | 3,212 | 4,818 | record → |
Quarter by quarter
45 Call Reports on record, 2015Q2–2026Q2; the 40 most recent shown.
| Quarter | Total assets | Shares | Loans | Net income YTD | Net worth ratio | Members | Rank |
|---|---|---|---|---|---|---|---|
| 2026Q2 | $152.5M | $132.7M | $104.4M | $944.1k | 12.07% | 14,688 | 1488 |
| 2026Q1 | $151.9M | $132.5M | $101.5M | $426.4k | 11.77% | 14,601 | 1490 |
| 2025Q4 | $146.7M | $127.6M | $102.8M | $1.8M | 11.91% | 14,627 | 1505 |
| 2025Q3 | $143.1M | $125.1M | $103.1M | $1.4M | 11.95% | 13,591 | 1523 |
| 2025Q2 | $144.1M | $126.6M | $103.5M | $733.0k | 11.43% | 13,467 | 1520 |
| 2025Q1 | $143.0M | $125.7M | $103.2M | $272.7k | 11.20% | 13,398 | 1530 |
| 2024Q4 | $137.8M | $121.4M | $104.0M | $1.5M | 11.42% | 13,377 | 1543 |
| 2024Q3 | $135.6M | $119.4M | $104.8M | $1.2M | 11.40% | 13,351 | 1554 |
| 2024Q2 | $136.5M | $119.5M | $104.0M | $880.7k | 11.10% | 13,286 | 1557 |
| 2024Q1 | $133.3M | $116.6M | $103.3M | $482.6k | 11.07% | 13,223 | 1583 |
| 2023Q4 | $127.3M | $111.3M | $102.9M | $2.0M | 11.22% | 13,181 | 1609 |
| 2023Q3 | $127.9M | $113.1M | $100.8M | $1.6M | 10.85% | 13,118 | 1605 |
| 2023Q2 | $128.9M | $114.3M | $98.9M | $1.1M | 10.31% | 12,991 | 1600 |
| 2023Q1 | $131.4M | $118.0M | $92.8M | $659.8k | 9.78% | 12,786 | 1600 |
| 2022Q4 | $129.3M | $116.0M | $92.6M | $2.4M | 9.58% | 12,684 | 1608 |
| 2022Q3 | $130.8M | $118.0M | $88.5M | $1.6M | 8.85% | 12,626 | 1601 |
| 2022Q2 | $133.0M | $119.8M | $85.4M | $1.0M | 8.26% | 12,619 | 1591 |
| 2022Q1 | $132.7M | $120.5M | $82.9M | $542.6k | 7.93% | 12,571 | 1589 |
| 2021Q4 | $128.1M | $116.2M | $81.8M | $1.4M | 7.79% | 12,539 | 1608 |
| 2021Q3 | $128.3M | $116.7M | $79.8M | $1.1M | 7.55% | 12,549 | 1598 |
| 2021Q2 | $124.4M | $114.8M | $79.6M | $511.8k | 7.30% | 12,463 | 1613 |
| 2021Q1 | $124.0M | $114.7M | $76.8M | $161.1k | 7.02% | 12,338 | 1612 |
| 2020Q4 | $116.4M | $107.3M | $74.6M | $407.0k | 7.34% | 12,284 | 1615 |
| 2020Q3 | $114.1M | $104.6M | $76.7M | $457.8k | 7.53% | 12,391 | 1615 |
| 2020Q2 | $111.7M | $102.8M | $76.6M | $428.6k | 7.67% | 12,478 | 1619 |
| 2020Q1 | $104.3M | $95.8M | $77.4M | $156.0k | 7.95% | 11,394 | 1623 |
| 2019Q4 | $97.9M | $89.3M | $79.5M | $1.1M | 8.32% | 12,439 | 1649 |
| 2019Q3 | $96.1M | $87.8M | $77.6M | $804.1k | 8.18% | 12,430 | 1659 |
| 2019Q2 | $95.0M | $86.4M | $75.6M | $554.8k | 7.99% | 12,328 | 1683 |
| 2019Q1 | $91.6M | $83.1M | $73.9M | $279.4k | 7.99% | 12,230 | 1714 |
| 2018Q4 | $85.0M | $76.8M | $73.9M | $620.4k | 8.19% | 12,162 | 1760 |
| 2018Q3 | $86.3M | $77.5M | $73.0M | $296.1k | 7.69% | 12,299 | 1749 |
| 2018Q2 | $82.5M | $75.9M | $69.4M | $108.1k | 7.81% | 11,926 | 1813 |
| 2018Q1 | $82.2M | $75.6M | $66.4M | $71.1k | 7.80% | 12,308 | 1813 |
| 2017Q4 | $78.8M | $72.3M | $66.2M | $544.7k | 8.05% | 11,973 | 1826 |
| 2017Q3 | $79.3M | $70.9M | $64.0M | $433.2k | 7.86% | 11,664 | 1829 |
| 2017Q2 | $79.6M | $73.3M | $61.9M | $338.7k | 7.71% | 12,347 | 1840 |
| 2017Q1 | $77.1M | $70.3M | $60.3M | $130.7k | 7.69% | 11,945 | 1872 |
| 2016Q4 | $74.7M | $67.3M | $61.2M | $420.3k | 7.77% | 11,576 | 1879 |
| 2016Q3 | $73.2M | $66.4M | $59.9M | $296.5k | 7.75% | 11,296 | 1895 |
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